In this episode, I’m walking you through why your financial habits — like overspending, under-saving, or money avoidance — are symptoms, not problems. They often trace back to the hidden money stories you absorbed between the ages of 2 and 12.

I’m sharing how uncovering my own childhood money story helped me break through a major income ceiling — and how somatic healing helped me finally feel safe to earn and receive more.

I’ll also guide you through powerful journaling prompts so you can begin excavating your own money story today.

What You’ll Learn:

•Why spreadsheets and budgets aren’t enough to truly change your financial patterns

•How your childhood environment shaped your current relationship with money

•The surprising way my “just enough” income pattern was rooted in early scarcity

•How somatic healing helps rewire outdated money beliefs on a nervous system level

•Journaling prompts to start exploring your own money story

Resources Mentioned:

•Money Magic Mentorship Program — My 10-week signature mentorship to heal your relationship with money and step into financial ease.

Journal Prompts From This Episode:

•What did you enjoy about your home as a child? What did you wish was different?

•Did you feel safe (financially and otherwise) growing up?

•Who did you have to be to receive positive attention at home and school?

•List 5 words to describe each of your caregivers’ relationship with money. Which of those do you still carry today?

Work With Me:

Ready to explore and rewire your money story with expert support? Reach out, I’d love to guide you!

⭐️Check out my 1:1 Money Magic Mentorship Program here.

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Thank you for being here ❤️

If this podcast is a helpful resource for you, please share it with your friends, on social media. It will be extremely helpful if you could also leave a 5-star rating and review on Apple Podcasts and Spotify!


Connect with me on Instagram for free tips, inspo: https://www.instagram.com/nadinezumot/

~Podcast theme song by The Jilted Irony

After an unexpected and terrifying health crisis, I’m finally back behind the mic with a raw and real update!!

In this episode, I walk you through my recent journey with a rare autoimmune condition called Guillain Barré Syndrome —how it started, what I’ve learned, and how I’m healing physically, emotionally, and spiritually.

From medical gaslighting to deep nervous system healing and the beauty of reconciliation, this story is full of hard-won wisdom, vulnerability, and hope. If you’ve ever felt ignored by the medical system or frozen by anxiety, this one’s for you.

Key Points:

•What happened to me: A rare condition (GBS) that flipped my world upside down

•Lessons in self-advocacy, intuition, and emotional recovery

•How nervous system regulation and belief work have become key in my healing

•A beautiful surprise reunion that reminded me love can heal anything

Keywords:

GBS recovery, health crisis, nervous system healing, somatic coaching, medical advocacy, belief work, autoimmune healing, reconciliation, emotional trauma, somatic nervous system, financial resilience

⭐️Check out my 1:1 Money Magic Mentorship Program here.

________________________________________________

Thank you for being here ❤️

If this podcast is a helpful resource for you, please share it with your friends, on social media. It will be extremely helpful if you could also leave a 5-star rating and review on Apple Podcasts and Spotify!


Connect with me on Instagram for free tips, inspo: https://www.instagram.com/nadinezumot/

~Podcast theme song by The Jilted Irony

Download my Free Financial Glimmers Meditation

Book a 1:1 Session with me here!

Uncertainty can feel like kryptonite for our nervous system, but we are not helpless in the face of it.

Today, we’re diving into the concept of *Financial Cues of Safety*—small but powerful financial actions that can help soothe your nervous system, create a sense of stability, and shift your relationship with money from one of stress to one of empowerment, which is very needed in these times. Because, believe it or not, money can actually be a tool for regulation, not just a source of chaos.

Key Takeaways:

1. Your nervous system influences how you experience money, and vice versa. Slowing down and noticing financial patterns under stress can help you shift from reaction to intention.

2. Financial safety isn’t just about more money—it’s about what actually makes you feel safe. Ask yourself: Will this financial action energize me or burn me out?

3. Small financial steps can be powerful cues of safety. Whether it’s following up on an invoice, negotiating a bill, or setting financial boundaries, these micro-actions can create macro shifts in your nervous system.

4. Money amplifies who you already are. When used with intention, financial empowerment can help you care for yourself *and* your community in sustainable ways.

Keywords:

Financial nervous system regulation, financial stability, financial empowerment, nervous system safety, money and resilience.

Thank you for being here ❤️

To book a 1:1 Session with me, please go here.

If this podcast is a helpful resource for you, please share it with your friends, on social media, and leave a 5-star rating and review on Apple Podcasts and Spotify!


Connect with me on Instagram for free tips, inspo: https://www.instagram.com/nadinezumot/

~Podcast theme song by The Jilted Irony

Welcome back to the show!

In this episode, my guest Cecily Sailer and I dive into the intersections of creativity, healing, resilience… and money!

We explore the societal conditioning that makes so many of us believe we’re "not creative," the fears of being a "starving artist," and how capitalism warps our relationship with creativity. We also unpack how tarot can be a powerful tool for self-discovery, trauma healing, and making powerful money moves, revealing hidden patterns around abundance and scarcity. If you’ve ever struggled with accessing your creative power, feared that pursuing creativity means sacrificing financial stability, or wondered how to stay authentic in business while resisting harmful systems, this conversation will leave you feeling inspired and empowered.

