This week, Vince breaks down the real differences between working with a mortgage broker and going directly to a traditional bank. He challenges common misconceptions and explains how the right advice — not just the lowest rate — can save you thousands over the life of your mortgage.

For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/

The truth about Canada’s housing market isn’t in the headlines. If you’re waiting for the Bank of Canada to slash interest rates and save affordability… you may be waiting a long time. This week, Vince breaks down why major rate cuts may not arrive anytime soon, what the latest Labour Force Survey is really revealing about employment quality, and how rising mortgage renewals, household debt, and EI claims are adding pressure across Canada.

For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/

This week, Vince breaks down what must change before for him to turn bullish on Canadian real estate—and why confidence matters more than interest rates. Vinces dives into employment stability, disposable income, debt levels, mortgage delinquencies, and why government “affordability indexes” don’t reflect real household stress.

For more information, be sure to visit https://www.owlmortgage.ca/ & https://wealthbuilders.realpm.ca/