The Home Guarantee Scheme (HGS) 2025 updates officially kicked in on 1 October 2025, but what do they really mean for first home buyers?In this first edition of Titlespace Property Pulse, Daniella Muzitano (Executive Director, Titlespace) sits down with John Salama from Aussie Drummoyne to break down the changes in just 10 minutes.We cover:✔️ The key HGS updates from October 2025✔️ How these changes affect first home buyers and their borrowing power✔️ What lenders like Aussie are focusing on right now✔️ The hidden transaction costs (including stamp duty) that buyers still need to factor in✔️ Practical advice for navigating your first purchase with confidenceIf you’re a first-time buyer or simply curious about how government schemes impact the property market in NSW this conversation is for you.Chapters:0:03 Intro — property rules just changed0:18 Welcome — Titlespace Property Pulse0:45 Meet mortgage broker John Salama (Aussie Drummoyne)1:09 HGS 2025 — what actually changed (cap to $1.5m, no LMI, duty concessions)2:06 Who benefits? No income cap & buyer opportunity2:54 Stamp duty reality — exemptions, concessions & the 5% deposit problem4:06 True cost checklist — transfer, registration, stamp duty, conveyancing, building & pest4:41 Sydney market reality — repeated reports & missed auctions4:57 One key tip — get your position clear with a broker5:37 Wrap-up & next steps📌 Subscribe for more expert insights on conveyancing, property law, and first-home buyer strategies.Resources:Titlespace Conveyancing (https://www.titlespace.com.au)https://www.linkedin.com/in/daniellamuzitanohttps://www.linkedin.com/company/titlespacehttps://www.instagram.com/betitlespace/https://www.facebook.com/titlespacehttps://www.youtube.com/@titlespacehttps://www.tiktok.com/@betitlespaceAussie Home Loans Drummoyne (https://www.aussie.com.au/mortgage-broker/nsw/drummoyne/)https://www.linkedin.com/in/john-salama-30b54b124/https://www.linkedin.com/company/aussie/https://www.instagram.com/aussie.drummoyne/#HomeGuaranteeScheme #FirstHomeBuyer #PropertyPulse #Conveyancing #AustraliaProperty #Titlespace