You’ve heard the hype around DSCR loans—but are they still worth it in 2025?In this episode, we sit down with our personal loan broker and fellow investor, Ron Castellon, to unpack what’s really happening in the lending world right now. From shifting credit score requirements to surprise prepayment penalties, Ron breaks down the numbers, the risks, and the mindset needed to actually get to the closing table.⬇️We talk through:☑️What lenders are tightening up on—and why☑️How appraisals and underwriting are destroying more deals in 2025☑️The emotional toll of trying to fund a deal without clarity or support☑️How to position your deal in a softening or uncertain market☑️Why hustle, maturity, and a clean file still matter more than everThis isn’t theory—Ron shares real stories from the trenches, including the one deal he’s funding for himself right now. If you’re just starting out or trying to scale, this episode will give you the practical insights, perspective, and encouragement you need to move forward with confidence.↪️Follow us on:☑️Instagram: @the_propertybrrrrothas☑️Facebook: The Property Brothas☑️TikTok: @the_property_brrrrothas🎧Listen on YouTube, Apple Podcasts, and Spotify🎬 𝐖𝐀𝐓𝐂𝐇 𝐎𝐔𝐑 𝐎𝐓𝐇𝐄𝐑 𝐕𝐈𝐃𝐄𝐎𝐒:▶https://youtu.be/T4SKSP24CX4▶https://youtu.be/aMkBkKdRIaA▶https://youtu.be/bXRT0CKn1Z0▶https://youtu.be/Xv4eWhGfVQE▶https://youtu.be/l8Sst5d6KCsCHAPTERS:00:00 - Intro01:33 - Ron's Qualifications for Property Bros05:42 - Ron's Role in Real Estate09:44 - New Investor Deal Criteria13:16 - Expectations for New Investors18:19 - The Blue Pill vs. The Red Pill21:03 - Understanding Business Costs25:10 - Reserves as Lender's Safety Net28:12 - Current Real Estate Deals31:52 - Keys to Real Estate Success36:40 - Q3 Real Estate Expectations42:27 - Trends in ARVs46:23 - Ron's Top Tip for 2025 Strategy53:13 - Connecting with Ron53:45 - Final Thoughts from Ron54:34 - Outro🔔 𝐒𝐔𝐁𝐒𝐂𝐑𝐈𝐏𝐓𝐈𝐎𝐍 𝐋𝐈𝐍𝐊:▶https://www.youtube.com/@ThePropertyBrrrrothas?sub_confirmation=1© The Property Brrrrothas#RealEstateInvesting #DSCRLoans #RehabInvesting #RealEstateLoans #InvestmentStrategies #PropertyInvesting

Jabez is back, and this time he’s under contract in his first deal! We walk him through his first BRRRR deal.

Watch as Jabez shares his experience, from finding the perfect property to navigating the numbers, working with contractors, and exploring rehab opportunities. Discover how we help him crunch the numbers to ensure the investment is solid, what factors to consider when budgeting for rehab, and how to maximize the property's value.

👉Key Highlights:✅Understanding Loan-to-Value (LTV)✅Expert tips on rehab budgeting✅The importance of property inspections✅How to manage risk and achieve financial peace of mind

Jabez’s journey proves that with the right guidance, anyone can become a successful investor, no matter where you’re starting from. Ready to dive in and start your own investment journey?👉 Don’t forget to like, subscribe, and comment your thoughts below! What questions do you have about the BRRRR strategy? Let’s discuss!🔗 Follow us on Instagram: @the_propertybrrrrothas🎬 𝐖𝐀𝐓𝐂𝐇 𝐎𝐔𝐑 𝐎𝐓𝐇𝐄𝐑 𝐕𝐈𝐃𝐄𝐎𝐒:▶ https://youtu.be/rl8f0CQ1tic▶ https://youtu.be/OnB20Y6pOsE▶ https://youtu.be/aMkBkKdRIaA▶ https://youtu.be/Xv4eWhGfVQE▶https://youtu.be/GwWA021A6eU🔔 𝐒𝐔𝐁𝐒𝐂𝐑𝐈𝐏𝐓𝐈𝐎𝐍 𝐋𝐈𝐍𝐊:▶https://www.youtube.com/@ThePropertyBrrrrothas?sub_confirmation=1© The Property Brrrrothas#RealEstateInvesting #BrrStrategy #PropertyManagement #FixAndFlip #InvestmentJourney #HardMoneyLoan #RehabOpportunities

