What They DON'T Tell You About The 4% Rule... (And What To Do Instead)
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⭐️⭐️ What They DON'T Tell You About The 4% Rule... (And What To Do Instead)
The 4% Rule has been called the golden rule of retirement withdrawals for decades - but what if it no longer works in today's world?
In this video, I reveal what no one tells you about the 4% Rule, why it could fail your retirement, and the smarter strategies you can use instead.
We'll cover its origins, the risks of relying on it, flaws in a global and 2025 context, and why personalized planning is the real key.
Whether you're aiming for FIRE or traditional retirement, this episode gives you the tools to rethink your withdrawal strategy.
Enjoy!
CHAPTERS:
00:00 - Why This Is Important
00:56 - The 4% Rule's Popularity
01:58 - The Two Main Risks
03:47 - The Rule's Origin
05:00 - FIRE Movement & Early Retirement Issues
06:19 - Global Flaws
07:20 - EPS & Bond Yield Importance in 2025
09:15 - Retirement "Hack"
10:13 - Key Takeaways
11:26 - The Importance of Customized Planning
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