Ask a question or send feedback

Do you need to beat the market to be a successful investor? Is cash really safe? Should you be chasing the next big trend whether that's crypto, gold or AI? In this episode, Capital Partners founder David Andrew and wealth adviser Aden Wilkins sit down with Apollo Lupescu from Dimensional Fund Advisors in California to bust 10 of the most common investing myths once and for all.

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Follow Apollo Lupescu:
LinkedIn: https://www.linkedin.com/in/apollolupescu/
Dimensional Fund Advisors: https://www.dimensional.com

Follow David Andrew:
LinkedIn: https://www.linkedin.com/in/davidandrewfamilywealthadviser/
Capital Partners: https://capital-partners.com.au/team-members/david-andrew/

Follow Aden Wilkins:
LinkedIn: https://www.linkedin.com/in/aden-wilkins-40b006105/
Capital Partners: https://capital-partners.com.au/team-members/aden-wilkins/

Follow Capital Partners on socials:
Facebook: https://www.facebook.com/CapitalPartnersPWA/
LinkedIn: https://www.linkedin.com/company/capital-partners-3/
Instagram: https://www.instagram.com/capitalpartnersprivatewealth/

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Chapters:
(0:00) Welcome and Wins of the Week
(5:34) Myth 1: Past Performance Predicts Future Results
(11:44) Myth 2: You Must Beat the Market to Succeed
(15:46) Myth 3: Cash Is a Safe Long-Term Strategy
(18:08) Myth 4: You Need to Time the Market
(26:26) Myth 5: Higher Risk Always Means Higher Returns
(32:46) Myth 6: Active Stock Picking Beats the Market
(35:48) Myth 7: International Investing Is Too Risky
(40:52) Myth 8: Run for Cover When Markets Get Volatile
(45:02) Myth 9: Financial News Helps You Make Better Decisions
(49:06) Myth 10: You Must Back the Next Big Trend

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Recorded and produced by Podwave Studios: https://podwavestudios.au/

The Purposeful Investor Podcast is a public service provided for Australian investors wanting to make smart decisions with their money, avoid costly mistakes, look after the people they care about, and, have a great life!

We draw on over 30 years of experience from David Andrew and the Capital Partners team.

For more information on Capital Partners' award winning team, visit capital-partners.com.au.

Have a question? Email us ask@capital-partners.com.au.

This episode provides general advice only. We do not consider your personal circumstances when we share this information. Always refer to your financial adviser for advice about your personal circumstances.

Capital Partners Consulting Pty Ltd AFSL 227148 trading as Capital Partners Private Wealth Advisers ABN 27 086 670 788.

Ask a question or send feedback

Treasurer Jim Chalmers handed down the federal budget and the proposed changes to capital gains tax, negative gearing and family trust distributions could significantly affect how Australians build wealth. In this special episode, Capital Partners founder David Andrew and wealth advisor Aden Wilkins speak with Nick Menegola to break down what has actually been proposed, who it impacts, and why you should not be making any rash decisions just yet.

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Follow Nick Menegola:
LinkedIn: https://www.linkedin.com/in/nick-menegola-490b64123/
Website: https://capital-partners.com.au/team-members/nick-menegola/

Follow David Andrew:
LinkedIn: https://www.linkedin.com/in/davidandrewfamilywealthadviser/
Capital Partners: https://capital-partners.com.au/team-members/david-andrew/

Follow Aden Wilkins:
LinkedIn: https://www.linkedin.com/in/aden-wilkins-40b006105/
Capital Partners: https://capital-partners.com.au/team-members/aden-wilkins/

Follow Capital Partners on socials:
Facebook: https://www.facebook.com/CapitalPartnersPWA/
LinkedIn: https://www.linkedin.com/company/capital-partners-3/
Instagram: https://www.instagram.com/capitalpartnersprivatewealth/

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Chapters:
(0:00) Welcome and Wins of the Week
(3:55) What This Budget Is Really About
(6:15) Who Does This Budget Actually Hit
(11:45) Capital Gains Tax Changes Explained
(17:00) The 30% Minimum Rate and Pre-1985 Assets
(20:00) Negative Gearing: What Changes and What Does Not
(23:15) Beware the House and Land Package Spruikers
(27:30) Family Trust Flat Tax
(31:15) Real Example: What It Means for a Small Business Family
(37:25) Why Super Becomes Even More Attractive
(40:00) The Trillion Dollar Debt in Perspective
(43:40) Who Needs to Be Paying Attention Right Now

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Recorded and produced by Podwave Studios https://podwavestudios.au/

The Purposeful Investor Podcast is a public service provided for Australian investors wanting to make smart decisions with their money, avoid costly mistakes, look after the people they care about, and, have a great life!

