If you’ve ever thought, “I’ll figure out money later… once the kids are older” — this episode is your wake-up call (in the most loving We Got You, Mama way 😉).

In today’s episode, I’m talking with my friend Angela Iacobellis, a life insurance and retirement specialist who helps families and business owners make their money work smarter, not harder.

Angela breaks down what most of us were never taught about:

College savings

Retirement income

Life insurance as a living tool (not just a “when you die” thing)

Why so many moms are underinsured and under-prepared

And how to start fixing all of that now — even if you feel late to the game

We cover:

💰 College savings that don’t wreck financial aid

Why traditional 529 plans can hurt your FAFSA, and how using cash-value life insurance can help you:

Grow money tax-free

Keep it off the financial aid radar

Use it for more than college (study abroad, business start-up, home down payment, etc.)

🛡️ Life insurance as a “Swiss Army knife”

Angela explains how modern life insurance can:

Protect your family if the worst happens

Grow tax-free savings you can access in retirement

Provide “living benefits” if you have a serious illness (like cancer, heart attack, stroke)

Act as your own bank so you can fund big goals without begging a lender

👩‍👧 Why moms MUST be in the money conversation

We talk about:

The very real pattern of women who find out too late that they weren’t protected

The massive wealth transfer coming to women as widows and daughters

Why it’s not enough to say “my spouse handles all that”

Simple first steps to get informed and involved (without needing a finance degree)

💸 Common money mistakes moms make

Including:

Being underinsured (especially stay-at-home or lower-earning moms)

Thinking work life insurance is “enough”

Assuming “we’ll deal with retirement later”

Planning as if nothing bad will ever happen (we hope it doesn’t—but planning like it might)

This is not about fear. It’s about options, peace of mind, and generational impact.

You work way too hard for your family for your money not to be working just as hard for you.

🎁 Angela’s Offer for We Got You Mama Listeners

“If you’re listening and thinking, ‘I should really get my money organized,’ this is your sign — reach out, and we’ll make it simple.”

If you follow Angela and mention this podcast, she’ll send you her free book:

📘 “Smart Strategies for College Savings”

🔗 Connect with Angela

Website: www.angelaiacobellis.com

Instagram: @Angela_iacobellis_la

LinkedIn: https://www.linkedin.com/in/angelaiacobellisla/

Facebook: https://www.facebook.com/AngelaIacobellisLA

🎙️ About We Got You, Mama

We Got You, Mama is a podcast and show dedicated to helping mamas go from surviving to thriving with expert-backed support on motherhood, mental health, money, relationships, and everything in between. Hosted by author and founder Carly Church, it’s your reminder that you are not supposed to do this alone.

👉 Don’t forget to like, subscribe, and share this episode with a mama who:

Has no idea where to start with money

Is worried about college costs

Or just needs someone to demystify “adult finance” in normal human language

We got you, mama. 🤍

Today I’m joined by Gwen Bernardo, my personal myofascial release therapist and the founder of Performance Myofascial Release. She’s a myofascial release therapist and pain reduction specialist who helps people release fascial restrictions so they can move, live, and mother with less pain and more freedom.

If you’ve ever thought:

“Why am I always in pain?”

“Why do my headaches never fully go away?”

“Is there anything I can do for my C-section scar, clogged ducts, or pelvic pain?”

“Will I ever sleep again with this snoring partner next to me?”

…this conversation is going to blow your mind (gently, in a nervous-system-safe way 😉).

What we cover in this episode:

▶ What is fascia, really?

Gwen explains fascia as the body’s connective tissue network – running from the top of your head to the bottom of your feet, wrapping around muscles, organs, bones, and more. When it gets restricted (from injuries, surgery, stress, or even emotions), that’s when pain, tension, and “mystery symptoms” show up.

