Are we finally seeing a true buyer’s market in real estate?

In this episode of Today in Mortgages, Michael David and Rich break down a new Realtor.com® | Homes for Sale, Apartments & Houses for Rent article revealing that 83% of sellers still expect full asking price or more — even as more sellers are preparing to make concessions.

So what does that mean for buyers, sellers, and loan officers right now?

🎯 In this episode, we cover:

Whether the market has officially shifted from sellers to buyers

Why pricing correctly matters more than ever

How seller concessions are actually getting deals done

Smart ways buyers can use concessions (rate buydowns, closing costs, and more)

How loan officers can differentiate themselves by educating buyers

Why a fast, fully underwritten 10‑day close can win deals

What sellers should do heading into spring and summer buying season

Rich also explains how Network Funding empowers loan officers with the tools, products, and flexibility to build their personal brand—instead of hiding behind a corporate logo.

If you’re a buyer, seller, real estate agent, or mortgage professional trying to navigate today’s market, this episode is a must‑listen.

👉 Learn more about joining Network Funding:
https://you.nflp.com

👍 Like, subscribe, and share if this helped you make sense of today’s market.

📌 Disclaimer
Network Funding, LP is an Equal Housing Lender, NMLS 2297.
This content is for commentary and educational purposes only and should not be considered mortgage advice, a rate quote, or a commitment to lend. All borrowers must qualify. Consult a licensed mortgage professional for your specific financial situation.
Licensing info: Licenses - Network Funding

Legal Disclosure:
Today in Mortgages is produced by Network Funding, LP, which is an equal housing lender, NMLS# 2297. The content of this program is meant to be a commentary on mortgage and real estate news and any discussion of rates and/or products should not be taken as individual mortgage or home buying advice or pricing estimates. Any commentary on this show should not be considered a promise to make a loan. All applicants for a loan must qualify, and you should consult a professional regarding your individual loan scenarios for your financial situation. Visit our website at Licenses - Network Funding for all state licensing and other legal information.

#mortgagenews #housingmarket #loanofficer #realestate

See more at TodayInMortgages.com

Want to get expert coaching everyday and have the power of the best Network in Mortgages behind your production business? Learn more here.

Learn more about Network Funding on our parent site.

Today in mortgages is produced by Network Funding, LP, which is an equal housing lender, NMLS# 2297. Corporate office located at 10370 Richmond Ave. Suite 900, Houston, TX 77042.

The content of this program is meant to be a commentary on mortgage and real estate news and any discussion of rates and or products should not be taken as individual mortgage or home buying advice or pricing estimates, and any commentary on this show is should not be considered a promise to make a loan. All applicants for a loan must qualify and you should consult a professional regarding your individual loan scenarios for your financial situation. Visit our website at nflp.com/licenses for all state licensing and other legal information.

A ceasefire in Iran jolts the markets—but what does it really mean for mortgage rates, buyers, and refinances?

In this episode of Today in Mortgages, Michael and Rich break down how global conflict and sudden market certainty impact interest rates, why mortgage applications stalled, and what borrowers and loan officers should actually be doing right now.

In this episode, we cover:

• Why uncertainty is the enemy of low mortgage rates
• How the Iran ceasefire impacted stocks, bonds, and rates
• Why mortgage rates don’t move as fast as the stock market
• What buyers under contract should be doing right now
• Why locking matters more than hoping
• How loan officers can protect clients in volatile markets

LOAN OFFICERS – Looking to GROW your business?
Find out how we are making our best producers even better and how you can DO MORE YOU inside the best Network in mortgages by visiting:
👉 https://you.nflp.com

Legal Disclosure:
Today in Mortgages is produced by Network Funding, LP, which is an equal housing lender, NMLS# 2297.
The content of this program is meant to be a commentary on mortgage and real estate news and any discussion of rates and/or products should not be taken as individual mortgage or home buying advice or pricing estimates. Any commentary on this show should not be considered a promise to make a loan. All applicants for a loan must qualify, and you should consult a professional regarding your individual loan scenarios for your financial situation.
Visit our website at https://nflp.com/licenses for all state licensing and other legal information.
#TodayInMortgages #MortgageRates #InterestRates #LoanOfficers #RealEstateMarket

See more at TodayInMortgages.com

Want to get expert coaching everyday and have the power of the best Network in Mortgages behind your production business? Learn more here.

Learn more about Network Funding on our parent site.

Today in mortgages is produced by Network Funding, LP, which is an equal housing lender, NMLS# 2297. Corporate office located at 10370 Richmond Ave. Suite 900, Houston, TX 77042.

The content of this program is meant to be a commentary on mortgage and real estate news and any discussion of rates and or products should not be taken as individual mortgage or home buying advice or pricing estimates, and any commentary on this show is should not be considered a promise to make a loan. All applicants for a loan must qualify and you should consult a professional regarding your individual loan scenarios for your financial situation. Visit our website at nflp.com/licenses for all state licensing and other legal information.

Will conflict in the Middle East push inflation higher and keep mortgage rates elevated in the U.S.?

In this episode of Today in Mortgages, Michael and Rich break down how geopolitical uncertainty — specifically tensions involving Iran — is impacting oil prices, inflation expectations, the 10-year Treasury, and what that means for mortgage rates and housing affordability.

In this episode, we cover:

How oil price volatility feeds inflation fears

Why global conflict creates uncertainty for interest rates

What central banks are watching right now

The impact of rising Treasury yields on mortgage pricing

What mortgage professionals can control in uncertain markets

If you’re a loan officer, real estate agent, or housing professional, this episode will help you separate the noise from what actually matters.

Legal Disclosure:
Today in Mortgages is produced by Network Funding, LP, which is an equal housing lender, NMLS# 2297. The content of this program is meant to be a commentary on mortgage and real estate news and any discussion of rates and/or products should not be taken as individual mortgage or home buying advice or pricing estimates. Any commentary on this show should not be considered a promise to make a loan. All applicants for a loan must qualify, and you should consult a professional regarding your individual loan scenarios for your financial situation. Visit Licenses - Network Funding for all state licensing and other legal information.

#mortgagerates #realestatenews #loanofficers #housingmarket #todayinmortgages

See more at TodayInMortgages.com

Want to get expert coaching everyday and have the power of the best Network in Mortgages behind your production business? Learn more here.

Learn more about Network Funding on our parent site.

Today in mortgages is produced by Network Funding, LP, which is an equal housing lender, NMLS# 2297. Corporate office located at 10370 Richmond Ave. Suite 900, Houston, TX 77042.

The content of this program is meant to be a commentary on mortgage and real estate news and any discussion of rates and or products should not be taken as individual mortgage or home buying advice or pricing estimates, and any commentary on this show is should not be considered a promise to make a loan. All applicants for a loan must qualify and you should consult a professional regarding your individual loan scenarios for your financial situation. Visit our website at nflp.com/licenses for all state licensing and other legal information.