Why Your Stomach and Your Calculator Disagree on Retirement Risk
カートのアイテムが多すぎます
カートに追加できませんでした。
ウィッシュリストに追加できませんでした。
ほしい物リストの削除に失敗しました。
ポッドキャストのフォローに失敗しました
ポッドキャストのフォロー解除に失敗しました
Why Your Stomach and Your Calculator Disagree on Retirement Risk
-
ナレーター：
-
著者：
This episode explores the disconnect between your psychology and the calculator when evaluating portfolio risk capacity in the $2M–$8M range, using recent client inquiries about the SpaceX IPO as a real-world backdrop. Garrett and Adam break down how to segment a retirement portfolio into separate asset buckets based on their purpose, explaining why can make sense to maximize equity growth inside tax-free Roth IRAs while reducing risk inside traditional pre-tax accounts. The discussion outlines how understanding your risk metrics allows you to safely evaluate speculative market opportunities without jeopardizing the retirement lifestyle you envision for your family.
Chapters:
- (00:00) - The History of the 1040 Tax Return
- (03:23) - The SpaceX IPO and Swinging for the Fences
- (05:10) - The Evolution of the Risk Tolerance Questionnaire
- (10:05) - Understanding Risk Capacity vs. Risk Tolerance
- (14:44) - Earmarking Risk Across Different Asset Buckets
- (20:38) - How We Evaluate Client Risk Dynamics
- (26:21) - The Zero-Turn Lawnmower Analogy for Portfolio Risk
We have developed a 5-step framework for what tax planning looks like for High-Net-Worth Retirees between $2M–$8M. It walks you through each season of the calendar year and explains how we implement tax-return driven financial planning for our clients. Request a free copy of this resource using this link: https://www.retirementtaxmatters.com/checklist
For comprehensive firm disclosures, please visit our website: https://www.retirementtaxmatters.com/disclosures