As parents, we want to set our kids up for success. We want them to teach them how to be wonderful humans and responsible citizens with careers they enjoy and lives they love. We want to provide our children excellent educations, whether that involves college or trade school, and be able to successfully join the workforce as they become adults. But how do we do this? Saving for college can be an overwhelming thought.

Beyond education, many parents also want to provide a nest egg for their children that can be used for weddings, mortgage down payments, starting a business or more.

How do we set our children up for financial success? My financial guru, Sarah Miller, is back to answer all these questions and more. In today’s episode, Sarah and I discuss teaching your children about money and finances starting at a very early age. We also get into the details of investing vehicles, including 529s, UTMAs, UGMAs, and taxable brokerage accounts.

Sarah is a personal finance nerd who learned about finances and investing from an early age from her father and grandfather, who both spent their careers in the corporate finance world. As an adult, Sarah immersed herself in the personal finance and FIRE spheres, learning from top experts. Sarah is my personal go-to for all financial questions, and she’s here to share her knowledge with all of you!

SPONSORS 🏆

TELEHEALTH RECRUITING WITH BRI REITZNER :

EMAIL: BRIREITZNER@GMAIL.COM

TEXT: 417-616-1972

CONNECT WITH SARAH 👫

Email: sjmvirtualsolutions@gmail.com

LinkedIn: linkedin.com/in/sarah-miller-pa-va/

RESOURCES 📚

Previous episodes in Back to Basics Money Series:

283: Back to Basics: Meet Sarah

287: Back to Basics: What Actually IS Investing?

290: Back to Basics: Traditional versus Roth - What’s the Difference?

293: Back to Basics: The Best Investments for Long-Term Success

296: Back to Basics: How Much Money Do I Need to Retire?

311: Back to Basics: Short-, Medium-, and Long-Term Savings Goals

529 Comparison:

Choosing the Best 529 College Savings Plan for Your Family

How to Pay for College Episode:

259: How to Pay for College (And Still Be Able to Retire) with Ann Garcia

COACHING 🎓

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⁠FREE 30-MINUTE COACHING CONSULT⁠ ⁠https://calendly.com/the-pa-is-in/gen-call⁠

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On July 4, 2025, the One Big Beautiful Bill (OBBB) was signed into law—and it's about to change everything for clinicians, patients, and healthcare systems across the country.

In this episode of The PA Is In, host Tracy Bingaman, PA-C and clinician career coach, breaks down the OBBB from a provider's perspective—not as a politician or policy analyst, but as someone living the reality of frontline care.

We’ll unpack:

• What the OBBB is and why it matters

• When major changes roll out (starting Jan 2026!)

• 5 key impacts on clinicians, from Medicaid cuts to Medicare drug price negotiations

• Why rural hospitals and safety-net systems are especially vulnerable

• What you can do—today—to stay informed and advocate for your patients and your profession
  

You deserve to understand the system you’re working in—and how it’s changing around you. Tune in now to get clear, stay equipped, and be part of the conversation.

Link to Advocacy Episode:

iTunes https://podcasts.apple.com/us/podcast/201-pa-a-beginners-take-on-advocacy-as-a-pa/id1534076810?i=1000613492091

⁠FREE 30-MINUTE COACHING CONSULT⁠ ⁠⁠https://calendly.com/the-pa-is-in/gen-call⁠ ⁠

⁠1-ON-1 NEGOTIATION CONSULT ⁠https://calendly.com/the-pa-is-in/negotiate⁠⁠

CONNECT WITH TRACY 🤝

⁠LINKEDIN ⁠https://www.linkedin.com/in/tracybingaman/⁠⁠

⁠INSTAGRAM ⁠https://www.instagram.com/mrstracybingaman/⁠⁠

WEBSITE⁠ ⁠⁠⁠https://www.tracybingaman.com⁠

🎁 Bonus Freebie: Grab your free guide with 48 healthcare-specific side hustle ideas at 👉 tracybingaman.com/gig

Keywords: One Big Beautiful Bill, OBBB healthcare changes, Medicaid cuts 2025, ACA subsidy rollback, rural hospital closures, Medicare drug negotiation 2025, PA advocacy tips, healthcare legislation explained, clinician impact OBBB, practicing medicine sustainably

Welcome to medicine, new graduate — and welcome to this powerful episode of The PA Is In. Tracy Bingaman shares an open letter filled with hard-earned wisdom, heartfelt encouragement, and truth-telling advice for those just beginning their journey in healthcare.

From learning to negotiate and setting boundaries, to avoiding burnout and defining your own version of success, this episode is a rallying cry for new grads to challenge the status quo. Whether you're starting your first job or mentoring someone who is, this message is a must-hear for anyone in healthcare today.

In this episode, you’ll hear:

• What she wishes someone told her when she started

• The real cost of buying into hustle culture

• How to redefine success on your terms

• Financial advice no one gave you in PA school

• Why negotiation isn’t optional — it’s essential

🎧 Tune in to feel seen, supported, and fired up to do healthcare differently.

⁠FREE 30-MINUTE COACHING CONSULT⁠ ⁠⁠https://calendly.com/the-pa-is-in/gen-call⁠ ⁠

⁠1-ON-1 NEGOTIATION CONSULT ⁠https://calendly.com/the-pa-is-in/negotiate⁠⁠

CONNECT WITH TRACY 🤝

⁠LINKEDIN ⁠https://www.linkedin.com/in/tracybingaman/⁠⁠

⁠INSTAGRAM ⁠https://www.instagram.com/mrstracybingaman/⁠⁠

WEBSITE⁠ ⁠⁠⁠https://www.tracybingaman.com⁠

🎁 Bonus Freebie: Grab your free guide with 48 healthcare-specific side hustle ideas at 👉 tracybingaman.com/gig

Keywords: new grad PA advice, physician associate career tips, starting in medicine, healthcare burnout prevention, PA career boundaries, new medical graduate letter, success in healthcare, redefining success medicine, PA negotiation tips, thriving in healthcare