『The Retirement Matters Show with Dale Smothers』のカバーアート

The Retirement Matters Show with Dale Smothers

The Retirement Matters Show with Dale Smothers

著者： Dale Smothers
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About The Retirement Matters Show with Dale Smothers The Retirement Matters Show is your weekly guide to retiring with clarity, confidence, and purpose. Hosted by Dale Smothers, RICP® and fiduciary financial advisor and featured on Fox Business and Kiplinger- each episode delivers straightforward retirement planning strategies designed for pre-retirees and retirees who are serious about protecting and growing what they've worked a lifetime to build. Each week we cover the retirement topics that matter most: retirement income planning, Social Security strategies, tax-efficient withdrawal planning, investment strategy, annuities, Medicare, estate planning, and how to build a retirement plan that lasts. At RDS Wealth, we believe your retirement should be lived- not just survived. Our approach is simple: sit on the same side of the table as our clients, offer unbiased guidance, and build a strategy that fits your life. 📰 As featured in Kiplinger: Read Dale's full article on the Risk-On Risk-Off retirement strategy here: 👉 https://www.kiplinger.com/retirement/risk-on-risk-off-the-mr-miyagi-approach-to-retirement-planning Helping listeners Save Money, Plan Well and Living Happy™️ in retirement, one conversation at a time! Live YOUR retirement without compromise!2023 個人ファイナンス 経済学
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  • How the Homestead Exemption Could Lower Your Property Taxes in Retirement

    How the Homestead Exemption Could Lower Your Property Taxes in Retirement
    2026/08/07
    On this episode of the Retirement Matters Podcast, Dale Smothers brings in guest: Local PVA Chad Shively to break down the homestead exemption for Kentucky retirees and why listeners in every state should be paying attention too. Every state offers some version of this exemption; some save you more, some save you less, but almost all of them are underused simply because retirees don't know to ask. In this episode: What the homestead exemption is and how it can reduce your property tax burden in retirementWhy exemptions like this should be a standard part of any income-phase tax strategy not an afterthoughtHow working with a retirement income specialist (versus a growth-focused advisor) changes the way your plan is built around saving you money in taxesWhy Roth conversions make sense for some retirees and not others — and how to know which camp you're inHow stacking these strategies puts more money back in your pocket without adding stock market risk Want to know how the homestead exemption and other tax strategies apply to your own retirement plan? 📞 270.600.PLAN 🌐 rdsmotherswealth.com/contact #RetirementPlanning #HomesteadExemption #PropertyTaxes #KentuckyRetirement #TaxStrategy #RetirementIncome Retire the Way You Desire™ DISCLOSURE: R.D. Smothers Wealth Management is a state-registered investment adviser under the laws of the Commonwealth of Kentucky. Registration as an investment adviser does not imply any level of skill or training. Insurance products and services are offered and sold through RDS Insurance Group. R.D. Smothers Wealth Management and RDS Insurance Group are affiliated but separate entities. The oral and written communications of an adviser provide you with information about which you determine to hire or retain an adviser. For more information please visit: https://adviserinfo.sec.gov and search for our firm name. This presentation has been provided for informational purposes only and is not intended as legal or investment advice or a recommendation of any particular security or strategy. The investment strategy and themes discussed herein may be unsuitable for investors depending on their specific investment objectives and financial situation. Information obtained from third-party sources is believed to be reliable though its accuracy is not guaranteed. Opinions expressed in this commentary reflect subjective judgments of the author based on conditions at the time of publication and are subject to change without notice. Past performance is not indicative of future results.
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    32 分
  • Give Every Dollar in Your Portfolio a Job: Growth, Taxes & Keeping More of Your Money in Retirement

    Give Every Dollar in Your Portfolio a Job: Growth, Taxes & Keeping More of Your Money in Retirement
    2026/07/31

    Every dollar in your portfolio should have a job, but figuring out what that job is could be its own show. In this episode of the Retirement Matters Podcast, we go beyond asset allocation to talk about giving your money real purpose for the long haul, plus how to keep more of your hard-earned money by paying less to the IRS. It's a tightly packed episode, so expect to walk away with more than you came in with.

    📞 Have questions about your own retirement plan? Call our team at 270.600.PLAN or visit rdsmotherswealth.com/contact.

    Enjoying the show? Leaving a review on your podcast platform of choice genuinely helps us reach more people who need this content- we'd be grateful if you took a minute to leave one.

    #RetirementPlanning #TaxStrategy #RetirementIncome

    Retire the Way You Desire™

    DISCLOSURE: R.D. Smothers Wealth Management is a state-registered investment adviser under the laws of the Commonwealth of Kentucky. Registration as an investment adviser does not imply any level of skill or training. Insurance products and services are offered and sold through RDS Insurance Group. R.D. Smothers Wealth Management and RDS Insurance Group are affiliated but separate entities. The oral and written communications of an adviser provide you with information about which you determine to hire or retain an adviser. For more information please visit: https://adviserinfo.sec.gov and search for our firm name. This presentation has been provided for informational purposes only and is not intended as legal or investment advice or a recommendation of any particular security or strategy. The investment strategy and themes discussed herein may be unsuitable for investors depending on their specific investment objectives and financial situation. Information obtained from third-party sources is believed to be reliable though its accuracy is not guaranteed. Opinions expressed in this commentary reflect subjective judgments of the author based on conditions at the time of publication and are subject to change without notice. Past performance is not indicative of future results.
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    32 分
  • Roth Conversions & Legacy Planning: What Retirees Must Know

    Roth Conversions & Legacy Planning: What Retirees Must Know
    2026/07/28

    Think your taxes will be lower in retirement? For a lot of families, it's the opposite and by the time they realize it, the window to do anything about it has closed.

    In this episode, Dale and Dalton break down why proactive planning around Roth conversions is one of the most powerful and most overlooked tools in a retirement plan.

    They cover how the right team approach (not just one advisor working in isolation) helps you know when a Roth conversion actually makes sense, how it can lower the tax burden your beneficiaries inherit, and why waiting too long to convert can turn into a costly mistake.

    They also walk through why Legacy is the fifth and final piece of the RDS Wealth Retirement Atlas and why a plan isn't truly holistic unless it addresses all five roadmaps: Income, Investment, Tax, Healthcare, and Legacy.

    📞 Wondering if a Roth conversion makes sense for your situation?

    Need a Second Opinion on your plan? Call us at 270.600.PLAN or visit rdsmotherswealth.com/contact

    #RothConversion #RetirementPlanning #LegacyPlanning #TaxPlanning

    Retire the Way You Desire™

    DISCLOSURE: R.D. Smothers Wealth Management is a state-registered investment adviser under the laws of the Commonwealth of Kentucky. Registration as an investment adviser does not imply any level of skill or training. Insurance products and services are offered and sold through RDS Insurance Group. R.D. Smothers Wealth Management and RDS Insurance Group are affiliated but separate entities. The oral and written communications of an adviser provide you with information about which you determine to hire or retain an adviser. For more information please visit: https://adviserinfo.sec.gov and search for our firm name. This presentation has been provided for informational purposes only and is not intended as legal or investment advice or a recommendation of any particular security or strategy. The investment strategy and themes discussed herein may be unsuitable for investors depending on their specific investment objectives and financial situation. Information obtained from third-party sources is believed to be reliable though its accuracy is not guaranteed. Opinions expressed in this commentary reflect subjective judgments of the author based on conditions at the time of publication and are subject to change without notice. Past performance is not indicative of future results.
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    16 分
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