エピソード

  • The Complete Story of Alice Guo: Chinese Spy, Filipino Mayor

    The Complete Story of Alice Guo: Chinese Spy, Filipino Mayor
    2026/02/07
    This episode recounts the dramatic rise and fall of Alice Guo, a woman who fabricated a Filipino identity to become a local mayor while secretly managing a massive criminal enterprise. Investigations proved that Guo was actually a Chinese national named Guo Huaping who used her political influence to shield a sprawling compound dedicated to human trafficking and global cyber-fraud. The narrative details the discovery of hundreds of enslaved workers who were subjected to torture and forced to perform "pig butchering" scams under her direction. Following a high-profile international manhunt and a definitive trial, Guo was sentenced to life imprisonment in 2025 for her role in these organized crimes. Her case stands as a landmark warning regarding the dangers of political infiltration and the brutal reality of modern transnational syndicates.

    “The Money Wire delivers sharp insights, breaking trends, and expert takes on business, finance, and the global economy—straight to your ears.”
    続きを読む 一部表示
    33 分
  • Are tariffs bad for growth? Yes, say five decades of data from 150 countries

    Are tariffs bad for growth? Yes, say five decades of data from 150 countries
    2026/01/18
    This episode examines a comprehensive 2020 economic study that analyzes five decades of data from 151 countries to determine the impact of trade barriers on national prosperity. The research concludes that increasing tariffs consistently leads to lower economic output, reduced productivity, and higher unemployment over the long term. While proponents often claim protectionism saves domestic jobs, the evidence suggests these taxes actually distort global markets and increase costs for both consumers and manufacturers. By looking at historical trends since the 1960s, the authors illustrate how free trade generally fosters growth while protectionist shifts tend to shrink a nation's total wealth. Ultimately, the source argues that the macroeconomic damage caused by tariffs far outweighs any temporary or localized benefits they might provide.

    “The Money Wire delivers sharp insights, breaking trends, and expert takes on business, finance, and the global economy—straight to your ears.”
    続きを読む 一部表示
    30 分
  • More Drivers have $1,000-Plus Car Loan Payments

    More Drivers have $1,000-Plus Car Loan Payments
    2026/01/16
    Recent data indicates a significant affordability crisis in the automotive market, as a record one in five buyers now face monthly car payments exceeding one thousand dollars. This financial strain is fueled by historically high vehicle prices and elevated interest rates, forcing consumers to finance larger amounts over extended loan periods reaching seven years or more. While these long-term loans help manage immediate costs, they increase the risk of negative equity and substantially raise the total interest paid over the life of the vehicle. The market has increasingly shifted toward higher-income households, effectively pushing lower-income shoppers out of the new-car segment. Looking toward 2026, experts anticipate some relief through stabilizing prices and potential interest rate cuts, though overall costs are expected to remain burdensome. Ultimately, the source advises consumers to prioritize larger down payments and shorter loan terms to navigate this era of expensive financing.

    “The Money Wire delivers sharp insights, breaking trends, and expert takes on business, finance, and the global economy—straight to your ears.”
    続きを読む 一部表示
    34 分
  • What I Learned While Researching an Online Car Rental Business

    What I Learned While Researching an Online Car Rental Business
    2026/01/01
    Aspiring entrepreneurs can establish a vehicle rental company by choosing between a traditional fleet-based model or a peer-to-peer marketplace that connects private owners with renters. Success in this industry requires extensive market research and the development of a minimum viable product to ensure the platform meets specific user needs. The guide emphasizes the importance of securing proper licensing and insurance to protect all parties involved in the transaction. Key technical features for a functional app include verification systems, user dashboards, and comprehensive booking management tools for both owners and renters. Ultimately, the business generates revenue through direct rental fees or by collecting commissions on transactions made within the digital marketplace.

    https://retireyoungish.com/2026/01/01/what-i-learned-while-researching-an-online-car-rental-business/

    “The Money Wire delivers sharp insights, breaking trends, and expert takes on business, finance, and the global economy—straight to your ears.”
    続きを読む 一部表示
    29 分
  • Historical Patterns of U.S. Recessions and Presidential Party

