『The Surprise Bill That Hits Two Years After You Sell Your House』のカバーアート

The Surprise Bill That Hits Two Years After You Sell Your House

The Surprise Bill That Hits Two Years After You Sell Your House

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Medicare sets your premium from the tax return you filed two years earlier, so the taxable profit on a home sale can follow you into your first year of coverage. That makes 63 the year that decides your premium at 65, while a sale at 62 lands on a year Medicare never charges you for. This episode covers who actually gets caught, what the surcharge costs in 2026, and what to do before you sell.

  • The $250,000 and $500,000 home sale exclusion, and why a cap frozen since 1997 now catches ordinary long-time owners
  • What the surcharge costs at each 2026 tier, and the two-year window that protects a surviving spouse
  • Why the SSA-44 appeal will not work for a home sale

Take the free Retirement Income Roadmap (7 questions, about 30 seconds): incomeoverwealth.com/map

Watch this episode on YouTube: https://www.youtube.com/watch?v=uDBP5XD6Po8

This episode is educational and focused on strategy and math. Always consult a qualified tax or financial professional before making personal financial decisions.

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