The conversation covers a review of the financial plan for 2024, month by month, and the importance of staying on track with financial goals. It also delves into the significance of financial awareness, discipline, and the impact of inflation on retirement planning. The hosts emphasize the need for regular assessment and awareness of financial independence. The conversation covers a wide range of financial planning topics, social security strategies, long-term care, open enrollment, and financial advisor selection. The hosts provide valuable advice and insights on retirement planning, investment strategies, and the importance of seeking professional financial advice. The conversation is engaging, informative, and filled with sound advice for listeners.

Reach out to Kevin and Robin at 800-757-6062 or https://www.infinitewealthadvisors.com/

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In this conversation, Kevin, Robin and Gary discuss the importance of identifying the financial and economic stories that are causing concern and confusion. They emphasize the need to cut through the noise and offer peace of mind in retirement planning. They highlight a viral clip featuring Jared Bernstein, the chair of the United States Council of Economic Advisers, attempting to explain monetary policy.They also express their disbelief at Bernstein's lack of understanding of basic economic principles. They also discuss the 4% rule in retirement planning and the importance of customizing plans based on individual circumstances. In this conversation, Kevin and Robin discuss various topics related to retirement planning, including Social Security benefits, 401k withdrawals, and required minimum distributions (RMDs) on IRAs. They emphasize the importance of understanding the rules and exceptions to make informed decisions. They also highlight the need for personalized retirement planning and the benefits of working with professionals. The conversation provides valuable insights and advice for individuals approaching retirement.Reach out to

Kevin and Robin at 800-757-6062 or https://www.infinitewealthadvisors.com/

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The conversation covers the retirement crisis, the future of Social Security, and the concerns and challenges faced by Americans in planning for retirement. The hosts discuss the importance of having a backup plan and being proactive in preparing for retirement. They also address the disconnect between financial advisors and the everyday experiences of average people. The conversation highlights the need for personalized retirement planning and the potential impact of inflation and cuts to Social Security benefits. The hosts offer a comprehensive plan and analysis to help individuals navigate these challenges. They also discuss the emotional and behavioral aspects of retirement, such as determining the ideal retirement age and adjusting to the mindset of not working. The hosts stress the importance of having a comprehensive plan that covers expenses, taxes, Social Security benefits, and investment management. They also address concerns about estate planning and the division of assets

.Reach out to Kevin and Robin at 800-757-6062 or https://www.infinitewealthadvisors.com/

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The conversation covers various topics related to retirement planning. The hosts address common questions and concerns, such as the impact of inflation on retirement income, the adequacy of pre-retirement income, the importance of budgeting, the cost of healthcare in retirement, longevity risk, and the optimal time to claim Social Security benefits. They also mention the availability of a personalized retirement plan and the option to ask questions through their website. In this conversation, Kevin Sullivan and Gary Nolan discuss long-term care options for retirees. They emphasize the importance of considering one's risk tolerance, income plan, and individual needs when choosing a long-term care option. Overall, the discussion provides valuable insights for retirees and pre-retirees looking to plan for their long-term care needs.

Reach out to Kevin and Robin at 800-757-6062 or https://www.infinitewealthadvisors.com/

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The conversation discusses retirement planning changes, including revised rules for rainy day savings, adjusted 401k limits for older workers, and Roth 401k. The hosts emphasize the importance of checking employer contributions and having emergency funds. They also address the impact of student loan debt on retirement planning. The conversation then transitions to timeless tips, such as delaying Social Security and choosing the right place to retire. The hosts highlight the need to account for inflation and healthcare costs in retirement planning. The segment concludes with a preview of the next segment on important retirement planning questions and answers. In this conversation, Kevin and Robin discuss important factors to consider when planning for retirement. They also address specific questions from listeners regarding asset allocation, program fees, and transferring income from qualified annuities.

Reach out to Kevin and Robin at 800-757-6062 or https://www.infinitewealthadvisors.com/

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Semi-retirement, also known as partial or phase retirement, refers to working in some capacity after retiring early. There is increasing interest in semi-retirement, with many people considering working part-time in retirement. The conversation explores the benefits and challenges of semi-retirement, including the social aspects of work and the financial implications. It also discusses the importance of proactive retirement planning, including considerations for healthcare expenses and required minimum distributions (RMDs). . They touch on the impact of Medicare premiums on social security, the importance of managing risk exposure in retirement, the potential risks of waiting out bad markets, and the benefits of working with a non-transactional financial advisor. They also discuss the importance of creating a budget, planning for retirement age, and considering the impact of social security cuts. Additionally, they address questions about Roth conversions, spousal benefits, and contributing to a Roth 401(k). Overall, the conversation emphasizes the need for personalized planning and the value of seeking professional advice.

Reach out to Kevin and Robin at 800-757-6062 or https://www.infinitewealthadvisors.com/

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The hosts discuss the retirement planning rules of thumb that are outdated and no longer effective in today's economy. They emphasize the importance of customizing retirement plans to individual circumstances and goals. They also debunk the 60-40 bond split rule and the magic retirement age of 65. The hosts explain the rule of 72 and how it can be used as a tool to estimate investment growth. They also discuss the 4% rule and the need for ongoing monitoring and adjustments in retirement planning. In this conversation, Kevin and Robin discuss various topics related to retirement planning and financial management they emphasize the value of seeking professional help and getting a second opinion to ensure a confident and well-rounded retirement plan. The conversation also touches on the difference between investing in index funds and starting a Roth IRA. Overall, the hosts provide valuable insights and guidance for individuals approaching retirement.

Reach out to Kevin and Robin at 800-757-6062 or https://www.infinitewealthadvisors.com/

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The conversation discusses the changes in retirement planning over the past 20 years and provides insights and advice on various aspects of retirement. The main themes include the shift from pensions to personal responsibility, the challenges with Social Security, the importance of planning and taking care of oneself, the need for comprehensive healthcare coverage, and the potential pitfalls of overspending and not taking advantage of senior discounts. In this conversation, Kevin Sullivan and Robin Whitlock discuss various retirement planning topics. They emphasize the importance of making informed decisions and seeking professional guidance. They advise against unnecessary expenses in retirement, such as owning multiple cars, and stress the need for careful management of retirement accounts. Overall, they encourage listeners to create a comprehensive retirement plan tailored to their specific needs and goals.

Reach out to Kevin and Robin at 800-757-6062 or https://www.infinitewealthadvisors.com/

See omnystudio.com/listener for privacy information.