Unlock the financial strategies every freelancer and gig worker needs to thrive. In this episode, Certified Financial Planner Michael breaks down the essentials of managing irregular income, estimating quarterly taxes, maximizing deductions, choosing the right business structure, and building long‑term wealth without a traditional employer plan. You’ll learn how to navigate self‑employment taxes, optimize retirement accounts like Solo 401(k)s and SEP IRAs, protect yourself with the right insurance, and create a cash‑flow system that supports both your lifestyle and your goals.

Whether you're a creative, consultant, or gig‑economy professional, this episode gives you the clarity and confidence to take control of your money and build lasting financial stability. Perfect for freelancers looking for expert guidance, smarter tax planning, and a long‑term financial partner.

Free Consultation with Michael: https://forms.gle/9s8innFwpXtWEJW3A

Unlock the best time to claim Social Security and avoid costly mistakes. In this episode, Certified Financial Planner Michael breaks down how claiming at 62, full retirement age, or 70 can dramatically impact your lifetime income. You’ll learn the key factors that determine your ideal claiming age—health, longevity, taxes, spousal benefits, and income sources—plus strategies to maximize benefits and reduce taxes. If you want clarity, confidence, and a personalized Social Security plan, this episode shows you why working with a financial planner can make all the difference.

Free Consultation with Michael: https://forms.gle/9s8innFwpXtWEJW3A

Navigating an inheritance can feel overwhelming — emotionally and financially. In this episode, Certified Financial Planner Michael breaks down what to do when you receive an inheritance, including how different assets are taxed, the rules for inherited IRAs, the benefits of the step‑up in basis, and smart strategies for using your inheritance to strengthen your long‑term financial plan. Whether you’ve inherited cash, real estate, investments, or retirement accounts, you’ll learn how to avoid costly mistakes, reduce taxes, and make confident decisions that honor your loved one’s legacy. A must‑listen for anyone looking for expert inheritance planning guidance and long‑term financial clarity.

Free Consultation with Michael: https://forms.gle/9s8innFwpXtWEJW3A