When Can I Retire? How to Know If You're Actually Ready
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When Can I Retire? How to Know If You're Actually Ready
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著者：
Retirement isn't about reaching an age — it's about reaching a number. Here's how to figure out if your money can support your life for potentially 30+ years without a paycheck.
Topics covered:
when can i retire, how to know when to retire, am i ready to retire.
Read the full article:
https://frankfinly.com/retirement/when-can-i-retire?utm_source=podcast&utm_medium=show_notes&utm_campaign=when-can-i-retire
Free retirement planning tools:
https://frankfinly.com?utm_source=podcast&utm_medium=show_notes&utm_campaign=when-can-i-retire
Sources mentioned:
- Bengen (1994) — Determining Withdrawal Rates Using Historical Data (the 4% rule) — https://www.financialplanningassociation.org/article/journal/MAR04-determining-withdrawal-rates-using-historical-data
- SSA — Benefit Formula (AIME / PIA) — https://www.ssa.gov/oact/cola/Benefits.html
- SSA — Delayed Retirement Credits and Early Retirement Reductions — https://www.ssa.gov/benefits/retirement/planner/delayret.html
- IRS — Retirement Topics: Exceptions to Tax on Early Distributions (72(t) SEPP) — https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-exceptions-to-tax-on-early-distributions