“Half of financial advisors graduated at the bottom of their class. Let that sink in before you trust them with your money.”

Not all financial advisors are created equal and some are getting rich while you stay stuck. In this episode, Jaspreet breaks down the four types of advisors, how they actually get paid, and why most people are losing thousands without even realizing it. Whether you work with an advisor or do it yourself, you’ll learn how to protect your money and build a smarter plan.

What You’ll Learn:

• The difference between fee-only, commission-based, and performance-based advisors

• Why a 1% fee can cost you hundreds of thousands over time

• The one question you must ask your financial advisor

• When it’s smarter to DIY your investing (and when it’s not)

• How to use a hybrid strategy like Jaspreet’s to grow wealth

• What fiduciary really means and why it’s non-negotiable

If you don’t understand how your advisor makes money, they’re probably making it off you.

Want more financial news? Join Market Briefs, my free daily financial newsletter: https://www.briefs.co/market

Below are my recommended tools!

Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or a podcast).

----------

➤ Invest In Stocks Passively

1) M1 Finance - Buy stocks & ETFs automatically:

https://theminoritymindset.com/m1

----------

➤ Life Insurance

2) Policygenius - Get a free life insurance quote:

https://theminoritymindset.com/policygenius

----------

➤ Real Estate Investing Online

3) Fundrise - Invest in real estate with as little as $10!

https://theminoritymindset.com/fundrise

----------

“If you’re broke in 10 years, it won’t be because you didn’t work hard. It’ll be because no one warned you about the dumb money moves you made.”

Working hard isn’t enough if you’re working hard in the wrong direction. In this episode, Jaspreet breaks down the 7 silent money mistakes that derail smart people from building real wealth. From car payments to skipped investments to flexing for strangers, these are the habits that keep people broke and how you can avoid them starting now.

What You’ll Learn:

• Why delaying investing is the most expensive mistake you’ll ever make

• How your car payment is eating your retirement alive

• What the “stupid tax” is and how most people pay it on vacations

• How to build an emergency fund that actually protects you

• Why owning a home isn’t always the smartest move

• The real reason rich people don’t look rich

• How asking for a raise now can earn you six figures later

Avoid these seven traps. Your future self will thank you.

Want more financial news? Join Market Briefs, my free daily financial newsletter: https://www.briefs.co/market

Below are my recommended tools!

Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or a podcast).

----------

➤ Invest In Stocks Passively

1) M1 Finance - Buy stocks & ETFs automatically:

https://theminoritymindset.com/m1

----------

➤ Life Insurance

2) Policygenius - Get a free life insurance quote:

https://theminoritymindset.com/policygenius

----------

➤ Real Estate Investing Online

3) Fundrise - Invest in real estate with as little as $10!

https://theminoritymindset.com/fundrise

----------

“Conquering school doesn't mean you'll conquer money. That’s a different degree...one they don’t hand out.”

Degrees. Good jobs. Big salaries. So why are so many smart, high-achieving people still living paycheck to paycheck? In this episode, Jaspreet breaks down the trap that keeps the middle class stuck. It’s not about how much you earn. It’s about what you do with it. Learn how to shift from income to ownership, and why financial education is the degree that really builds wealth.

What You’ll Learn:

• Why high salaries don’t guarantee financial freedom

• How taxes, lifestyle creep, and lack of investing keep smart people broke

• The difference between being educated and being financially educated

• Why saving alone won’t cut it (even in a high-yield account)

• How to turn your job income into capital for wealth

• What Jaspreet learned by skipping medical school to study money instead

Playing it the old way just keeps you broke in a nicer car.

Want more financial news? Join Market Briefs, my free daily financial newsletter: https://www.briefs.co/market

Below are my recommended tools!

Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or a podcast).

----------

➤ Invest In Stocks Passively

1) M1 Finance - Buy stocks & ETFs automatically:

https://theminoritymindset.com/m1

----------

➤ Life Insurance

2) Policygenius - Get a free life insurance quote:

https://theminoritymindset.com/policygenius

----------

➤ Real Estate Investing Online

3) Fundrise - Invest in real estate with as little as $10!

https://theminoritymindset.com/fundrise

----------

“The stupider you are with your money, the richer your banker gets.”

Your bank is in the business of keeping you broke and most people have no idea. In this episode, Jaspreet exposes how the system is designed to profit from your bad decisions. He explains exactly how banks use your money, why they push you into debt, and how you can flip the script by thinking like an investor instead of a customer.

What You’ll Learn:

• How fractional reserve banking actually works (and why it’s legal)

• Why saving money alone won’t build wealth

• How credit card companies use your debt to generate insane profits

• Why banks aren’t financial advisors and how their advice keeps you broke

• How to own the bank instead of just using it

• The mindset shift from spender to investor (and why it’s the only path to real wealth)

Understand the game. Then use it to win.

Want more financial news? Join Market Briefs, my free daily financial newsletter: https://www.briefs.co/market

Below are my recommended tools!

Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or a podcast).

----------

➤ Invest In Stocks Passively

1) M1 Finance - Buy stocks & ETFs automatically:

https://theminoritymindset.com/m1

----------

➤ Life Insurance

2) Policygenius - Get a free life insurance quote:

https://theminoritymindset.com/policygenius

----------

➤ Real Estate Investing Online

3) Fundrise - Invest in real estate with as little as $10!

https://theminoritymindset.com/fundrise

----------

“Passive income sounds cute. Until you realize it still takes work. Just not a 9-5 kind of work.”

