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In this month’s Victoria Real Estate Podcast market update, Adrian Maclaren and Vincent Baart of the CityNest Team are joined by mortgage broker David Steinberg from Olympic Mortgage to break down what’s really happening in the Greater Victoria housing market as we head into 2026.

This episode focuses on a key question many buyers are asking right now: who actually qualifies to buy in Victoria today? We walk through real income requirements for condos, townhomes, and detached homes, explain current mortgage rules, and discuss how debt, down payments, and interest rates impact buying power.

We also dig into January 2026 market data, including sales trends, inventory levels, pricing changes, and how Victoria continues to show resilience compared to other BC markets. On the mortgage side, David shares insights on the broader economy, interest rate expectations, employment uncertainty, and how lenders are viewing risk heading into the year.

If you’re a buyer, seller, investor, or just trying to understand where Victoria real estate is heading, this episode delivers a clear, data-driven snapshot of the market — without the hype.

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Produced by: The CityNest Real Estate Group
Citynest.ca

Adrian Maclaren
250-464-4122
adrian@citynest.ca
@adrianrealestatevictoria

Vincent Baart
vincent@citynest.ca

David Steinberg
david@olympicmortgages.ca
778.401.4712

Send us a text

In this special conference episode of the Victoria Real Estate Podcast, Adrian Maclaren records live from the BC 2030: The Future of BC Real Estate Conference in Vancouver, hosted by the Real Estate Institute of British Columbia.

Adrian is joined by Jada Basi, co-owner and Principal of CitySpaces Consulting, a community planning and infrastructure expert with two decades of experience working in rural, regional, and resource-based communities across Western Canada.

The conversation explores:

• What company towns were and how they shaped British Columbia
• The impact of the Instant Towns Act of 1965 on development
• Why many resource communities now face aging infrastructure and economic challenges
• Why these towns still matter to BC’s economy today
• How Indigenous-led utilities and regional partnerships are changing the future
• What governments, investors, and planners need to do to prepare for the next generation of major projects
• Why the future of BC’s economy may depend more on what we repair than what we build next

Jada also shares practical insights for younger planners and entrepreneurs, plus a few personal picks in a fun rapid-fire closing segment.

If you’re interested in real estate, infrastructure, housing policy, or where British Columbia’s economy is heading next, this episode offers a rare look beyond the major cities and into the communities that quietly support the province.

Produced by: The CityNest Real Estate Group
Citynest.ca

Adrian Maclaren
250-464-4122
adrian@citynest.ca
@adrianrealestatevictoria

Send us a text

In this month’s Victoria Real Estate Market Update, Adrian and Vincent from the CityNest team at REMAX are joined once again by mortgage expert David Steinberg to break down everything shaping the local market as we head into the end of 2025.

We cover Victoria’s surprising progress on provincial housing targets, shifting rental prices across Canada, and what new mortgage rules mean for buyers, sellers, and investors in 2026. David gives us the latest on fixed vs. variable trends, rate movement, and renewal strategies as the lending landscape changes.

This episode’s Neighbourhood Highlight dives into the Hillside–Mayfair area — its history, lifestyle, housing options, and what buyers should know before making a move.

And of course, Vince brings the full market breakdown: detached homes heating up, condos staying cool, and the overall market swinging back toward the warm side of balanced.

If you’re thinking about buying, selling, investing, or you just want to understand what’s actually happening in Victoria real estate right now — this episode has everything you need.

🎧 Sponsored By: caninecarcare.com
Clean car = instant confidence. Mobile detailing with a satisfaction guarantee.

Produced by: The CityNest Real Estate Group
Citynest.ca

Adrian Maclaren
250-464-4122
adrian@citynest.ca
@adrianrealestatevictoria

Vincent Baart
vincent@citynest.ca

David Steinberg
david@olympicmortgages.ca
778.401.4712