Are all financial professionals created equal? If not, how can you identify who will provide advice that puts you first?

Managing your money wisely can be complex, and many individuals realize they need good financial advice; however a search for “financial advisor near me” provides an endless list of advisors that all promise to help with retirement planning, tax strategies, investment management, and more, while promising to do it all “in your best interests.”

Despite all sounding the same, individuals know that there is a significant difference between financial professionals. Whether they’ve experienced financial professionals trying to “sell” products or sensed pressure toward certain strategies, they realize that identifying the right financial professional is a key decision. The question is how to cut through all the marketing hype to identify the professional who will put them first.

In this series, we break down the key types of financial professionals, explore how compensation structures can influence advice, and share tips for identifying fiduciary, Fee-Only advisors who truly put your interests first. Cut through the marketing noise, avoid hidden conflicts, and make informed financial decisions with confidence.

Whether you’re already working with a financial professional or looking to hire one, this conversation will help you understand how to choose a financial professional committed to putting you first.

Thanks for listening!

For more details we recommend that you check out our blogpost covering the same topic at https://pw-wm.com/learn/financial-planning/are-all-financial-professionals-created-equal/

As part of our continuing health insurance series, this episode dives into one of the biggest questions facing early retirees: how to maintain health coverage before Medicare kicks in at age 65.

We explore your key options, from COBRA coverage to Marketplace plans, discuss how to pay for health insurance out of pocket, and uncover tax planning strategies that can help reduce your premiums through premium tax credits.

Whether you’re planning to retire soon or just beginning to map out your financial future, this conversation will help you understand how thoughtful planning can make early retirement a reality. Thanks for listening!

For more details, we recommend that you check out our blog post at https://pw-wm.com/learn/.

Retirement planning isn’t just about finances; it’s about healthcare too. With Medicare enrollment approaching, many retirees wonder how Medicare works and what coverage they really need.

In this episode, we break down Medicare Parts A, B, C, and D, explain the differences between Medicare Advantage and Medigap plans, and walk through key enrollment periods to help you avoid costly penalties. We also cover premiums, deductibles, IRMAA surcharges, and common misconceptions about Medicare coverage.

Whether you’re turning 65, continuing to work past retirement, or exploring your healthcare options, we think you’ll enjoy this podcast episode. Thanks for listening!

For more details we recommend that you check out our blog post covering the same topic at: https://pw-wm.com/learn/financial-planning/medicare-what-you-need-to-know/