If you're in or near retirement, one bad investment decision can have lasting consequences.

And new research shows just how risky stock picking can be:

Over the last 100 years, nearly 60% of all U.S. stocks underperformed Treasury bills—one of the safest investments you can own.

Even more surprising, fewer than 4% of companies created all of the stock market's net wealth.

In other words, the odds of consistently picking the right stocks are far lower than most people realize.

In this episode, I'm breaking down this eye-opening research and what it means for protecting your portfolio and retirement plan.

Here's what you'll learn:

→ Why owning a handful of well-known, familiar stocks can be far riskier than it feels

→ What the research reveals about where long-term market returns actually come from

→ The 3 actions you can take to better position and optimize your portfolio for the years ahead

Because in retirement, successful investing isn't about hitting home runs—it's about avoiding unnecessary mistakes and stacking the odds in your favor.

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EPISODE RESOURCES:

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