If you've been watching property prices over the past few years, you've probably noticed some strange trends – massive price rises, unpredictable shifts between cities and regions, and what feels like an endless debate about affordability.

But what if I told you that the last five years of price data might be leading investors astray?

Today, I'm joined by Stuart Wemyss, financial strategist and founder of ProSolution Private Clients, who has written a confronting article explaining why the last five years of data are the least reliable in decades.

Together, we'll unpack what's distorted the numbers – from COVID lockdowns and construction cost blowouts to volatile borrowing power and migration swings – and how smart investors can cut through the noise to focus on long-term fundamentals.

Our conversation highlights the significance of local knowledge in making informed investment decisions and the need for a strategic approach to property investment, rather than relying solely on short-term data.

Takeaways

· The property market is influenced by various factors, including lending volumes.

· Rising construction costs have a significant impact on property values.

· Borrowing capacity has fluctuated due to regulatory changes and interest rates.

· Migration trends can create pressure on rental markets and property prices.

· Data analysis in property investment requires both science and art.

· Local knowledge is crucial for making informed investment decisions.

· Investors should focus on long-term fundamentals rather than short-term data.

· Understanding the reasons behind market movements is essential for smart investing.

· Population growth alone does not guarantee property price increases.

Chapters

01:32 – Why the Last 5 Years of Property Data Can Mislead Investors

04:45 – How Surging Construction Costs Distorted Market Values

09:34 – Borrowing Capacity Shocks and Their Impact on Growth

17:07 – Migration Waves, Rentals and Why Sydney & Melbourne Lagged

23:55 – Work-From-Home, Regions and the Return to Big City Demand

27:26 – Cheap Money, Lending Volumes and Why Long-Term Data Matters

Links and Resources:

Michael Yardney – Subscribe to my Property Update newsletter here

Stuart Wemyss – Prosolution Private Clients

Read Stuart's article here: https://prosolution.com.au/why-property-investors-shouldnt-trust-the-last-5-years-of-price-data/

Stuart's Book – Rules of the Lending Game & Investopoly

Get a bundle of eBooks and Reports at: www.PodcastBonus.com.au

Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. Or click here: https://demographicsdecoded.com.au/

Most people spend their lives working for money… but what if your money could work for you instead?

In today's show, Brett Warren, national Director of Property at Metropole, and I break down the 10 key lessons from Robert Kiyosaki's book Rich Dad Poor Dad—the book that changed the way millions of people think about wealth.

From the difference between assets and liabilities, to why paying yourself first is the golden rule of financial freedom—we show you how to apply these timeless lessons in today's world.

Our conversation highlights some timeless principles that could guide you towards financial independence and success.

Takeaways

· Financial literacy is essential for wealth retention.

· Understanding the difference between assets and liabilities is crucial.

· Emotional intelligence plays a key role in investment decisions.

· Learning from failure is a pathway to success.

· Mentorship can accelerate your financial journey.

· Defining your 'why' helps in making investment decisions.

· Paying yourself first is a fundamental principle of wealth building.

· Investing requires a disciplined approach and a strategic plan.

· Successful investors surround themselves with knowledgeable teams.

Chapters

02:10 – How 'Rich Dad Poor Dad' Changed the Way We Think About Money

05:36 – Assets, Liabilities, and the Power of Financial Literacy

08:31 – Emotions, Risk and Why Most Investors Fail

11:40 – Learning from Mistakes and Building Real Wealth

15:14 – Mindset, Mentorship and the Business of Investing

18:49 – Finding Your Why and Paying Yourself First

Links and Resources:

Answer this week's trivia question here - http://www.propertytrivia.com.au/

· Win a hard copy of Michael Yardney's Guide to Investing Successfully

· Everyone wins a copy of a fully updated property report – What's ahead for property for 2026 and beyond.

Get a bundle of eBooks and Reports at: www.PodcastBonus.com.au

Get the team at Metropole to help build your personal Strategic Property Plan. Click here and have a chat with us

Michael Yardney – Subscribe to my Property Update newsletter here.

Brett Warren - National Director of Property at Metropole

Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. Or click here: https://demographicsdecoded.com.au/