Send us Fan Mail

In this episode of Winning in Retirement, Brian Akers and Jeff Akers explain how to build a personalized financial plan using your unique “financial fingerprint”—your income, accounts, titling, and goals. They show how advisors turn scattered statements, pensions, 401(k)s, annuities, and tax issues into a clear written plan and to‑do list, then refine it over time through ongoing reviews so you can confidently move from working years into truly winning in retirement.

Send us Fan Mail

In this episode of Winning in Retirement, Brian Akers and Nick Molite tackle the most common questions people ask when they first meet with a financial advisor: “How are we doing?”, “Where do I start?”, “Can I retire?”, and “Where will my retirement income come from?” They walk through AKERS Financial Group’s “unique financial fingerprint” approach, the importance of cash flow and debt in retirement, the difference between a broker and a financial planner, building retirement income from Social Security, pensions, investments, and annuities, and why having a clear exit strategy can help you truly win in your golden years.

Send us Fan Mail

This episode of Winning in Retirement with Brian Akers and Alex Monk explains how to legally reduce lifetime taxes using Roth IRAs, Roth 401(k)s, and Roth conversions so you can “pay tax now and never again” on that money. You contrast traditional pre-tax 401(k)/IRA strategies with Roth strategies, showing how over-reliance on pre-tax accounts can lead to higher future tax brackets, bigger RMDs, and more taxes for surviving spouses and children. You then walk through how smart, staged Roth conversions—timed around tax brackets, IRMAA thresholds, and market volatility—can lower future required distributions, reduce Medicare surcharges, and create tax-free legacy dollars. Throughout, you emphasize that this is best done with professional planning rather than DIY trial and error, so listeners can keep more of their money and build flexible, tax-free retirement income.