Are you running your business by looking at your bank balance and hoping for the best? On this episode of the Vital Wealth Strategies Podcast, host Patrick Lonergan sits down with Natalia Zacharin, founder of Zacharian Consulting and a financial strategist who transformed her side hustle into a multimillion-dollar firm recognized on the Inc. 5000 list. Together, they break down why financial clarity is the foundation of every successful business and how entrepreneurs can avoid the pitfalls of cash flow stress, tax surprises, and costly mistakes.

Listeners will discover the step-by-step journey of building a financial team, from bookkeepers to fractional CFOs, and learn about the essential tools that streamline accounting, payroll, and forecasting. Natalia and Patrick also share the psychology behind managing cash, strategies for building healthy reserves, and the key financial metrics every entrepreneur should be tracking. Whether you’re just starting out or scaling into eight figures, this conversation provides actionable insights that will help you protect your profit, plan with confidence, and unlock long-term growth.

Key Takeaways:

• Why your first hire should be a bookkeeper, not an afterthought

• The difference between profit and cash and why it matters

• How to forecast with confidence and avoid running out of money

• The essential tech stack for accounting, payroll, and bill pay

• When to bring in a tax strategist, controller, or CFO

• Best practices for building cash reserves and protecting your business

Learn More About Natalia:

Official Website

Direct Resource Page

Resources:

Visit www.vitalstrategies.com to download FREE resources

Listen to the podcast on your favorite app: https://link.chtbl.com/vitalstrategies

Follow on Instagram at https://www.instagram.com/vital.strategies

Follow on Facebook at https://www.facebook.com/VitalStrategiesPodcast

Follow on LinkedIn at https://www.linkedin.com/in/patricklonergan/

Credits:

Sponsored by Vital Wealth

Music by Cephas

Art work by Two Tone Creative

Audio, video, research and copywriting by Victoria O'Brien

What if the key to scaling your business faster wasn’t working harder but learning how to leverage capital the right way? In this episode of the Vital Wealth Strategies Podcast, host Patrick Lonergan sits down with Jimmy Rios, CEO and founder of Rios Business Advisors and Next Level Credit. Together, they dive deep into the world of business credit, strategic leverage, and building the financial foundation every entrepreneur needs to thrive. From creative financing strategies to building systems that generate additional income streams, this episode is packed with actionable insights to help entrepreneurs grow smarter and faster.

Whether you’re struggling to access capital, looking for ways to make your money work harder for you, or simply want to better understand how the wealthy think about leverage, this conversation will give you a clear blueprint. Don’t miss this opportunity to discover how to position your business for growth, protect your profits, and create the systems that support long-term success, while keeping more of what you earn through smart tax planning.

Key Takeaways:

• Why leverage, used wisely, is essential for scaling any business.

• How to build and improve business credit to unlock low-cost capital.

• The importance of separating personal and business finances for growth.

• Creative financing strategies, including using business entities to build credit.

• How a strong financial team and tax strategy can maximize your bottom line.

• Actionable steps to start building your blueprint for business success today.

Learn More About Jimmy:

• Book: Decoding the Mystery of Business Credit on Amazon and as an eBook on riosbusinessfunding.com.
• YouTube Channel: Rios Business Funding – educational videos and strategies.
• Program: Eye Level to High Level – structured program for credit, funding, and business scaling.

Resources:

Visit www.vitalstrategies.com to download FREE resources

Listen to the podcast on your favorite app: https://link.chtbl.com/vitalstrategies

Follow on Instagram at https://www.instagram.com/vital.strategies

Follow on Facebook at https://www.facebook.com/VitalStrategiesPodcast

Follow on LinkedIn at https://www.linkedin.com/in/patricklonergan/

Credits:

Sponsored by Vital Wealth

Music by Cephas

Art work by Two Tone Creative

Audio, video, research and copywriting by Victoria O'Brien

What if scaling your business revenue didn’t mean working harder but working smarter? In this episode of the Vital Wealth Strategies Podcast, host Patrick Lonergan sits down with David Asarnow, founder of Business Nitrogen and a leading expert in revenue growth and AI-driven marketing strategies. Together, they unpack how entrepreneurs can create exponential growth by identifying their “best buyers,” leveraging intentional marketing campaigns, and harnessing the power of AI to streamline outreach and conversion.

Whether you’re a seasoned entrepreneur or just starting to scale, this conversation offers actionable insights you can implement today. From building multi-touch campaigns to engineering AI prompts that actually deliver results, David shares the systems and mindset shifts that turn stagnant revenue into unstoppable momentum. If you’re ready to grow smarter, keep more of what you earn, and build long-term wealth, this episode is packed with strategies you won’t want to miss.

Key takeaways:

• How to identify your “Target 25” and create campaigns that truly resonate with your best buyers.

• Practical ways to use AI for marketing, outreach, and lead management.

• Why storytelling and sharing your origin story build trust and drive sales.

• The importance of consistent, intentional follow-up for high-ticket sales.

• How to pair revenue growth with smart tax planning to maximize your wealth.

Learn More About David:

• businessnitrogen.com

• davidasarno.com

• Instagram: @realDavidasarno

Episode Resources:

• Secrets of the Millionaire Mind – T. Harv Eker

• Influence – Robert Cialdini

• Selling to VITO – Anthony Parinello

Resources:

Visit www.vitalstrategies.com to download FREE resources

Listen to the podcast on your favorite app: https://link.chtbl.com/vitalstrategies

Follow on Instagram at https://www.instagram.com/vital.strategies

Follow on Facebook at https://www.facebook.com/VitalStrategiesPodcast

Follow on LinkedIn at https://www.linkedin.com/in/patricklonergan/

Credits:

Sponsored by Vital Wealth

Music by Cephas

Art work by Two Tone Creative

Audio, video, research and copywriting by Victoria O'Brien