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  • Episode 115: The Surprising Strategy Wealthy Moms Use to Fund Their Children's Future

    Episode 115: The Surprising Strategy Wealthy Moms Use to Fund Their Children's Future
    2026/05/12
    In this episode, Mila shares practical tips on how millennial parents can prepare for their children's financial future with ease and even some fun. Covering everything from college savings plans to early investing and establishing credit, this episode is packed with actionable insights to help you set your kids up for financial success from a young age.Main Topics Covered:The importance of starting early with college savings plans like 529s and RESPsHow to effectively contribute consistently to meet future college costs (e.g., $200K in 18 years)Using custodial brokerage accounts (UGMA/UTMA) for broader investment goals like weddings or down paymentsGifting strategies to contribute to your child's financial accounts through family and loved onesThe benefits of opening savings accounts for children, including high-yield options and how they teach money habitsHow to establish and manage your child's credit by adding them as authorized usersThe impact of these strategies on financial aid, taxes, and long-term wealth buildingSaving for College College Cost Calculator529 College Savings Plans - OverviewUGMA/UTMA Custodial Accounts - FAQCapital One Kids Savings AccountPodcast Episode: How to Manage Your Credit Card WiselyTwitterInstagramEmailTimestamps:00:00 - How to effortlessly start saving for your child's future02:24 - The rising costs of college and the importance of early planning04:10 - Calculating monthly contributions for in-state college costs in 18 years06:25 - Using custodial brokerage accounts for non-college savings goals07:16 - The pros and cons of custodial accounts and their impact on financial aid09:02 - Creative gifting strategies to grow your child's wealth10:20 - Top kids' savings accounts and how they teach money management12:22 - Establishing credit early for your child through authorized user strategies14:49 - Managing your child's credit responsibly and teaching good habits16:35 - The benefits and considerations of building your child's credit score early18:33 - Final thoughts on setting your children up for a financially confident futureResources & Links:Connect with Mila:Note: Remember, starting early and staying consistent with savings, investments, and credit management are key to building a strong financial foundation for your children. Share this episode with fellow parents eager to empower their kids financially!Sources:Millennial Parents Saving: https://financialpost.com/personal-finance/family-finance/millennial-parents-are-saving-for-their-childrens-education-but-most-still-feel-unpreparedUTMA/UGMA: https://www.fidelity.com/open-account/custodial-account Saving For College: https://www.savingforcollege.com/article/how-much-to-save-for-college Credit Card Management: https://spotifycreators-web.app.link/e/ibaZK66CV2b College Costs Calculator: https://www.savingforcollege.com/calculators/college-savings-calculator Capital One Kids Savings Account: https://www.capitalone.com/bank/savings-accounts/kids-savings-account/Credit Card Authorization: https://www.chase.com/personal/credit-cards/education/build-credit/how-to-establish-credit-history-for-your-child
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    13 分
  • Episode 114: Financial Prep Before Having Kids

    Episode 114: Financial Prep Before Having Kids
    2026/05/06

    How to financial prep for kids before they are a twinkle in your eye!

    Mila breaks down the power of early planning with actionable tips on establishing tax-advantaged accounts like 529 plans, high-yield savings, and strategies to cut costs on essentials. She shares insights from moms who went from debt to diaper-ready, revealing how to streamline expenses, boost your emergency fund, and optimize insurance to cover prenatal and delivery costs.You'll discover:

    • ​How to open a 529 college savings plan before conception and transfer it later
    • ​The benefits of pre-saving with high-yield savings accounts, even on small contributions
    • ​Key financial moves like paying off debt and building a baby-specific budget
    • ​How updating health and life insurance can save headaches and money down the line
    • ​Creative ways to shop smarter and maximize value in baby gear

    This episode is perfect for women in their 30s planning for motherhood, those wanting to secure their financial future, or anyone seeking to rethink how we prepare for the next generation. Because building wealth before baby means giving your future family options, security, and peace of mind.Ready to take control? Tap into the power of early planning, make smarter money moves, and prioritize your family’s legacy today. Your future self and your future children will thank you.