We draw on over 30 years of experience from David Andrew and the Capital Partners team.

For more information on Capital Partners' award winning team, visit capital-partners.com.au.

Have a question? Email us ask@capital-partners.com.au.

This episode provides general advice only. We do not consider your personal circumstances when we share this information. Always refer to your financial adviser for advice about your personal circumstances.

Capital Partners Consulting Pty Ltd AFSL 227148 trading as Capital Partners Private Wealth Advisers ABN 27 086 670 788.

Ask a question or send feedback

Despite Western Australia's booming mining driven economy, new data reveals that most WA families are still anxious about money. In this episode, David Andrew and Aden Wilkins sit down with Kristen Turnbull, Director of CoreData Reasarch WA, to unpack the findings of the Voice of WA research report. This was a statewide survey of more than 1,000 Western Australians exploring their relationship with money, financial confidence, and outlook for retirement.

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Follow
Follow Kristen Turnbull:
LinkedIn: https://www.linkedin.com/in/kristenturnbullcoredata/

Follow David Andrew:
LinkedIn: https://www.linkedin.com/in/davidandrewfamilywealthadviser/
Capital Partners: https://capital-partners.com.au/team-members/david-andrew/

Follow Aden Wilkins:
LinkedIn: https://www.linkedin.com/in/aden-wilkins-40b006105/
Capital Partners: https://capital-partners.com.au/team-members/aden-wilkins/

Follow Capital Partners on socials:
Facebook: https://www.facebook.com/CapitalPartnersPWA/
LinkedIn: https://www.linkedin.com/company/capital-partners-3/
Instagram: https://www.instagram.com/capitalpartnersprivatewealth/

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Chapters:
(0:00) Welcome and Wins of the Week
(4:47) Introducing Kristen Turnbull and the Voice of WA Report
(7:15) WA's Booming Economy So Why Are Families Still Anxious?
(12:30) Financial Stress Hits Every Income Bracket
(16:00) The Thin Veneer of Affluence
(19:20) The Numbers That Prove Advice Makes a Difference
(24:00) Choice Architects and Confirmation Bias
(29:30) Why Even Financial Experts Take Advice
(33:45) The Squeezed Middle and the Tax Reform Problem
(39:40) Retirement Expectations vs Reality
(44:30) The Advice Shortage Crisis and Information Overload
(50:00) Health, Social Connection and WA Values

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Recorded and produced by Podwave Studios https://podwavestudios.au/

The Purposeful Investor Podcast is a public service provided for Australian investors wanting to make smart decisions with their money, avoid costly mistakes, look after the people they care about, and, have a great life!

We draw on over 30 years of experience from David Andrew and the Capital Partners team.

For more information on Capital Partners' award winning team, visit capital-partners.com.au.

Have a question? Email us ask@capital-partners.com.au.

This episode provides general advice only. We do not consider your personal circumstances when we share this information. Always refer to your financial adviser for advice about your personal circumstances.

Capital Partners Consulting Pty Ltd AFSL 227148 trading as Capital Partners Private Wealth Advisers ABN 27 086 670 788.

Ask a question or send feedback

The market was down 4.3% in Q1 2026 and the headlines were bleak. But look under the hood and the story is completely different. In this episode of The Purposeful Investor, David Andrew and Aden Wilkins speak with Apollo Lupescu from Dimensional Fund Advisors to break down exactly what happened in financial markets in the first quarter of 2026, why the headlines don't tell the full story, and what smart investors should actually be doing about it.

