We went to Reddit so you don't have to.

Derek and Kelly (plus producer Justin, making a rare on-mic appearance) pulled the most common financial questions people are actually asking on Reddit and answered them straight. No jargon. No vague advice. Just real answers.

In this episode:

What's the right amount to spend on a car? (Kelly just bought a Rivian, so we're starting here)

Student loans vs. 401k — where does your money go first?

What actually happens to your 401k when you change jobs?

Building an emergency fund when you're living paycheck to paycheck

How to talk to your partner about money without it turning into a fight

What does a financial planner actually do — and do you even need one?

Is it too late to start saving for retirement at 35?

How to start investing with only $100 a month Individual stocks vs. index funds — what the numbers actually say

Real estate vs. index funds: the "it depends" answer Is it worth buying a home right now with these interest rates?

How to negotiate your salary (including the advice nobody talks about) $30,000 in credit card debt — where do you even start?

Is life insurance worth it if you don't have kids?

If you've ever typed a financial question into Reddit and gotten 47 conflicting answers, this episode is for you.

🎙️ Millennial Money Matters is hosted by Derek Mazzarella, CFP® and Kelly Turner, mortgage broker.

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Reach out to Kelly Turner at kturner@totalmortgage.com and Derek Mazzarella at dmazzarella@mygfpartner.com

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