Key Episode Takeaways:

1. Creativity is not just for artists– Many of us were taught that creativity is frivolous or reserved for the "gifted," but it's actually essential for survival, healing, and resilience.

2. Why unlearning childhood and societal conditioning around creativity can help you to reconnect with authentic self-expression.

3. Using Tarot as a mirror for abundance & money blocks – Tarot can reveal subconscious beliefs about money, power, and self-worth, helping creatives and entrepreneurs shift their financial mindset.

4. How creativity & business profit can coexist – Thriving artists and creators prove that you don’t have to sacrifice authenticity for financial success—you can create and still be prosperous.

5. Staying creative in a capitalist world requires care and connection – Balancing business, grief, and creativity means regulating the nervous system, practicing self-care, and rejecting toxic productivity.

Connect with Cecily:

Cecily Sailer is a creativity coach, writer, and Tarot reader who supports and mentors Creative Spirits to develop a more mystical and spiritual relationship with their creativity, themselves, and the movement of life. Cecily is the founder of Typewriter Tarot, a project that supports Creative Spirits by offering spaces of magic, creativity, inspiration, and community. Before she became a full-time mystic, Cecily earned an MFA in creative writing, and worked in journalism and creative arts nonprofits. When she's not creating for Typewriter Tarot, she's playing with her two dogs Queenie and Lyla, looking at birds, seeking out ghost stories, and doing her best to make the world a better place.

Your Creative & Magical Life Podcast

www.typewritertarot.com

IG: @typewritertarot

Join The Creative Magic Collective here.

Thank you for being here ❤️

To book a 1:1 Session with me, please go here.

If this podcast is a helpful resource for you, please share it with your friends, on social media, and leave a 5-star rating and review on Apple Podcasts and Spotify!


Connect with me on Instagram for free tips, inspo: https://www.instagram.com/nadinezumot/

~Podcast theme song by The Jilted Irony

Welcome back to the show!

In this episode, I sit down with a Somatic Trauma Resolution Practitioner and Educator, Veronica Rottman, @wakingwomb, whose approach to nervous system healing challenges traditional teachings and brings a fresh, nuanced perspective.

We dive into the unique ways the female nervous system experiences trauma, the connection between the menstrual cycle and financial habits, and why mainstream somatic healing myths might be keeping people stuck.

If you've ever felt overwhelmed by nervous system dysregulation—whether around money, emotions, or physical symptoms—this conversation will offer deep insights and actionable tools to support your healing journey.

Key Takeaways:

1. CPTS vs. CPTSD– Dropping the ‘D’ acknowledges that trauma responses are not disorders, but adaptive nervous system reactions to stress.

2. Somatic Healing Myths – Simply acting out emotions (rage, crying, etc.) isn’t true somatic work and may actually reinforce dysregulation rather than resolve it.

3. Trauma & The Female Nervous System – How the Female Nervous System moves through nervous system dysregulation differently, and how hormonal shifts play a key role in how women experience trauma and emotions.

4. Money & The Nervous System – Financial habits like overspending, hyper-frugality, or debt cycles are often rooted in nervous system dysregulation, not just mindset issues.

5. Menstrual Cycle & Money– Different phases of the menstrual cycle influence nervous system regulation, impulse control, and even financial decision-making.

Connect with Veronica:

Veronica is a somatic trauma resolution practitioner (SEP) who specializes in the female nervous system. Her background of over 16 years in somatics integrates a variety of modalities including Veronicaʼs own methodoloy that centers the needs of the female nervous system. Her other areas of specialty include developmental trauma, somatic attachment therapy, CPTS, sexual boundary violations, and more. She is a mother of 2, a wife and a lover of soup, music and nature.

Instagram: https://www.instagram.com/wakingwomb/

Website: https://waking-womb.com/

Somatic healing , CPTSD, Nervous system regulation ,Trauma response , Menstrual cycle & money , Emotional processing , Financial dysregulation, Stress adaptation, Hormones & emotions , Somatic healing myths

Thank you for being here ❤️

To book a 1:1 Session with me, please go here.

If this podcast is a helpful resource for you, please share it with your friends, on social media, and leave a 5-star rating and review on Apple Podcasts and Spotify!


Connect with me on Instagram for free tips, inspo: https://www.instagram.com/nadinezumot/

~Podcast theme song by The Jilted Irony

Shang Saavedra is a Financial educator and author of "Wealth is a Mindset". Together we chat about the emotional aspects of money, and how it is tightly tied to our emotional and mental health. We also dive into something I have never talked about before: The Financial Red Flags to look out for when dating!

This is such a rich episode! I hope you enjoy!

Thank you for being here!

Episode Takeaways:

• How our wealth is tied to our mental and emotional health.
• What influences our spending habits.
• The value of replacing financial coping mechanisms with healthier behaviors, such as connecting with friends or engaging in self-care that doesn’t involve spending.
• How to align our finances with our goals.
• What are some financial red flags to look out for when you start dating someone.