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Follow Apollo Lupescu:
LinkedIn: https://www.linkedin.com/in/apollo-lupescu-78a3b87a

Follow David Andrew:
LinkedIn: https://www.linkedin.com/in/davidandrewfamilywealthadviser/
Capital Partners: https://capital-partners.com.au/team-members/david-andrew/

Follow Aden Wilkins:
LinkedIn: https://www.linkedin.com/in/aden-wilkins-40b006105/
Capital Partners: https://capital-partners.com.au/team-members/aden-wilkins/

Follow Capital Partners on socials:
Facebook: https://www.facebook.com/CapitalPartnersPWA/
LinkedIn: https://www.linkedin.com/company/capital-partners-3/
Instagram: https://www.instagram.com/capitalpartnersprivatewealth/

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Chapters:
(0:00) Introduction & Episode Preview
(1:00) Apollo Lupescu Joins from California
(1:50) Win of the Week
(4:35) Q1 2026 Market Recap and What Actually Happened
(8:30) The Magnificent Seven Dragged the Market Down
(16:45) Factor Investing Explained: Value, Small Cap & Profitability
(19:00) The Small Cap Value Case
(24:00) The Odds Game. Value vs Growth Over Time
(26:30) Australian Market Returns
(30:45) The Media's Role in Catastrophising Markets
(38:45) Why Fear Is Hardwired Into Us and Kills Returns
(41:00) IPO FOMO: SpaceX, Anthropic, Open AI and Why You Should Wait

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Recorded and produced by Podwave Studios

The Purposeful Investor Podcast is a public service provided for Australian investors wanting to make smart decisions with their money, avoid costly mistakes, look after the people they care about, and, have a great life!

We draw on over 30 years of experience from David Andrew and the Capital Partners team.

For more information on Capital Partners' award winning team, visit capital-partners.com.au.

Have a question? Email us ask@capital-partners.com.au.

This episode provides general advice only. We do not consider your personal circumstances when we share this information. Always refer to your financial adviser for advice about your personal circumstances.

Capital Partners Consulting Pty Ltd AFSL 227148 trading as Capital Partners Private Wealth Advisers ABN 27 086 670 788.

Ask a question or send feedback

60% of Australians are what one of the country's leading estate planning lawyers calls 'set up for a bit of a disaster.' No will. A will that's 10 years out of date. Or no idea if they even have one.

In this episode of The Purposeful Investor, David Andrew and Aden Wilkins sit down with Morgan Solomon a founding director of Solomon Hollett Lawyers and 25 year succession law specialist. They unpack the A to Z of estate planning. This is one of the most important financial conversations any family can have, and most people keep putting it off.

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Follow Morgan Solomon
LinkedIn: https://www.linkedin.com/in/morgan-solomon-b13ab58/

Follow David Andrew:
LinkedIn: https://www.linkedin.com/in/davidandrewfamilywealthadviser/
Capital Partners: https://capital-partners.com.au/team-members/david-andrew/

Follow Aden Wilkins:
LinkedIn: https://www.linkedin.com/in/aden-wilkins-40b006105/
Capital Partners: https://capital-partners.com.au/team-members/aden-wilkins/

Follow Capital Partners on socials:
Facebook: https://www.facebook.com/CapitalPartnersPWA/
LinkedIn: https://www.linkedin.com/company/capital-partners-3/
Instagram: https://www.instagram.com/capitalpartnersprivatewealth/

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Chapters:
(0:00) Introduction & Episode Preview
(1:00) Welcome & Guest Introduction: Morgan Solomon
(1:45) Win of the Week
(4:35) Why Estate Planning Is Central to Financial Advice
(7:50) What Makes a Good Estate Plan
(11:00) The 60% of Australians at Risk
(13:20) What Happens When You Die Without a Will
(19:00) Why Post Office Wills and AI Wills Fail
(26:30) The Executor Role Explained
(38:30) Estate vs Non-Estate Assets: Super and Family Trusts
(43:45) Superannuation and Binding Death Benefit Nominations
(50:10) Testamentary Trusts: What They Are and Why You Need One

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Recorded and produced by Podwave Studios https://podwavestudios.au/

The Purposeful Investor Podcast is a public service provided for Australian investors wanting to make smart decisions with their money, avoid costly mistakes, look after the people they care about, and, have a great life!

