In 2025 US banks generated $434 billion in profit from the gap between what they paid you on your savings and what they earned on your money. JPMorgan alone made $49.6 billion. Chase paid its customers 0.01% interest on savings accounts. The Federal Reserve was paying banks 3.65% on the same money.

This episode is about why the most powerful financial institutions in the world are currently spending millions lobbying your politicians to kill Bitcoin and crypto legislation and what they are desperately trying to protect.

In this episode:

• How the banking spread actually works, what net interest margin means, and why the $434 billion figure is not a scandal but a business model operating exactly as designed
• The December 2025 closed-door meeting where the CEOs of Bank of America, Citigroup and Wells Fargo sat with US senators to lobby against crypto legislation and the $6.6 trillion in deposits they admitted was at risk if they failed
• Why the American Bankers Association sent a national call to arms to bank executives asking them to contact senators immediately before a critical vote
• Bitcoin yield products already paying 6% to 11.5% including Michael Saylor's Stretch and Strike products backed by Bitcoin reserves and what that means for the 0.01% your bank is offering you
• Why Bitcoin sitting outside this system entirely is not a side effect but the whole point

I built a free calculator that shows exactly what consistent monthly Bitcoin investing could do to your wealth over 5, 10 or 20 years. It's called the Steady Stack Calculator — punch in what you can afford to put in each month and see what the numbers actually look like at the other end. Most people are genuinely surprised. You can also download the 10 Bitcoin Mistakes to Avoid document completely free at the same link.

Steady Stack Calculator and 10 Bitcoin Mistakes Document — click here to grab both for free

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