    MoneyWatch: https://www.cbsnews.com/news/cost-to-raise-a-child-300000-us-state-by-state/

    Yahoo Finance: https://finance.yahoo.com/economy/articles/now-costs-over-300-000-172110739.html

    Lending Tree: https://www.lendingtree.com/debt-consolidation/raising-a-child-study/

    NYT:

    https://www.nytimes.com/2024/07/25/well/mind/child-free-adults-pew-study.html

    https://www.nytimes.com/2026/04/09/us/fertility-rates-decline.html

    https://www.nytimes.com/2026/04/26/business/children-rising-costs.html

    https://www.nytimes.com/2026/02/27/us/politics/us-birthrate-decline-women.html?searchResultPosition=1

    529 Plans:

    https://www.fidelity.com/529-plans/what-is-a-529-plan

    https://www.savingforcollege.com/intro-to-529s/which-is-the-best-529-plan-available

    https://www.savingforcollege.com/article/how-to-transfer-your-529-plan-to-another-state

    Gerber Life Grow Up Plan: https://www.gerberlife.com/
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    20 分
  • Episode 113: Your Roadmap to Financial Independence

    Episode 113: Your Roadmap to Financial Independence
    2026/04/14

    In this episode, Mila shares practical strategies for women in their 30s to achieve financial independence. Topics include mindset shifts, saving and investing tips, and how to start building wealth today.


    financial independence, women wealth, investing, saving, financial tips, personal finance, wealth building, money mindset

    key topics


    Mindset shifts for financial independence

    Practical saving and investing strategies

    Building multiple streams of income

    Chapters


    00:00 Introduction and Host Credibility

    00:59 Understanding Financial Independence and Setting Goals

    02:13 Action Steps: Tracking Spending and Cutting Unnecessary Expenses

    03:11 Mindset Shifts: Believing in Your Ability to Achieve Wealth

    04:10 Myth Busting: You Don't Need Six Figures to Be Wealthy

    04:40 The Power of Early Investing and Compound Growth

    05:23 Practical Strategies to Achieve Financial Independence

    05:58 Knowing Your Numbers and Creating a Financial Plan

    06:33 Increasing Income Through Job Changes and Side Hustles

    07:24 The Importance of Multiple Income Streams

    07:45 The Math Behind Achieving Financial Independence


    resources


    The Simple Path to Wealth - https://www.amazon.com/dp/B07VJYZF4V

    Investment Calculator - https://www.calculator.net/investment-calculator.html
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    13 分
  • Episode 112: How to complete a Q2 Money Reset

    Episode 112: How to complete a Q2 Money Reset
    2026/04/07

    A new quarter means it's time to reset your finances and start the quarter off strong. In this episode, Mila walks through how to complete a quarterly reset.

    Topics covered:

    - Review your spending

    -Adjust your budget

    -Map out your goals
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    13 分
  • Episode 111: Financially Preparing For Job Loss Before You Lose Your Job

    Episode 111: Financially Preparing For Job Loss Before You Lose Your Job
    2026/03/31

    If you lose your job tomorrow would you be financially ready for that?

    In this episode Mila breaks down how to financially prepare for an unexpected job loss.

    • What is a job loss fund and why you need it
    • How much should you be saving and what does your fund entail
    • What expenses should be included in the budget
    • How to recession proof your life
    • What is career insurance
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    14 分
  • Episode 110: Tax Planning Tips

    Episode 110: Tax Planning Tips
    2026/03/25

    TAX DAY is right around the corner! In this week's episode Mila answers questions around common questions about taxes.


    Check out this resource guide on key tax terms and important guidelines
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    15 分
  • Episode 109: Building an emergency fund without feeling deprived

    Episode 109: Building an emergency fund without feeling deprived
    2026/03/17

    Do you want to build an emergency fund but not have to sacrifice your FUN? Well this episode is for you.


    Mila breaks down ways to save without having to sacrifice things that you love.


    Check out this resource guide for key takeaways and examples shared during the episode.


    LINK to Nourish: https://signup.usenourish.com/refer/bUfAkTU4?utm_term=tab-i
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    15 分
  • Episode 108: Credit Card Management

    Episode 108: Credit Card Management
    2026/03/10

    Credit Cards are great if you know how to manage them well! They can be a tool to improve your financial future.

    Follow these tips Mila outlines in her latest episode and not only will you be able to boost your credit score, but you'll also form a better relationship with your credit cards.

    LINK to important key terms on credit card management
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    10 分