Tight lending and rising pressure: Will your strategy hold up?
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Tight lending and rising pressure: Will your strategy hold up?
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概要
As rates climb, lending tightens, and investment strategies shift, will you be caught off guard or ready to capitalise?
In The Smart Property Investment Show, Phil Tarrant and Eva Loisance from Finni Mortgages discuss how investors are reassessing borrowing capacity, cash flow, and risk as rate rises loom and lenders adjust expectations.
The experts note a clear divide, with some investors taking a wait-and-see approach while others look to act on emerging opportunities supported by schemes such as low-deposit lending options.
The pair also highlight growing concerns about how younger investors are receiving financial advice, with an increasing reliance on social media and artificial intelligence (AI) raising serious questions about accuracy and decision-making.
As the market continues to change, Loisance urges investors to work with qualified professionals to cut through the noise, with those who adapt, learn, and seek expert advice best positioned to win.
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