Thinking about skipping that inspection? Don’t. In this episode, we sit down with Sean Eagan of IndySpect, a home inspector who’s been under more crawl spaces than we’ve had closings 🕵️‍♂️Sean breaks down: • 🔥 How a $200 sewer scope saved us from an $8,000 mistake • 🧱 Foundation cracks, roof rot, and other investor red flags • 🔎 Thermal imaging, radon testing, mold reports—what they actually reveal • 👷‍♂️ Why your contractor isn’t enough—and why a neutral inspector matters • 💡 How to read between the lines of a 66-page inspection report (yes, really)Whether you’re out-of-state, running the BRRRR play, or buying your first deal—this episode will help you avoid costly surprises and buy with confidence.⸻🛠️ What’s Inside:00:00 - Intro01:00 - Meet Sean Eagan (IndySpect)04:00 - Why GCs Miss What Inspectors Catch10:00 - Real-Life Sewer Scope Fails15:00 - Roof & Foundation Red Flags20:00 - Reading Reports Like a Pro30:00 - Mold, Radon & Drone Footage40:00 - Quickfire Round: Walk or Work It?48:00 - Final Tips for New Investors52:00 - How to Vet an Inspector54:00 - Final Thoughts + Sean’s Info⸻🎯 For New & Remote Investors:This episode is your cheat sheet for spotting hidden issues, negotiating repairs, and making data-driven decisions—not emotional ones.⸻👉 Follow + Connect:🎧 Podcast: Property BRRRRothas on Spotify & Apple📲 IG: @the_propertybrrrrothas📦 Download the Free Toolkit → https://bit.ly/brrrrtoolkit🔍 Guest Info:👷‍♂️ Sean Eagan, Indyspect Home Inspector📱 Instagram: @indyspectllc🌐 Website: indyspect.com📞 Phone: (317) 777-4101🎥 Subscribe + hit the bell for more BRRRR tips and breakdowns every week!

First-time investor? Wondering whether to start with a duplex or a single-family property? 🔑In this real-time episode, we help our brother Jabez (@jabez_invests) evaluate three live investment deals—a duplex, a distressed single-family home, and a property with garage/ADU potential.With the Property BRRRRothas crew and expert guests Sean Elliot (@gabrielpropertymanagement) and Caleb Keys (@ceo_keys), we break down:

• 🔄 The BRRRR method (Buy, Rehab, Rent, Refinance, Repeat) • 💰 Cash flow vs. appreciation • 🏘️ Airbnb strategy vs. long-term rentals • 🛠️ Rehab costs, risk mitigation, and deal analysis • 📈 How to actually buy your first rental the right wayIf you’ve ever said “I want to invest, but I don’t know how to start,” this is the episode that shows you how it really works—step by step.⸻🧰 Grab the Property BRRRRothas Free ToolkitIncludes the Deal Analyzer used in this episode → https://bit.ly/4cTnDo2⸻💬 Drop a comment: Which deal would YOU choose?📥 DM us on IG @the_propertybrothas to get your deal analyzed live on a future episode.⸻⏱️ Chapters / Timestamps:00:00 – Welcome Back03:10 – Jabez’s Vision: Ownership, Agriculture & Legacy08:25 – Property #1 (Caleb): Heavy Rehab SFH w/ ADU potential17:30 – Airbnb Loopholes, DSCR Loans, and Strategy23:40 – Sewer Scope Fails + Buying Risky Properties29:45 – Property #2 (Jordan): SFH w/ Huge Garage & Upside39:00 – BRRRR Calculator Breakdown: Rehab Budget + ARV Math47:55 – Adding Bedrooms for Cash Flow + Value50:15 – Property #3 (Drew): Duplex w/ Strong Monthly Cash Flow56:05 – Expert Advice for Jabez: Neighborhoods, Risks & Exit58:20 – Jabez’s Reaction + Next Steps59:13 – Outro + Disclaimer⸻📌 LINKS:🏠 Free Guide: “How to Buy Your First Rental With Less Money Than You Think” → https://bit.ly/4cTnDo2📩 Connect with us on IG: @the_propertybrothas🔧 Guest Experts:→ @jabez_invests→ @gabrielpropertymanagement→ @ceo_keys⸻👍 Like | 💬 Comment | 🔔 Subscribe for more#BRRRR #RealEstateInvesting #FirstRentalProperty #DuplexDeal #CashFlow #RentalPropertyTips #AirbnbStrategy #PropertyManagement #FinancialFreedom #BiggerPockets #thepropertybrothas

