In this episode of the Capitalized Life & Retirement Show, Matthew Johnson tackles an important question for anyone approaching retirement: What do you actually give up when you transition from growth-focused investments to fixed income?

Moving from the accumulation years into retirement can feel like a major financial shift. But Matthew explains that transitioning toward income doesn't necessarily mean abandoning growth. Instead, it can mean building a more purposeful portfolio designed around the life you actually want to live in retirement.

Matthew explores four things retirees may be able to leave behind: insufficient diversification, excessive worry about market volatility, lost time caused by postponing plans during market downturns, and inadequate retirement income. He also discusses why having a reliable source of income can make it easier to enjoy retirement without allowing the daily movements of Wall Street to dictate your decisions.

Topics Covered:

• Transitioning from growth to retirement income
• Why fixed income can play an important role in diversification
• Reducing exposure to stock market volatility
• Why your time may be just as important as your money in retirement
• Creating income to support the retirement you've planned for
• Why transitioning to income doesn't mean giving up growth entirely
• Making purposeful investment decisions as you enter retirement

You've spent decades building and accumulating your retirement savings. The next step is determining how to make that money work for you—providing the income, flexibility, and confidence to pursue the plans you've been looking forward to.

Matthew P. Johnson is President and Owner of Johnson Wealth and Income Management, a third-generation company that has been serving clients for over 75 years. Matthew has been advising clients in the financial services industry since 1999. He strives to educate clients on how to invest for income, help to avoid loss by utilizing more conservative investment options, and is dedicated to helping them achieve a well-planned retirement. Johnson Wealth and Income Management is committed to educating its clients and the community through workshops on topics related to more conservative investment alternatives. Website: https://www.johnsonwim.com/ Investment Advisory Services offered through Sound Income Strategies, LLC, an SEC Registered Investment Advisory Firm. Johnson Wealth and Income Management and Sound Income Strategies, LLC are not associated entities. Johnson Wealth and Income Management is a franchisee of Retirement Income Source, LLC. Retirement Income Source, LLC and Sound Income Strategies, LLC are associated entities.