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  • Your AI Travel Plan Failed. Here's Why You Need an Advisor

    Your AI Travel Plan Failed. Here's Why You Need an Advisor
    2025/12/22
    Travel planning has never been easier — or more overwhelming. In this episode of The Prosperity Lounge, host Joey Ruffalo sits down with Amy Shewmake, owner of Simply Magical Vacations by Amy, for a timely conversation about why real expertise still matters in an age dominated by AI, apps, and DIY booking tools. While technology can provide information, this episode explores the critical difference between planning and advocacy — and why relationships, experience, and judgment are often the deciding factors when things don’t go according to plan. Together, Joey and Amy discuss: Why AI can’t replace a relationship-based travel advisor How experience shows up when expectations and reality don’t align Smart travel ideas within driving distance of East Tennessee The hidden value of having someone in your corner when plans change How these lessons apply far beyond travel — into business, finances, and life Whether you’re planning your next trip or thinking about how technology impacts human-centered industries, this episode offers practical insight and perspective on what still truly matters. Until next time — stay faithful, stay fearless, and remember:Freedom lives where faith and action meet. The Lounge is always open… and so is your next breakthrough. Visit The Prosperity Lounge to learn more and join the FREE community today!
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    1 時間 4 分
  • Is Your Home a Liability or an Asset? A Conversation on Real Prosperity

    Is Your Home a Liability or an Asset? A Conversation on Real Prosperity
    2025/12/17
    What if prosperity isn’t just about money — but about time, freedom, and making good decisions with the resources you’ve been given? In this episode of The Prosperity Lounge, Joey Ruffalo sits down with Tracy Ellett of LYH Homes (powered by Keller Williams) to talk about real estate as a practical tool for financial freedom, the mindset shifts that matter more than hustle, and why serving people well always comes before the transaction. Tracy shares insights on first-time homebuyers, downsizing, equity, and how faith and relationships guide her approach to real estate and life. This is a grounded conversation for anyone thinking about buying, selling, investing, or redefining what prosperity really means. So pull up a chair — this is The Prosperity Lounge. Want to support the show- Buy me a Coffee https://coff.ee/prosperitylounge 👉 Want to break free from bad money habits? Visit www.theprosperitylounge.com use code "radio" to get our How to Stop Living Paycheck to Paycheck 8 step Action Guide
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    31 分
  • When the Grinch Doesn’t Win: A Prosperity Pulse on Presence, Purpose & Giving

    When the Grinch Doesn’t Win: A Prosperity Pulse on Presence, Purpose & Giving
    2025/12/15
    In this special Prosperity Pulse, Joey Ruffalo reflects on a live Santa Show that didn’t go exactly as planned — and the powerful lesson that came from it. When technical hiccups threatened to steal the moment, community, generosity, and grace took center stage instead. This episode is a reminder that real prosperity isn’t about perfection. It’s about presence, connection, and choosing joy and generosity even when things don’t go smoothly. A timely message on faith, action, and what truly matters — during the holidays and beyond. 🎙️ Watch the full Santa Show on YouTube 🎧 Listen to The Prosperity Lounge wherever you get your podcasts
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    1 時間 4 分
  • Faith, Finances & the Future: Makyiah Sendelbach on Stewardship and Generational Change

    Faith, Finances & the Future: Makyiah Sendelbach on Stewardship and Generational Change
    2025/12/10
    At Liberty University’s CEO Summit, Joey sits down with Makyiah Sendelbach, a Financial Planning major and Peer Financial Coach, to discuss what the next generation of financial leaders are learning about faith, money, and stewardship. From helping fellow students create their first budgets to understanding that “God owns it all,” Makyiah shares how Liberty’s approach to faith-based financial education is shaping her future — and why she believes stewardship can change entire family trees. You’ll also hear how Joey’s own journey from debt to financial coaching aligns with Makyiah’s mission to help others find freedom through practical, biblical money principles. 💬 Topics Include: Why budgeting is the foundation for financial success How faith and money intersect in real life What Gen Z students are learning about credit, debt, and purpose The meaning of prosperity from a student’s perspective Join The Prosperity Lounge for Free at www.theprosperitylounge.com
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    32 分
  • Insurance 101 What People Need and what they get Wrong

    Insurance 101 What People Need and what they get Wrong
    2025/12/08
    The Insurance Playbook: Smart Coverage Strategies with Joe Lapera Most people pay for insurance… but have no idea what they’re actually protected from. In this episode of The Prosperity Lounge, Joey sits down with Joe Lapera of Lapera Insurance — a trusted Prosperity Partner — to break down the essential coverages every household needs, the biggest gaps people overlook, and how to build real protection around your finances and your future. Together, they unpack: 🔹 Why liability limits matter more than you think 🔹 Replacement Cost vs. Actual Cash Value (and why homeowners get caught off guard) 🔹 The trap of relying only on employer-provided life insurance 🔹 What supplemental plans really do — and who needs them 🔹 The most common mistakes people make with auto, home, life, and health insurance 🔹 How insurance priorities change at each life stage Joe brings decades of expertise, real client stories, and simple explanations that make insurance understandable — and actionable — for everyday families. If you’ve ever wondered, “Am I actually covered?” or “What would happen if I had a major accident or loss?” — this episode gives you the clarity and confidence you’ve been missing. 👉 Find Joe Lapera and all Prosperity Partners at:TheProsperityLoungePodcast.com/sponsors 👉 Join our free financial community:TheProsperityLounge.com 📺 New episodes every Wednesday and Friday at 6 PM on YouTube 🎙️ Radio broadcast Fridays at 6 PM on Praise 96.3 FM
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    1 時間 6 分
  • How Uncle Dan Helps Families & Businesses Find Money They Never Knew About

