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Unconventional Wisdom

Unconventional Wisdom

著者: Ed Rempel
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概要

Welcome to the Unconventional Wisdom podcast. The show that helps you achieve financial security & freedom. Insights based on in-depth experience from Canada's #1 financial planner blogger. Find out what really works. Your host, fee-for-service financial planner & tax accountant, Ed Rempel.2023 個人ファイナンス 経済学
エピソード
  • 2026 Tax Changes – How They Affect Your Life & Your Retirement Plan
    2026/02/26

    Taxes are far more complex today than they were 10 years ago — and 2026 adds another layer.

    There were not many headline changes this year, but several could meaningfully affect your retirement plan, home buying strategy, and long-term tax planning. Complexity is becoming the real story.

    In this post and video, you'll learn:

    • What's new & relevant for you in tax for 2026?

    • How will the changes affect your life?

    • How will the changes affect your retirement plan?

    • What is Ed's advice on the FHSA vs Home Buyers' Plan?

    • What is the latest on ITF accounts & joint name principal residences?

    • What is Ed's view on these changes? Why were they done?

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    19 分
  • New Study Supports 100% Equity Investing for Life (Canadian Financial Summit 2025)
    2026/02/12

    Should you really reduce stocks and increase bonds as you get older?

    That's been conventional wisdom for decades.

    A new international study using long-term data from 39 developed countries challenges both of those assumptions.

    The researchers found that a globally diversified all-equity strategy outperformed traditional stock-bond portfolios not only for growth, but even for retirement income reliability and capital preservation.

    I presented this research at the Canadian Financial Summit because it directly questions the foundation of conventional wisdom on investing as you age.

    In this post and video, you'll learn:

    • Is this new study a high-quality study?

    • What does the study prove?

    • What is the effective way to diversify?

    • In what 2 ways is diversifying with international stocks better than with bonds?

    • Why should investors keep the same allocation to stocks as they get older?

    • Is the all-equity strategy safe?

    • Should we actually invest 67% into international stocks?

    • What studies already on my blog agree with this study?

    • The debate: What questions did readers ask?

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    27 分
  • What Canadians Are Really Asking About Money Right Now
    2026/01/29

    What Canadians Are Really Asking About Money Right Now

    In this one-off episode, I reflect on the topics listeners have engaged with most over time, and what that reveals about the financial decisions people are really grappling with.

    From retirement timing and government benefits to understanding risk, evidence-based investing, and long-term tax strategies, these themes point to a clear desire for clarity over hype.

    I also take a moment to say thank you to you the listeners and invite your input on what questions or challenges you'd like addressed in future episodes.

    This podcast works best when it reflects what people are actually dealing with, not just what sounds good in theory.

    Thank you for listening!

    Ed

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    6 分
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