    Historical Patterns of U.S. Recessions and Presidential Party
    2025/12/19
    Statistical data from the post-World War II era reveals that Republican presidents have presided over the beginning of nearly every U.S. recession, while Democratic administrations typically correlate with higher GDP growth and job creation. Despite this striking trend, economists emphasize that presidential party affiliation is not necessarily the direct cause of these fluctuations. Various external factors, such as Federal Reserve policies, global oil shocks, and the specific economic conditions inherited from previous leaders, play a more significant role in determining market health. Furthermore, some research suggests that Democrats have benefited from favorable timing and "good luck" regarding international events. Ultimately, the text argues that while the partisan business cycle is a real phenomenon, it is driven by a complex mix of policy, luck, and global circumstances rather than executive action alone.

    “The Money Wire delivers sharp insights, breaking trends, and expert takes on business, finance, and the global economy—straight to your ears.”
    続きを読む 一部表示
    35 分
  • The Zombie Debts Making Wall Street Rich

    The Zombie Debts Making Wall Street Rich
    2025/12/17
    The episode discusses the emerging crisis of "zombie mortgages," which are long-dormant second liens from the 2008 housing bubble that debt buyers are aggressively reviving for profit. These forgotten debts, often believed canceled by homeowners who received IRS Form 1099-C, are purchased for pennies on the dollar by investors and private equity firms, and then aggressively collected or foreclosed upon, even after more than a decade of inactivity. The episode explains that this practice thrives due to outdated state foreclosure laws and a current lack of regulatory enforcement, particularly after the Consumer Financial Protection Bureau (CFPB) allegedly halted relevant investigations. This phenomenon, which is displacing thousands of families, highlights how Wall Street and the financial sector are profiting from the residual fallout of the economic crisis they helped create. The investigation reveals that while some homeowners successfully fight these claims in court, the debt collection industry relies on the fact that most victims lack the resources for a sustained legal battle.

    “The Money Wire delivers sharp insights, breaking trends, and expert takes on business, finance, and the global economy—straight to your ears.”
    続きを読む 一部表示
    33 分
  • Why Beef Prices Are Out of Control in the U.S.

    Why Beef Prices Are Out of Control in the U.S.
    2025/12/14
    The episode offers an in-depth analysis of the unprecedented surge in American beef prices as of December 2025, noting that retail prices have significantly outpaced general food inflation. The core reason for this spike is explained as a confluence of tight supply and resilient consumer demand, driven primarily by the U.S. cattle herd being at its lowest level since the 1950s. Key factors contributing to this scarcity include a multi-year contraction of the cattle cycle, persistent drought forcing ranchers to cull their herds, and soaring input costs such as feed and fuel. Additionally, the source examines structural issues like packer concentration and high domestic demand, concluding that significant price relief is unlikely until the herd can be fully rebuilt, a process potentially lasting until 2027–2028.

    “The Money Wire delivers sharp insights, breaking trends, and expert takes on business, finance, and the global economy—straight to your ears.”
    続きを読む 一部表示
    40 分
  • When The American Dream Started Requiring Two Incomes

    When The American Dream Started Requiring Two Incomes
    2025/12/11
    The episode offers a detailed economic history tracing the decline of the single-income American Dream and the rise of the two-income household as a necessity, not a choice. It explains that the single-earner middle-class lifestyle, statistically normal between 1945 and 1973 due to the "Great Compression" where wages kept pace with productivity, became unsustainable after the "Great Decoupling" starting around 1973. This shift occurred because the costs of essential middle-class markers—namely housing, healthcare, and education—began to rise dramatically faster than median wages, forcing a second adult into the workforce just to maintain the family's standard of living. The analysis concludes that while the two-income model is now the norm, the second income is often heavily offset by taxes and work-related expenses, offering surprisingly little net discretionary gain while sacrificing the intangible benefits of having a full-time caretaker at home.

    “The Money Wire delivers sharp insights, breaking trends, and expert takes on business, finance, and the global economy—straight to your ears.”
    続きを読む 一部表示
    34 分