We draw on over 30 years of experience from David Andrew and the Capital Partners team.

For more information on Capital Partners' award winning team, visit capital-partners.com.au.

Have a question? Email us ask@capital-partners.com.au.

This episode provides general advice only. We do not consider your personal circumstances when we share this information. Always refer to your financial adviser for advice about your personal circumstances.

Capital Partners Consulting Pty Ltd AFSL 227148 trading as Capital Partners Private Wealth Advisers ABN 27 086 670 788.

Ask a question or send feedback

War in the Middle East. Rising oil prices. Expensive markets. AI changing everything. With so much noise, what should investors actually do? In this episode of The Purposeful Investor, David Andrew and Aden Wilkins sit down with Apollo Lupescu from Dimensional Fund Advisors to answer the questions coming out of client meetings right now.

Apollo has a gift for making the complex simple, and in this conversation he draws on decades of market data to explain why the right response to uncertainty is almost always the same and what history proves about staying the course.

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Follow Apollo Lupescu:
LinkedIn: https://www.linkedin.com/in/apollo-lupescu-78a3b87a

Follow David Andrew:
LinkedIn: https://www.linkedin.com/in/davidandrewfamilywealthadviser/
Capital Partners: https://capital-partners.com.au/team-members/david-andrew/

Follow Aden Wilkins:
LinkedIn: https://www.linkedin.com/in/aden-wilkins-40b006105/
Capital Partners: https://capital-partners.com.au/team-members/aden-wilkins/

Follow Capital Partners on socials:
Facebook: https://www.facebook.com/CapitalPartnersPWA/
LinkedIn: https://www.linkedin.com/company/capital-partners-3/
Instagram: https://www.instagram.com/capitalpartnersprivatewealth/

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Chapters:
(0:00) Introduction & Episode Preview
(1:00) Welcome & Guest Introduction: Apollo Lupescu
(2:00) Win of the Week
(5:00) Middle East Conflict and What It Means for Investors
(7:00) How Markets Process Geopolitical Events
(11:00) What World War II Teaches Us About Staying Invested
(16:00) Why Timing the Market Requires Two Perfect Decisions
(26:00) Building a Financial Plan That Survives the Bumps
(31:00) The Danger of Averages and Bear Markets Explained
(35:00) 4 Strategies to Shorten Your Recovery Time
(43:00) Valuation Explained: Tesla, Toyota and the Magnificent Seven
(52:00) Is It Different This Time? The Chess Board of Investing

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Recorded and produced by Podwave Studios https://podwavestudios.au/

The Purposeful Investor Podcast is a public service provided for Australian investors wanting to make smart decisions with their money, avoid costly mistakes, look after the people they care about, and, have a great life!

We draw on over 30 years of experience from David Andrew and the Capital Partners team.

For more information on Capital Partners' award winning team, visit capital-partners.com.au.

Have a question? Email us ask@capital-partners.com.au.

This episode provides general advice only. We do not consider your personal circumstances when we share this information. Always refer to your financial adviser for advice about your personal circumstances.

Capital Partners Consulting Pty Ltd AFSL 227148 trading as Capital Partners Private Wealth Advisers ABN 27 086 670 788.

Ask a question or send feedback

Is the government about to change capital gains tax, superannuation rules, and how trusts are taxed? In this episode of The Purposeful Investor, Capital Partners founder David Andrew and co-host Aden Wilkins unpack everything you need to know about Australia's proposed tax reforms and what they could mean for your wealth. Whether you invest in property, hold assets in a trust, or have money in super, understanding how the four main investment structures in Australia are taxed is one of the most important decisions you can make. As David explains, getting it wrong could cost you thousands of dollars over your lifetime.

