Are you a military member planning to transition in the next 1-3 years? Tired of being told to "max out your TSP" and wait until 59½ to access YOUR money?

Former military officers David Befort and Paul Fugere know exactly what you're going through—because they've been there. They faced the same financial handcuffs, the same "conventional wisdom" that keeps your wealth locked away when you need it most.

In this episode, you'll discover:

1. Why the TSP/401(k) might be costing you opportunities during your transition
2. How to build a "bridge" from military to civilian life with accessible capital
3. The truth about the Survivor Benefit Plan (and a better alternative)
4. How to create your own banking system using dividend-paying whole life insurance
5. Real numbers: Why putting $416/month into SBP might be leaving $1.75 million on the table

This is NOT about choosing between investing OR insurance—it's about having BOTH, with one critical difference: access to your capital when opportunities arise, emergencies hit, or you simply want to live your life on your terms.

The Military-Specific Challenges They Solve:

✅ "I want to leave the military, but I can't afford to lose the paycheck"

✅ "I have money in TSP, but I can't touch it without penalties"

✅ "I'm worried about finding the right job after transition"

✅ "I need life insurance before the VA destroys my insurability"

✅ "I'm tired of being told what I can't do with my own money"

ABOUT YOUR HOSTS:

David Befort separated from active duty in 2014 after serving as a military pilot. Four years before separation, he discovered Infinite Banking and built three whole life policies that gave him the financial freedom to be selective about civilian opportunities—not desperate. He turned down the military bonus money (the "golden handcuffs") because he had created his own capital to bridge the transition. Today, he helps military families build the same financial freedom he created for himself.

Paul Fugere retired after 20+ years of military service, having discovered Infinite Banking during his final years in uniform. He watched colleagues become "28-year lieutenant colonels" who couldn't afford to retire because they'd locked all their wealth in accounts they couldn't access. Paul capitalized his own policies and transitioned with confidence, knowing his family had liquidity, not just paper statements. His mission: ensure other military families don't make the same mistakes he almost made.

Both hosts are licensed Infinite Banking practitioners who specialize in military transitions and understand the unique challenges of leaving service.

WHO THIS PODCAST IS FOR:

1. Military members 1-5 years from separation or retirement
2. Anyone tired of the "fire and forget" 401(k)/TSP mentality
3. People who want to use their money NOW, not just accumulate for later
4. Families who need life insurance before VA disability ratings make them uninsurable
5. Anyone seeking financial flexibility and control, not...

Are you earning a high income but still feeling like you’re playing by someone else’s rules? Most high achievers are experts at making money, yet many fall victim to "Arrival Syndrome"—the dangerous belief that professional success automatically equals financial mastery.

Join hosts David Befort and Paul Fugere as they dismantle traditional financial myths and bridge the gap between high earnings and true wealth creation. This show is dedicated to the high-earner who is ready to stop being a spectator in their own financial life and start thinking like a banker.

Each episode dives deep into the Infinite Banking Concept (IBC), the mechanics of whole life insurance, and the critical role of opportunity cost. We explore how to reclaim control of your capital, shift from a scarcity mindset to one of abundance, and build a legacy that lasts for generations.

In this podcast, you’ll learn how to:

1. Recapture Interest: Stop letting traditional banks profit off your hard-earned capital.
2. Master Financial IQ: Overcome the plateaus that keep high earners from reaching the next level.
3. Leverage Volatility: Turn your "dead" assets into a high-performance financial engine.
4. Plan Your Legacy: Move beyond simple inheritance into intentional wealth education.

Stop being a source of capital for others. It’s time to capitalize on your own wealth.

Chapters

04:29 Understanding Arrival Syndrome

08:06 The Importance of Financial Intelligence

10:10 Thinking Like a Banker

12:19 Creating a Legacy Through Financial Planning

15:32 Understanding Opportunity Cost

19:55 Capitalizing on Whole Life Insurance

23:46 The Wealth Warehouse Mindset

27:29 Redirecting Capital for Growth

About your hosts: https://www.thewealthwarehousepodcast...

David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money. David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.

Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich. As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people. Catch up with David and Paul, visit the links below!

Are you currently debating whether to "Buy Term and Invest the Difference" or build a private banking system with Whole Life?

In this episode, David Befort and Paul Fugere put the most popular financial advice—including Dave Ramsey’s top talking points—through the IBC Stress Test. If you’ve been told that Whole Life is a "scam" or that you should only ever buy Term, you are likely missing the most critical piece of the puzzle: The Difference Between Renting and Owning.

Why you need to listen to this episode: Most people are taught to treat insurance as a "sunk cost" or a necessary evil. But what if your premium wasn't a cost, but a transfer of assets? We dive deep into why "renting" your protection through Term insurance often leads to a dead end, with ~98% of policies never actually paying out a death benefit.

In this episode, we break down:

1. The "Renting" Trap: Why Term insurance is designed to expire just when you need it most, and why "investing the difference" often fails in the real world.
2. The Ernst & Young Reality Check: We discuss the landmark study that shows "Buy Term and Invest the Difference" (BTID) consistently finishes dead last when it comes to retirement spending and legacy.
3. The "Both/And" Strategy: How to use Convertible Term as a bridge to a high-performance IBC policy, allowing you to stop the "leakage" of your wealth and start the process of uninterrupted compounding.
4. Debunking the "Company Keeps Your Cash" Myth: We clarify exactly how your cash value and death benefit work together so you can stop being afraid of the "living benefits" of your policy.

Whether you are a "Dave Ramsey person" looking for a second opinion or an investor searching for a way to maximize your Human Life Value, this episode will show you how to stop wasting money on temporary fixes and start building a permanent financial foundation.

Stop being a tenant in your own financial life. It’s time to become the landlord.

About your hosts: https://www.thewealthwarehousepodcast...

David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money. David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.

Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich. As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people. Catch up with David and Paul, visit the links below!