Join us in San Juan Capistrano for a special episode of reflections, inspiration, and celebration! 🎉 It’s the BRRRRthday boy Jordan's 40th, and we’re talking life lessons, real estate investing journeys, and the milestones that shape us. From building equity in our 30s to creating financial freedom for the future, this video is all about growth, gratitude, and goals. We dive into turning 40 as an investor, what it means to build a portfolio, and how the ups and downs of the housing market mirror life’s challenges. Whether you're finding the perfect deal, starting in long-distance real estate, or just looking for motivation to take that first step, we’re here to inspire you to take action and create your own success story. Follow along for tips, lessons, and a glimpse into how we’re crafting systems and processes to elevate not just our journey, but yours too. Let’s celebrate life, growth, and the journey to financial freedom together. You can’t wait for perfect weather to build your future. Let’s grow.👇 Drop a comment, tell us your biggest birthday lesson, and don’t forget to like, subscribe, and share with another future investor in the making. 🚀🔗 Grab our Starter Pack Toolkit today! Link Below! #PropertyBRRRRothas #RealEstateJourney #InvestorMindset #BRRRRStrategy #40AndThriving #WealthBuilding #FaithAndFinance #LegacyBuilders #RealEstatePodcast #LevelUpSeason #InvestInYourself #CraftingGoals #BlackInvestors #PurposeDrivenInvesting #BirthdayReflection #FinancialFreedomJourneyCHAPTERS:00:00 - Intro00:40 - Drew’s 40th Birthday Celebration02:39 - Future Plans for Drew07:29 - Final Thoughts and Reflections

In this brutally honest episode, Drew shares how a $60,000 mistake nearly derailed his BRRRR journey—and why rushing to repeat without a solid plan can leave you straight outta money. 💸 Jordan and Drew dive into the realities of the “Repeat” phase of the BRRRR strategy: market shifts, lender pullbacks, appraisal surprises, and the temptation to scale too fast while juggling work, family, and life. This episode isn't just about stacking doors—it's about scaling with intention, avoiding burnout, and learning from the bruises along the way.

🔥 You’ll Learn:

• How Drew’s early wins turned into a costly lesson

• Why burnout is real—and how to avoid it as a W-2 investor
• The importance of exit strategies, realistic cash flow, and market timing
• When it’s smart to slow down instead of stack up
• Our personal Repeat-Ready Checklist to scale like a pro (not a statistic)

🎯 Whether you’re on your first deal or your tenth, this one’s for anyone serious about building a portfolio—not a pile of problems.

📎 Grab the free 🏡 Property Brrrrothas Repeat Toolkit: https://bit.ly/4cTnDo2

📲 Follow us on:

Instagram: @the_propertybrothas

Facebook: The Property Brothas

TikTok: @the_property_brrrrothas

🎧 Listen/Watch on YouTube, Apple Podcasts, and Spotify

💬 Ask The BRRRRothas- Drop a comment—we love real talk (crypto bots, stay out)

#realestaterookie #duediligence #propertymanagement #househacking #biggerpockets #brrrrstrategy #propertyinvestment #realestateinvesting #realestate #financialeducation #financialfreedom #investing #housingmarket #thepropertybrothas #repeatwithoutburnout #scaleyourbusiness

CHAPTERS:

