You asked, we answered! 🙌🏾

A few weeks ago, I asked you to share your biggest questions about insurance — and wow, you came through!

In this episode, I sit down with Financial Planner Maxine Muller to unpack your most common concerns.

💡 What’s the difference between life cover and funeral cover?
📈 Why do premiums go up?
🔍 What should I look for in a policy?
💬 Do I even need insurance if I’m young and healthy?

We cover it all — in plain, simple language. If insurance has ever felt complicated or overwhelming, this conversation is for you.

To learn more 👇

https://www.liberty.co.za

📩 Want to reach out to Maxine?

• Email: maxine.muller@liblink.co.za
• Instagram: @maxinemuller_financial
• WhatsApp: 074 630 8980

#InsuranceLiteracy #Liberty #ProtectWhatMattersMost #InItWithYou #Woman&Finance

Episode 3:

In this episode of the Insure Your Future Money Bootcamp, we speak to Thokozani, one of my former mentees, about her journey from financial stress to confidently managing her money.

She shares practical budgeting techniques using a combination of apps, spreadsheets, and traditional methods, as well as how she manages unexpected expenses and uses her side hustle income intentionally. Thokozani also reflects on how budgeting has changed her family's approach to money, encouraging open conversations and long-term financial planning.

This episode is part of the Santam Insure Your Future series, aimed at equipping you with tools and insights to take control of your finances.

Learn more:

https://www.santam.co.za/about-us/santam-insure-your-future-money-podcast/

#InsureYourFuture #SantamMoneyBootcamp #SantamInsurance #WomanAndFinance

Episode 2:

Tax season is here and often brings stress and confusion — but it doesn’t have to. In this episode of the Santam Insure Your Future Money Bootcamp, my co-host Maya Fisher-French and I are joined by tax expert @AndreBothmaTax to simplify the filing process and empower you to handle your taxes with confidence.

We cover everything from SARS auto assessments and why you should review them carefully, to the importance of filing — even if you’re a student or freelancer. Andre also explains provisional tax, common deductions, eFiling tips, and how to avoid costly penalties.

Whether you’re new to tax or just need a refresher, this episode offers practical, easy-to-understand guidance to help you navigate tax season stress-free.

#InsureYourFuture #SantamMoneyBootcamp #SantamInsurance #WomanAndFinance

Episode 1:

Money isn’t just about numbers — it’s emotional. In this episode of the Santam Insure Your Future Money Bootcamp, my co-host, Maya Fisher-French and I, explore the hidden impact of financial trauma. From the money messages we absorbed as children to the silent promises we made to ourselves (like "I’ll never be broke again"), our past experiences often shape how we earn, spend, save, or avoid money altogether.

We talk about how these deep-rooted patterns show up in adulthood — whether it's anxiety around checking your bank account or overspending to feel secure. We also share practical ways to start healing and shift your money mindset.

Download the money questionnaire here: https://www.santam.co.za/about-us/santam-insure-your-future-money-podcast/

In this episode of the Woman & Finance Podcast, we sit down with Simon Brown, founder of Just One Lap and one of South Africa’s most trusted voices on investing and personal finance.

We unpack:
✅ How to start investing in South Africa—even with limited funds
✅ Common mistakes investors make (and how to avoid them)
✅ Building long-term wealth using ETFs
✅ Why financial education is your biggest asset

Whether you’re just starting your journey or looking to refine your investment strategy, this episode is packed with valuable insights that will empower you to take control of your financial future.

🔔 Subscribe to our channel for more honest money conversations!

💬 Let us know in the comments: What's one thing you're doing to grow your investments this year?

👇 Resources & Mentions:
📍 Just One Lap: https://justonelap.com
📍 Follow Simon on Twitter: @SimonPB
📍 Woman & Finance Blog: https://womanandfinance.co.za

🎧 Also available on Spotify, Apple Podcasts & Google Podcasts.

#Investing #SimonBrown #SouthAfrica #PersonalFinance #WomanAndFinance #ETFs #WealthBuilding

Episode 4 of 4:

No Job Left Behind – The Power of Event-Based Insurance

Whether you’re a freelancer, teacher, entrepreneur, or corporate
professional — your ability to earn an income matters. But what happens
when an unexpected life event affects your ability to work?

In this episode of The Woman & Finance Podcast, we break down
event-based cover — a type of insurance designed to support every
occupation, not just the traditionally insured ones.

We’re joined by Bidvest Life to explore why this cover is especially
relevant in today’s unpredictable world, how it differs from traditional
disability cover, and what you should consider when choosing a policy.

✨ This episode is a must-listen for breadwinners, business owners, or
anyone whose income depends on them showing up daily.

Want to learn more or have someone from Bidvest Life contact you?
Fill in your details here: https://bidvestlife.co.za/podcast-series/

#WomanAndFinance #IncomeProtection #EventBasedCover
#BidvestLife #SmartMoneyMoves

Episode 3 of 4:

More women are becoming the main earners in their households — but this role often comes with added financial pressure and responsibility. In this episode of The Woman & Finance Podcast we focus on how female breadwinners can approach their finances with clarity and confidence.

We cover:
• How to create a practical financial plan based on your responsibilities
• The importance of protecting your income
• Managing household expenses and financial expectations
• How to save and invest consistently, even when supporting others

This episode is for women who are navigating the realities of being the primary income earner — whether single, married, or supporting extended family.

📌 Clear, practical advice to help you stay financially secure while taking care of those who depend on you.

👉 Want to learn more or have someone from Bidvest Life contact you? Fill in your details here: https://bidvestlife.co.za/podcast-series/

#WomanAndFinance #FemaleBreadwinner #FinancialPlanning #BidvestLife #IncomeProtection #WomenAndMoney #FinancialSecurity

Episode 2 of 4:

A life-changing diagnosis can affect more than just your health — it can derail your finances. In this episode of The Woman & Finance Podcast, we explore critical illness cover and why it’s one of the smartest financial moves you can make.

We’re joined by Melody Cloete from Bidvest Life to unpack what critical illness insurance actually is, how it works, and why it’s essential — especially for women who are breadwinners, caregivers, or entrepreneurs.

From cancer to heart disease, a serious diagnosis could mean months away from work. This conversation will help you understand how to protect your income, your peace of mind, and your loved ones during some of life’s toughest moments.

👉 Want to learn more or have someone from Bidvest Life contact you? Fill in your details here: https://bidvestlife.co.za/podcast-series/

#WomanAndFinance #CriticalIllnessCover #IncomeProtection #BidvestLife #SmartMoneyMoves #PersonalFinanceSA #InsuranceMadeSimple #FinancialWellbeing #FinancialFreedom