    How Uncle Dan Helps Families & Businesses Find Money They Never Knew About
    2025/12/03
    What if your business — or even your school — was sitting on tens of thousands to millions of dollars in available tax credits and settlements… and no one ever told you? In today’s episode of The Prosperity Lounge, Joey sits down with Dan “Uncle Dan” Evertsz — founder of Uncle Dan Consulting and College Money Smart — a man who has spent over 40 years helping families and business owners uncover financial opportunities they never knew existed. From helping over a thousand students attend college with little to no debt… …to partnering with the #1 R&D tax credit CPA firm in America… …to educating companies on multi-district litigation settlements worth millions… Uncle Dan has built a career on one mission:Educate people, empower families, and open doors that change financial futures. In this powerful conversation, we discuss: How Dan went from mortgage company owner to college planning expert The faith journey that reshaped his purpose and direction How R&D tax credits work — and why most CPAs never mention them What MDL settlements mean for schools, nonprofits, and companies Why financial education is the key to long-term prosperity Plus, Dan’s rapid-fire insights on success, mindset, and happiness Whether you're a business owner, parent, nonprofit leader, or someone pursuing financial clarity — this episode will open your eyes to opportunities hidden in plain sight. 📩 Connect with Dan: uncledanconsulting.comdan@uncledanconsulting.com Schedule a call: calendly.com/bizadvocate Join the Lounge Free Community at www.theprosperitylounge.com Subscribe on YouTube at www.youtube.com/@theprosperitylounge
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    37 分
  • Faith, Focus & Failing Forward: Jason McCoy on Purpose & Post-Traumatic Growth

    Faith, Focus & Failing Forward: Jason McCoy on Purpose & Post-Traumatic Growth
    2025/11/26
    Full, polished version: In this powerful Prosperity Lounge episode, Joey sits down with Jason McCoy, President of Endex Archery, a nonprofit using archery as a pathway to healing for veterans, first responders, and others battling post-traumatic stress. Jason’s story is raw, honest, and full of purpose — and it all began with a bow, a breath, and a life-changing realization. Jason shares how he returned from deployment carrying trauma, survivor’s guilt, and destructive coping patterns — and how the discipline and focus of archery helped his mind and body reconnect long enough to begin healing. Inside this episode: 🎯 The full mind-body connection and why it’s critical for trauma recovery 🎯 The journey from post-traumatic stress to post-traumatic growth 🎯 Why failing forward is the mindset shift that transforms everything 🎯 The role of faith, family, and community in rebuilding your life 🎯 How Endex Archery is helping heroes find purpose again 🎯 Why addressing mental health is strength, not weakness 🎯 The legacy Jason hopes to leave through his work Jason’s mission is simple but profound: change lives, restore families, build community, and save even one life through the power of archery — and faith. If you’ve ever battled setbacks, felt stuck, or needed a reminder that healing is possible… this episode is for you. Learn more or support the mission: 👉 https://endexarchery.org (ENDexArchery.org) Join The Prosperity Lounge community: 👉 TheProsperityLounge.com Subscribe for more interviews that connect faith, action, purpose, and prosperity.
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    26 分
  • Behind the Curtain: Inside the Magic of Community Theater

    Behind the Curtain: Inside the Magic of Community Theater
    2025/11/24
    In this heartwarming and laugh-filled episode of The Prosperity Lounge, Joey sits down with three cast members from the Last Call Theater Group in Lenoir City — Denise Helton, her son Nathan Helton, and castmate Rita Wessel — to pull back the curtain on the magic of community theater. From unexpected Elvis impressions, to backstage laughter, to stories of confidence and courage, this episode highlights the joy and transformation that happen when ordinary people step onto the stage. 🎭 What you’ll hear in this episode: • How community theater builds confidence (especially for first-time actors) • Why friendships form so quickly in the arts • Behind-the-scenes stories from their upcoming holiday show • How theater helped Nathan grow personally and socially • Why adults should absolutely try new creative outlets • A hilarious “kidney stone” scene they’ll never forget • The power of community, connection, and choosing joy If you love local arts, uplifting stories, or anything that reminds you how much creativity can change a life — you’ll love this one. 👉 Join the free Prosperity Lounge community: TheProsperityLounge.com
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    1 時間 5 分