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Follow David Andrew:
LinkedIn: https://www.linkedin.com/in/davidandrewfamilywealthadviser/
Capital Partners: https://capital-partners.com.au/team-members/david-andrew/

Follow Aden Wilkins:
LinkedIn: https://www.linkedin.com/in/aden-wilkins-40b006105/
Capital Partners: https://capital-partners.com.au/team-members/aden-wilkins/

Follow Capital Partners on socials:
Facebook: https://www.facebook.com/CapitalPartnersPWA/
LinkedIn: https://www.linkedin.com/company/capital-partners-3/
Instagram: https://www.instagram.com/capitalpartnersprivatewealth/

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Chapters:
(0:00) Introduction & Episode Preview
(1:00) Welcome to The Purposeful Investor
(2:00) Win of the Week
(4:00) Tax Reform: The Big Picture & Henry Tax Review
(7:30) Capital Gains Tax Discount Explained
(8:30) History of CGT Before the 2006 Howard-Costello Reforms
(11:00) Government Spending, Demographics & the Tax Challenge
(16:00) The 4 Investment Structures in Australia
(19:30) Superannuation Deep Dive: Accumulation, Retirement & Division 296
(22:00) Trusts Explained: Asset Protection & Tax Planning
(26:00) Companies as Long-Term Wealth Structures
(30:30) What Tax Changes Are Coming? GST, Bracket Creep & Trusts

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Recorded and produced by Podwave Studios

The Purposeful Investor Podcast is a public service provided for Australian investors wanting to make smart decisions with their money, avoid costly mistakes, look after the people they care about, and, have a great life!

We draw on over 30 years of experience from David Andrew and the Capital Partners team.

For more information on Capital Partners' award winning team, visit capital-partners.com.au.

Have a question? Email us ask@capital-partners.com.au.

This episode provides general advice only. We do not consider your personal circumstances when we share this information. Always refer to your financial adviser for advice about your personal circumstances.

Capital Partners Consulting Pty Ltd AFSL 227148 trading as Capital Partners Private Wealth Advisers ABN 27 086 670 788.

Ask a question or send feedback

Have you ever wondered why some people make financial decisions with ease while others constantly struggle to strike a balance between living for today and saving for tomorrow? In this episode of The Purposeful Investor, hosts Aden Wilkins and David Andrews are joined by a world-leading expert in behavioural decision-making: Professor Hal Hershfield from UCLA’s Anderson School of Management. Together, they dive deep into the fascinating intersection of money and psychology. From the "Future Self Continuity" that dictates our saving habits to the hidden dangers of "Hyperopia" (the fear of spending), this conversation provides a roadmap for successful Australian families who want to maximise their well-being without letting money become an obsession.

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Follow David Andrew:
LinkedIn: Davidandrewfamilywealthadviser
Capital Partners: David Andrew

Follow Aden Wilkins:
LinkedIn: Aden Wilkins
Capital Partners: Aden Wilkins

Follow Hal Hershfield:
UCLA: Hal Hershfield
LinkedIn - Hal Hershfield

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Chapters:
(0:00) Balancing a great life today with a secure future.
(1:30) Meet Hal Hershfield
(4:00) How small environmental changes and psychological motivations drive better decisions.
(5:30) Wins of the Week
(9:30) Why do you feel disconnected from the "you" of 20 years from now?
(14:00) Using narratives to visualise the life you actually want to fund.
(20:00) Are we born with a connection to our future selves, or is it learned?
(25:30) What is Hyperopia?
(30:00) How financial modelling gives families the confidence to enjoy their wealth now.
(35:00) Why spending on travel and family memories creates "investment gains" for the soul.
(40:00) The Optimism Trap
(46:00) Hal’s latest project on understanding what truly matters at the finish line.

Recorded and produced by Podwave Studios

The Purposeful Investor Podcast is a public service provided for Australian investors wanting to make smart decisions with their money, avoid costly mistakes, look after the people they care about, and, have a great life!

We draw on over 30 years of experience from David Andrew and the Capital Partners team.

For more information on Capital Partners' award winning team, visit capital-partners.com.au.

Have a question? Email us ask@capital-partners.com.au.

This episode provides general advice only. We do not consider your personal circumstances when we share this information. Always refer to your financial adviser for advice about your personal circumstances.

Capital Partners Consulting Pty Ltd AFSL 227148 trading as Capital Partners Private Wealth Advisers ABN 27 086 670 788.