How much can you actually spend in retirement without the fear of running out of money? George Jameson, CFP®, RICP®, breaks down the modern guardrails approach — a way to get a real monthly "retirement paycheck" and know exactly when to adjust it as markets move. Learn why it beats guessing at a vague percentage, and how it handles downturns with small tweaks instead of drastic cuts.

Want to see your own maximum retirement paycheck and guardrails? Schedule a free consultation 👉 https://www.capitalwealthgroupsc.com

George Jameson is the founder of Capital Wealth Group, a fee-only retirement planning firm in Columbia, SC.

#RetirementPlanning #RetirementIncome #Guardrails #CFP #FinancialPlanning

Run your numbers through retirement software and it almost always says the same thing: convert to a Roth. But why? George Jameson, CFP®, RICP® breaks down the hidden assumptions behind that advice — and the alternative most retirees never hear about.

📅 Free retirement review: CapitalWealthGroupSC.com

#RothConversion #RetirementPlanning #RMD #TaxPlanning

The 4% rule is the most famous guideline in retirement — a simple way to estimate how much you can withdraw each year without running out of money. It survived the Great Depression, the dot-com crash, and 2008. But is it right for your retirement?

In this episode, George Jameson, CFP®, RICP® and founder of Capital Wealth Group, breaks down where the 4% rule came from, exactly how to use it, and the three weaknesses it quietly ignores — including the single biggest threat to your retirement that almost nobody warns you about.

Up next: how sequence of returns risk can wreck an early retirement, and the flexible "Guardrails Strategy" George uses to defend against it.

📍 Capital Wealth Group is a fee-only firm in Columbia, SC, offering ongoing retirement planning, investment management, and one-time financial plans for DIYers.

Schedule a free consultation at CapitalWealthGroupSC.com.

"Save 10-12x your salary." "You'll need 70-90% of your income." Sound familiar? Generic rules of thumb only get you so far. In this episode, George Jameson, CFP®, RICP®, founder of Capital Wealth Group, walks through a simple 3-question framework to find your real retirement number.

🔗 Schedule a free consultation: CapitalWealthGroupSC.com or Calendly Link

Capital Wealth Group is a fee-only financial planning firm in Columbia, SC, offering ongoing retirement planning, investment management, and one-time plans for DIYers.

Are Roth conversions always the right move? In this episode, George Jameson, CFP®, RICP®, MBA — founder of Capital Wealth Group, a fee-only financial advisory firm in Columbia, SC — breaks down when Roth conversions make sense, when they don't, and what most people overlook before pulling the trigger. If you have money sitting in a traditional IRA or 401(k), this episode will help you think more strategically about your tax future in retirement.

Capital Wealth Group offers ongoing retirement planning and investment management, as well as one-time financial plans for DIY investors. Schedule a free consultation at CapitalWealthGroupSC.com.

In this episode, George Jameson, CFP®, RICP®, MBA, with Capital Wealth Group, breaks down what financial expert Carl Richards calls the "behavior gap" and reveals how hidden emotions quietly hijack your retirement decisions. Discover why the "perfect" static financial plan doesn't exist, how to use curiosity to resolve money disagreements with your spouse, and how to defend your peace of mind against the twin traps of worry and comparison.

For most people, a paid-off home is the ultimate retirement goal—but could it actually be holding you back? In this episode, George Jameson, CFP®, RICP®, explores the overlooked benefits of selling your house and renting instead. Learn how swapping property maintenance and skyrocketing taxes for cash flow clarity could unlock the geographic and financial freedom to live your best life.

George Jameson, CFP®, RICP®, breaks down the "New Math" of Roth conversions and the BETR formula. Learn why conversions can build wealth even if your tax rate drops and how to avoid "stealth taxes" like IRMAA and RMD spikes.

CTA Link: Schedule your free consultation: CapitalWealthGroupSC.com