In this episode, Zak, Mike, and Andy Lavoie discuss different definitions and ways to think about risk, and how to apply first principles in decision making.

This episode's guest is Andrew Lavoie. Starting his career on Wall Street as an institutional investor, Andy’s background and knowledge make him a leader in today’s topic on the first principles of risk and decision-making. Most people think of risk as something to avoid — a danger to be minimized. But the most successful investors and business owners know that risk, when understood and managed correctly, is actually the engine of opportunity. In this episode, Andy explains how to think about risk the right way — not as fear, but as information, and how you can use those same principles to make smarter, more confident financial decisions.

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Find more insights on our blog (updated often): https://www.im-financial.com/blog

Website: https://www.im-financial.com/

Email: ClientCare@im-financial.com

Call Our Office: 914-603-8325

In this episode, Zak, Mike, and Marc Smith discuss why all things financial, regardless of life phase, should boil down to cash flow, and how to focus on creating the systems and capacity required to succeed rather than focusing on sheer will and manual execution.

Marc is President of I. M. Financial, leads the personal planning division, and is a two-time recipient of the prestigious Forbes award "Top Financial Security Professional - Best in State" for the State of New York. With about two decades of experience, Marc understands that money is more than numbers. It's about aligning resources with values, vision, and lifestyle goals. His expertise bridges the gap between financial theory and real-life application, making him a trusted advisor for those who want to live well today, while preparing for tomorrow.

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Find more insights on our blog (updated often): https://www.im-financial.com/blog

Website: https://www.im-financial.com/

Email: ClientCare@im-financial.com

Call Our Office: 914-603-8325

In this episode, I. M. Financial CEO Zak Smith discusses a range of topics pertaining to mindset and perspective in your financial life. Mike & Zak discuss what separates elite strategy from cookie-cutter, the distinction between wealth and money, taking 100% ownership, working on yourself, ignoring the hype and noise, and much more.

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Find more insights on our blog (updated often): https://www.im-financial.com/blog

Website: https://www.im-financial.com/

Email: ClientCare@im-financial.com