Connect with Shang:

Shang Saavedra is the Founder and CEO of Save My Cents, an influential personal-finance website and social-media platform. Saavedra teaches readers the key habits and behaviors needed to become less fearful of money and live life with joy. Saavedra was named one of the "25 Most Influential New Voices of Money" by TIME/NextAdvisor in 2022 and is an Expert Reviewer and Contributor at CNET Money. She received her bachelor's degree in economics from Harvard and her MBA from the University of Chicago Booth School of Business. Saavedra and her husband finished saving for their retirement by the age of 31 and now live a work-optional life in Southern California with their two boys and two cats.

Connect with Shang:
Website - https://savemycents.com/
Instagram - https://www.instagram.com/savemycents/
YouTube - https://www.youtube.com/@savemycents
LinkedIn - https://www.linkedin.com/in/shangsaavedra/

Thank you for being here ❤️

To book a 1:1 Session with me, please go here.

If this podcast is a helpful resource for you, please share it with your friends, on social media, and leave a 5-star rating and review on Apple Podcasts and Spotify!


Connect with me on Instagram for free tips, inspo: https://www.instagram.com/nadinezumot/

~Podcast theme song by The Jilted Irony

Welcome back to the Unf*ck Your Money Show with Nadine Zumot!

How do we leverage our neurocircuitry to create meaningful and long lasting changes to our financial realities?

In this episode, my guest, Behavioral Neuroscientist Dr Val Rytova and I dive into the fascinating intersection of money, trauma, and neuroscience. We explore how financial environments, trauma, and scarcity shape brain chemistry, nervous system responses, and even DNA through epigenetics. The conversation uncovers the neuroscience behind shame, fear of failure, and goal setting, offering actionable insights on how neuroplasticity can help rewire the brain for abundance and financial success. Whether you’re dealing with financial setbacks, money shame, or want to optimize your mindset, this episode provides tools to reorient toward positivity and growth at any age.

Key Takeaways

• Financial environments and trauma impact brain chemistry and DNA, but neuroplasticity allows us to rewire these patterns.
• Shame around money—whether from scarcity, debt, or wealth—has deep roots in the brain but can be transformed using neuroscience tools.
• Setting neuroscience-backed financial goals can make achieving them easier and more sustainable.
• Focusing on positivity, glimmers, and abundance rewires the brain for resilience and growth after setbacks.
• Neuroplasticity is possible at any age, and small, intentional practices support lifelong healing and transformation.

Keywords

epigenetics, neuroplasticity, moneyshame, scarcitymindset, nervoussystemhealing, traumahealing, brainchemistry, financialgoals, abundancemindset, nervoussystemresilience

Connect with Dr Val:

Dr. Val Rytova is a neuroscientist specialising in behavioural neuroscience, with expertise in brain mechanisms related to anxiety and social behaviour. She has a PhD focusing on these areas and is dedicated to promoting brain health and well-being. Her work often explores how lifestyle changes, such as yoga and meditation, can positively impact brain function and overall mental health. On top of this, she's also an amazing kite surfer!

Her mission is to bring Neuroscience out of the lab to the people. Aside from that she's also a mother and an avid kitesurfer.

www.drvalrytova.com

IG: https://www.instagram.com/love_of_brain/

Thank you for being here ❤️

To book a 1:1 Session with me, please go here.

If this podcast is a helpful resource for you, please share it with your friends, on social media, and leave a 5-star rating and review on Apple Podcasts and Spotify!


Connect with me on Instagram for free tips, inspo: https://www.instagram.com/nadinezumot/

~Podcast theme song by The Jilted Irony

In this episode, I share my 7 Step Method on how to start over financially.

Episode Takeaways:

• Starting over financially can feel overwhelming, but you're not alone.
• Securing your income is the first step in financial recovery.
• Focus on what you have rather than what you lack.
• Why emotional health is crucial for financial well-being.
• Create a clear plan for your income and expenses.
• Start small and avoid setting unrealistic financial goals to keep your nervous system safe.
• Building savings is important for stability and peace of mind.
• Celebrate every small win to boost your confidence and build momentum for bigger goals.
• Seek support from friends or groups during financial transitions.
• How working with a money coach can enhance your financial success.

Book a 1:1 session with me here: https://saveamillioncents.as.me/singlesession

Grab my simple Financial Organizer here.

Apply to work with me for 3 months: https://www.saveamillioncents.com/privatesessions

Keywords

financial recovery, starting over, money management, emotional health, budgeting, income security, savings, personal finance, coaching, support systems

Thank you for being here ❤️

To book a 1:1 Session with me, please go here.

If this podcast is a helpful resource for you, please share it with your friends, on social media, and leave a 5-star rating and review on Apple Podcasts and Spotify!


Connect with me on Instagram for free tips, inspo: https://www.instagram.com/nadinezumot/

~Podcast theme song by The Jilted Irony