00:00 - Intro

02:19 - Overview of Key Topics

06:06 - Importance of Exit Strategy in Investing

09:43 - Understanding Market Reality Checks

12:20 - Navigating Appraisal Challenges

17:00 - Balancing Family, Job, and Investing

21:15 - Strategies for Sustaining Investment Momentum

27:25 - Scaling Your Investments Effectively

30:25 - Realistic Rehab Process Expectations

33:04 - Repeat Ready Checklist for Investors

39:34 - Preview of Next Episode

41:20 - Outro

44:10 - Like, Subscribe, and Review Reminder

What happens when scaling your real estate portfolio goes way too fast? In this special Crafting Goals Friday episode, we react to a powerful YouTube video by investor Stephanie Kebede, who opened up about regretting the 22 properties she picked up in just 18 months. We’re not here to throw shade—we’re here to sip something cold, talk real numbers, and break down what we would’ve done differently.🎯 If you’re a BRRRR investor, or thinking about building a real estate portfolio, this is the episode you need. We talk partner pitfalls, mechanical rehab mistakes, being equity rich but cash poor, and how to scale without stress. So pull up a seat, crack open a beer (or a spicy Bloody Mary if you’re feeling bold), and hang with your bros Jordan & Drew—where the numbers don’t lie and the goal is freedom, not burnout. Let’s stack wealth one wise move at a time. 🙌👇 DROP A COMMENT: What would YOU have done differently in her shoes? 📥 Grab the BRRRR Rehab Checklist: https://bit.ly/4cTnDo2 - Download our free toolkit to avoid the costly mistakes we discuss in this episode. #RealEstateInvesting #RentalProperty #FinancialFreedom#realestaterookie #propertymanagement #housingmarket #duediligence #realestateinvestormistakes #BRRRRStrategy #PropertyBrothersPodcast #InvestorRegret #PassiveIncome #CraftingGoalsFriday #ScalingRealEstate #RealEstateMistakes #BiggerPocketsStyle #LandlordLife #RentalPropertyTips #RehabChecklist #FaithAndFinance #RealEstateReaction #BuyRehabRentRefinanceRepeatCHAPTERS:00:00 - Intro01:10 - Today’s Episode03:50 - What We’re Not Doing05:45 - What Went Wrong11:08 - Stephanie's Mistakes17:57 - Tenant Utility Payments18:30 - Understanding God's Plan21:11 - Ignorance is Not Bliss24:36 - Final Thoughts27:10 - Benefits of a 15-Year Mortgage29:52 - Impact of Extra Payments on Mortgage33:00 - Closing Thoughts35:40 - Disclaimer

Ready to master refinancing like a pro? 🏡 This video dives into the exciting "Refinance" phase of the BRRRR real estate investing strategy! 💰 Whether you're building your rental property portfolio, navigating the housing market, or dreaming of financial freedom, this episode is packed with actionable tips to help you unlock cash and scale your investments.Join Drew and Jordan, the Property Brrrrothas, as we break down how to refinance with confidence, avoid costly mistakes, and maximize your property’s after-repair value (ARV). We’re talking loan types, appraisals, DSCR loans, HELOCs, and everything you need to know to avoid getting your cash stuck in a deal. Plus, we share some of our own wins (and lessons learned 🙈) to guide you through your real estate investing journey.If you’ve ever wondered how to structure your deals, secure the best loan options, or organize your portfolio like a pro, this video is for you! From finding the perfect deal to scaling your portfolio, we’re here to help you create financial freedom one property at a time. Drop your questions in the comments and let us know your biggest refinancing challenges—your question might be featured in our next "Ask the Brrrrothas" segment! Follow along for tips, lessons, and inspiration to start your real estate journey today! 🚀 Don't forget to like, share, and subscribe for more real estate investing gold!LINKS:🏡 Property Brrrrothas Toolkit Access: https://bit.ly/brrrrothastoolkit#mortgagerates #homeappraisalchecklist #howtoprepareforahomeappraisal #appraisalcameinlow #biggerpockets #mortgagerates #helocloanexpert #realestateinvestingmistakes #dscrexpert #realestate #realestateinvesting #propertyinvestment #financialfreedom #motivation #financialeducation #foryou #brrrrstrategy #thepropertybrothas #thepropertybrrrrothas #refinance #howtoinvestinrealestate CHAPTERS:00:00 - Intro00:39 - Recap of the BRRRR Strategy03:03 - Refinancing Process03:18 - Common Refinancing Mistakes08:30 - Jordan's Refinancing Error11:09 - How to Present Your Case17:55 - Overview of Traditional Loans20:15 - Understanding DSCR Loans29:15 - Maximizing Your ARV37:30 - Using HELOCs for Rentals44:17 - New Segment: Ask The Bros45:16 - Preview of Next Week’s Episode