What happens when your 401(k) becomes your paycheck in retirement?

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What happens when your 401(k) becomes your paycheck in retirement?

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In this episode of Retirement Success, Steve and Elizabeth Holland break down one of the biggest retirement realities facing Americans today: only a small percentage of workers still have traditional pensions — meaning your retirement income strategy matters more than ever.

Steve, Elizabeth, and Todd MJ Schmidt discuss:
✔️ The biggest mistakes people make with their 401(k)s
✔️ Why retirement requires a completely different strategy than accumulation years
✔️ Sequence of returns risk and how market downturns can permanently impact retirement income
✔️ How taxes, inflation, and required minimum distributions (RMDs) affect your future
✔️ The importance of creating a sustainable income plan
✔️ Why “a million dollars” in a 401(k) may not actually be yours after taxes
✔️ How to create your own personal pension strategy
✔️ The role of tax planning in retirement success
✔️ Real-life retirement concerns including divorce, widowhood, downsizing, and lifestyle spending

The Holland Group Retirement Wealth Advisors explains why retirement planning is about more than investing — it’s about building a strategy designed to protect your lifestyle for decades to come.

📞 Schedule your complimentary retirement income review today: 727-228-6449

🌐 Visit: askthehollands.com
📺 Watch Retirement Success Sundays at 11:30 AM on Channel 10.

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