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This is not a PWI VS HBCU discussion. This is a discussion about what it is like to attend a PWI and an HBCU from a husband and wife perspective. My wife has obtained a B.S. and M.S. from two different PWIs (University of Central Arkansas at Conway and the University of Arkansas at Little Rock, and I got my B.S. and M.S. from the same HBCU (University of Arkansas at Pine Bluff). We discuss our unique perspectives on choosing the colleges we attended and some of the things that happened while we were there. Tune in and see what went down while we were in college. lol

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We are now officially parents of a high school graduate (me for the 2nd time). The celebrations are now over, and the next journey in life is on the horizon. We have been taking you all down this high school conversation road, and now they are officially no longer in high school. By now, most students attending college in the fall have hopefully made their choices for the upcoming school year.

We have talked about the financials, the logistics, the school of your choice, and now you're about to put it all together and go off to college. Millions of parents are now sitting in the same shoes and hoping for the next four plus years to get to hopefully a college graduation.

Want some more similar topics to listen to? Click the links below?

Episode 202:

https://rss.com/podcasts/watch4thehook/2789864

Episode 203:

https://rss.com/podcasts/watch4thehook/2810959

Episode 204:

https://rss.com/podcasts/watch4thehook/2834023

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We have been officially in the Name Image and Likeness (NIL) Era since July 2021. We actually did not realize it had been that long. Listen, we are for student-athletes getting financial compensation for what their presence and abilities bring to a college or university. The NCAA basically made boosting a legal operation compared to what they had ruled on in the past. This means a financial windfall for several student-athletes here in the U.S. and those from foreign countries as well.

With great power comes great responsibility, and we are now seeing more and more that these responsibilities can fall on more than just the student-athlete. There is more to choosing a college than just athletics, but what means more to an athlete....

Episode 203:

https://rss.com/podcasts/watch4thehook/2810959

Episode 202:

https://rss.com/podcasts/watch4thehook/2789864

Episode 183:

https://rss.com/podcasts/watch4thehook/2395794

Episode 149:

https://rss.com/podcasts/watch4thehook/1988629

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Choosing a college involves evaluating academic programs, total cost (Episode 202), location, campus culture, and career services to ensure a good fit. Key factors include assessing if the school offers your major, checking graduation rates, evaluating safety, and finding a campus environment where you can thrive. Tune into this episode to see what may help soon-to-be high school graduates decide which college or university is for them.

Here are some links to relevant episodes below!!!

Episode 202:

https://podcasts.apple.com/us/podcast/high-school-graduation-conversations-the-financial/id1633583105?i=1000766380706

Episode 183:

https://podcasts.apple.com/us/podcast/understanding-the-unmet-need-of-college/id1633583105?i=1000741633887

Episode 146:

https://podcasts.apple.com/us/podcast/the-legacy-i-leave-will-be-greater-than-me-part-2/id1633583105?i=1000700864384

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Every year, families of students graduating from high school and their families decide if going to college is the next step in their lives. In this day and time, we have stark reminders that this was not always the case for minorities. The battle over education possibly pre-dates any recording known to man because once "knowledge" was defined, the struggle for "power" soon followed. Tune in for a candid conversation about the money part of going to college.

Also, check these other episodes as well:

Episode 182: Using Home Equity to Finance Kids College Educations

https://media.rss.com/watch4thehook/feed.xml

Episode 183: Understanding the Unmet Need of College

https://media.rss.com/watch4thehook/feed.xml

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There are slogans like "banking made simple, what is in your wallet, or trust us, and we will help you". But what happens when those avenues are not there to help you? Financial institutions have good ways of doing business and bad ways of not doing business for certain people. These backdoor policies are methods banks use to circumvent standard regulations or controls. These policies can involve hidden fees or charges not disclosed to the customers.

Banks may use complex financial instruments to obscure risk levels. They have also been shown to be determined by several factors, including race, sex, and ethnicity. This leads to ethical concerns and potential legal repercussions. Tune into this episode and listen to see how to protect yourself and your business if you need to.

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Thank you all for Hooking Up With Us for 200 podcast episodes. We know most podcasts don't make it past episode 10, and we are eternally grateful for you all. We will recap some of our favorite podcast episodes and topics, and we want you all to ride down memory lane with us. Tune in and Watch4thehook as always.

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Back in 2023, on Episode 39: Understanding Premiumization, we talked about how sometimes doing more for your brand can help it stand out. The caveat to doing more for your business is that you may have to spend more on your business, and that can be a problem.

Premiumization did not uniformly decline as inflation rose; rather, it shifted from a broad-based trend to a more selective one, with consumers becoming more discerning about which products they deem worthy of a higher price tag. While some categories saw a pullback, many premium products remained resilient as customers opted for "affordable luxuries" or traded down in other areas to justify spending on higher-quality items.

Tune in to see you dial it back, stay the same, or went bigger during these harder economic times.