Think passive income means sipping mimosas while your bank account fills itself? Jaspreet’s here to pop that bubble, then show you how it actually works. From dividend stocks to real estate to buying businesses, this episode breaks down what it really takes to build cash flow that can someday replace your paycheck, and how much effort each one really takes.

What You’ll Learn:

• Why “passive” income still requires planning and oversight

• The 3 types of cash flow and which one fits your lifestyle

• How much return you can expect from stocks, real estate, and small businesses

• The truth about buying a business for income (spoiler: you’re the CEO)

• Which dividend ETFs Jaspreet personally invests in and how they work

• Why consistency beats hype when it comes to long-term investing

You don’t need to hustle forever. But you do need a plan. This is the episode to build one.

Want more financial news? Join Market Briefs, my free daily financial newsletter: https://www.briefs.co/market

Below are my recommended tools!

Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or a podcast).

----------

➤ Invest In Stocks Passively

1) M1 Finance - Buy stocks & ETFs automatically:

https://theminoritymindset.com/m1

----------

➤ Life Insurance

2) Policygenius - Get a free life insurance quote:

https://theminoritymindset.com/policygenius

----------

➤ Real Estate Investing Online

3) Fundrise - Invest in real estate with as little as $10!

https://theminoritymindset.com/fundrise

----------

“Real estate is the only investment where insider trading is 100% legal...and you’re actually expected to use it.”

Buying your first rental property isn’t just about passive income. It’s about not screwing it up. In this episode, Jaspreet breaks down why real estate is a powerful, but misunderstood, way to build wealth. He shares the exact steps he uses to find the right location, build a rockstar team, and run the numbers so you don’t end up house-rich and cash-poor. You’ll learn what every beginner gets wrong and how to avoid it.

What You’ll Learn:

• Why real estate is recession-proof, tech-proof, and still one of the best wealth builders

• How to spot a winning location using the $5 coffee test

• The five people you must have on your team (plus horror stories if you skip this)

• A simple formula to calculate if a property will actually make money

• The sneaky tax code tricks that let you legally pay less (or zero) in taxes

• What Jaspreet looks for to earn at least 7% cash-on-cash return

Want your rent checks paying you instead of the other way around? This episode is where to start.

Want more financial news? Join Market Briefs, my free daily financial newsletter: https://www.briefs.co/market

Below are my recommended tools!

Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or a podcast).

----------

➤ Invest In Stocks Passively

1) M1 Finance - Buy stocks & ETFs automatically:

https://theminoritymindset.com/m1

----------

➤ Life Insurance

2) Policygenius - Get a free life insurance quote:

https://theminoritymindset.com/policygenius

----------

➤ Real Estate Investing Online

3) Fundrise - Invest in real estate with as little as $10!

https://theminoritymindset.com/fundrise

----------

“Some people can make $50,000 a year and retire a millionaire, while other people can make $150,000 dollars a year and retire broke.”

In this fire episode, Jaspreet breaks down how the 1% actually manage their money, and why most people are doing it backwards. It’s not about how much you earn, it’s about what you do with what you earn.

Growing up in a traditional Indian household where success = doctor, Jaspreet challenges that narrative and shares the truth: financial education beats fancy titles every time.

Inside this episode:

• Why most people spend first and save what’s left (if anything)

• The 75/15/10 rule to start building real wealth today

• How to stop bleeding cash and make your credit card stop eating you alive

• The real difference between building assets vs. flexing liabilities

• Why increasing your income is useless unless you’ve already mastered money management

This is your wake-up call to stop just working for money and start making your money work for you.

Want more financial news? Join Market Briefs, my free daily financial newsletter: https://www.briefs.co/market

Below are my recommended tools!

Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or a podcast).

----------

➤ Invest In Stocks Passively

1) M1 Finance - Buy stocks & ETFs automatically:

https://theminoritymindset.com/m1

----------

➤ Life Insurance

2) Policygenius - Get a free life insurance quote:

https://theminoritymindset.com/policygenius

----------

➤ Real Estate Investing Online

3) Fundrise - Invest in real estate with as little as $10!

https://theminoritymindset.com/fundrise

----------

“Just because you can qualify to buy something doesn’t mean you can afford it.”

Buying a house isn’t just about finding a cozy porch and a decent school district...it’s a financial battlefield. In this episode, Jaspreet breaks down the actual step-by-step game plan to buy a home the smart way. From avoiding bad advice to dodging PMI fees and understanding why your Instagram feed shouldn’t dictate your down payment, this guide goes deep.

With insights from Jaspreet’s experience as a real estate investor, attorney, and former agent, you’ll learn:

• Why getting pre-qualified is a must before falling in love with granite countertops

• How to calculate what you can really afford, not just what the bank says

• The hidden costs most buyers forget (hello, moving trucks and closing fees)

• Whether skipping a buyer’s agent actually saves you money (spoiler: not always)

• Pro negotiation tips, like timing your offer and using earnest money to flex

• What to inspect before signing anything (including your seller's sneaky plans to stay after closing)

Think of this episode as your home-buying cheat code.

Want more financial news? Join Market Briefs, my free daily financial newsletter: https://www.briefs.co/market

Below are my recommended tools!

Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or a podcast).

----------

➤ Invest In Stocks Passively

1) M1 Finance - Buy stocks & ETFs automatically:

https://theminoritymindset.com/m1

----------

➤ Life Insurance

2) Policygenius - Get a free life insurance quote:

https://theminoritymindset.com/policygenius

----------

➤ Real Estate Investing Online

3) Fundrise - Invest in real estate with as little as $10!

https://theminoritymindset.com/fundrise

----------