▶ Myofascial Release (MFR) vs. massage, PT, and chiropractic

We talk about why a massage can feel great… for a day… and then your pain returns. True MFR:

Uses NO oils or lotions

Does not glide around the body

Involves sustained pressure in one spot for 5–15 minutes

Works directly with fascial restrictions for deeper, longer-lasting changes

▶ Pregnancy: more space, less pain, easier births

How MFR can help pregnant moms:

Creating more space in the abdomen and pelvis so baby has room to move

Helping balance the pelvis, which may support a smoother vaginal birth

Gently addressing discomfort as ligaments loosen and posture changes

▶ Postpartum: C-section scars, episiotomies & pelvic symptoms

We dive into:

How scars behave like a root system under the skin

Why a “pretty” scar on the outside can still cause major issues underneath

Client stories where releasing C-section scars helped with headaches, back pain, and pelvic symptoms

▶ Mastitis & clogged ducts

Beyond “just massage”: Gwen explains how specific myofascial techniques for breast tissue can:

Help clear clogged ducts

Support mastitis recovery

Be taught as self-treatment so moms can help themselves at home

▶ Babies, toddlers & little bodies

Gentle MFR can support:

Torticollis

Latching issues from jaw tension

Babies & toddlers who snore, grind their teeth, or seem uncomfortable in their bodies

Gwen shares the story of a 2-year-old whose loud tooth grinding and snoring dramatically improved after just a couple of sessions.

▶ Snoring partners & exhausted moms

Yes, she works on snoring! We talk about:

Fascial restrictions in the jaw, tongue, nose, and head

Why gadgets don’t always work if the underlying tissue is tight

How myofascial work can sometimes lessen snoring (and maybe save some marriages and sanity in the process)

▶ How many sessions does it take?

We talk realistic expectations:

Why she often starts with six sessions

The “I won’t say no to the miracle” stories

And why your history (how long you’ve been in pain, surgeries, injuries) matters

▶ A message of hope

If you’ve been told:

“There’s nothing else we can do.”

“It’s all in your head.”

“This is just how it is after kids.”

Gwen wants you to know:...

Welcome back to We Got You, Mama!

Today we’re going deep on clean living with Emily Velasco, founder of Living the Cleaner Life—a California mom of two (and four dogs!) who helps families remove harmful products from their homes and make practical, sustainable swaps that actually fit real life.

Emily’s journey started when her oldest was six months old back in 2008. After repeated skin sensitivities, she discovered the culprit: chemical-based sunscreens. That wake-up call sent her down the research rabbit hole—learning that many “popular,” heavily marketed baby and personal-care brands weren’t nearly as clean or safe as they claimed. Later, after losing her dad (who had Crohn’s disease and then rectal cancer), Emily made it her mission to help others lower toxic exposures at home and advocate for safer products—not from fear, but from informed, empowered choices.

In this conversation we cover

Clean Living 101: what “clean” really means, what’s marketing (greenwashing) versus genuinely safer products.

Sunscreen truth: why mineral formulas often outperform chemical filters for many families—and how to read the label.

The “fragrance” loophole: why the word “fragrance” or “parfum” on an ingredient list can hide thousands of chemicals—and what to look for instead.

Smart, high-impact swaps: start with what you ingest (lip products) and what sits on your skin the longest (lotion, foundation, eye products, mascara, shampoo).

Home upgrades that matter:

Cookware: avoid PFAS or Teflon; choose stainless steel, cast iron, or ceramic.

Cutting boards: switch plastic to wood, tempered glass, or metal (microplastics are real).

Storage: replace plastic with glass; trade baggies for silicone (such as Stasher bags).

Candles and scent: choose soy, beeswax, or coconut wax with clearly listed essential oils—or use a diffuser.

Laundry: skip dryer sheets and use wool balls (with optional essential oils); pick fragrance-free detergent.

Multi-surface cleaning: simple vinegar plus water works for many jobs; Emily also loves concentrated cleaners that last ages.

Apps and label reading: why EWG can help (and its limits), what rating systems miss (actual concentration), and how to email brands with questions.

Microplastics and indoor air: why focusing on the home is empowering—control what you can and don’t stress about perfection.

Teens and fragrance: finding clean colognes and perfumes (yes, they exist!) and talking about endocrine health.

Real results: fewer headaches, calmer allergies, and the confidence that comes with aligning daily choices to your values.

Emily also shares her experience partnering with Shaklee for supplements, skincare, and home cleaning—including why concentrates (like the beloved “Basic H”) are budget-friendly, low-waste, and versatile, and why a gentle scour cream can be a game-changer on grout, ovens, pans, and even walls.

You don’t have to overhaul everything overnight—start small. Swap the products you use the most and that touch the most skin, and build from there. Your future self (and your kids) will thank you.

Learn more and work with Emily

👉 Website: https://www.livingthecleanerlife.com

Consults available worldwide—simple, personalized plans with zero overwhelm.