『The Meaningful Money Personal Finance Podcast』のカバーアート

The Meaningful Money Personal Finance Podcast

The Meaningful Money Personal Finance Podcast

著者： Pete Matthew
無料で聴く

【Amazonプライム会員限定】今ならプレミアムプランが4か月 月額99円。

10月19日まで。※適用条件あり
Pete Matthew discusses and explains all aspects of your personal finances in simple, everyday language. Personal finance, investing, insurance, pensions and getting financial advice can all seem daunting, but with the right knowledge and easy-to-follow action steps, Pete will help you to get your money matters in order. Each show is in two segments: Firstly, everything you need to KNOW, and secondly, everything you need to DO to move forward on the subject of that episode. This podcast will appeal to listeners of MoneyBox Live, Wake Up To Money, Listen to Lucy, Which? Money and The Property Podcast. To leave feedback or ask a question, go to http://meaningfulmoney.tv/askpete Archived episodes can be found at http://meaningfulmoney.tv/mmpodcastMeaningfulMoney Ltd 個人ファイナンス 経済学
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  • The Fault Lines of Finance with Philippa Hann and Moira Somers

    The Fault Lines of Finance with Philippa Hann and Moira Somers
    2026/10/07

    The Fault Lines of Finance asks why good people do bad things with other people's money, and what keeps the good ones good. Pete is joined by Philippa Hann and Dr Moira Somers, authors of the book, to talk about ethics in financial services, the role of regulators like the FCA, and the case for what they call the re-moralising of finance. They get into the personalities most at risk of crossing a line, why humility seems to be in short supply in the profession, and why the way we spend and invest says more about our identity than we tend to admit. There is also a line we keep coming back to: scrutiny done well is an act of stewardship.


    Shownotes: https://meaningfulmoney.tv/session640


    The Faultlines of Finance: https://www.faultlinesfinance.com/

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    41 分
  • QA61 - Listener Questions, Episode 61

    QA61 - Listener Questions, Episode 61
    2026/09/30
    In this Meaningful Money Q&A, Pete Matthew and Roger Weeks answer six listener questions on the UK money decisions that trip people up. We look at the best place to hold an emergency fund (cash ISA, Premium Bonds or stocks and shares ISA), how the £10,000 Money Purchase Annual Allowance works if you retire part-way through the tax year, and whether moving pension income into an ISA can help fund future care home costs. We also cover claiming a refund on overdraft charges, balancing a police CARE pension with a SIPP, LISA and ISA to retire at 55, and paying employee share scheme proceeds into a SIPP tax-efficiently. Shownotes: https://meaningfulmoney.tv/QA61 01:51 Question 1 Hi Pete and Roger - I'm quite a new listener to the podcast having come across it in my current pursuit of career-changing into the marvellous world of Financial Planning, from Accounting. The mini-series on what makes a good financial adviser was very eye opening and helped me take the decision to make the leap into financial advice - so thank you! Currently only 4 days left of my notice period as of writing. My question is hopefully a VERY simple one, especially for gentlemen of your calibre - I'm undecided and procrastinating on where the best place to hold my emergency fund is. With some indecision and flippancy over the past few years I've managed to end up with a little bit in a number of different pots, ranging from: - around £2,500 in Premium Bonds (yet to win a prize) - around £4,000 in a S&S ISA which of course is taking a bit of a hit as-of late - the remaining £2,000-£3,000 in a Cash ISA I know the short-term volatility of the S&S ISA is not well suited for an emergency fund, as evidenced in the last few months, but the amount just slowly grew over time while I was haphazardly saving. In your opinion, is this just as simple as putting everything into the Cash ISA and just having to eat the small inflation erosion vs interest gains? Naturally I want the funds to be available quickly were I to ever need them. Thanks for all the fantastic podcast episodes and apologies for my question being as long as it was for such a simple ask. Chris 06:25 Question 2 Hi Pete & Rog I only discovered your podcast last year but think it's excellent. You make complex topics easy to follow - thank you. I've just turned 65 and am planning to give up work later this year (I currently work three days a week). I've watched a lot of Meaningful Money content over the past few years, and great stuff from others, and last month re-read the Meaningful Money Retirement Guide just to keep on the right track & I think we're in a good place. I intend to keep making contributions into my workplace pension up to my retirement - salary sacrifice, employer contribution, low fees, etc. My question: If I retire part way through the tax year and have already made pension contributions in excess of the £10,000 MPAA does this mean I'd have to wait until the following 6th April to access my pension (other than tax free cash) to avoid a tax charge? I hope this question makes sense. Thanks and keep up the good work. Regards Kev 09:00 Question 3 Hi folks. Both Roger and Pete are doing a sterling job. My question/observation. Given there is a good probability of myself entering a rest/retirement/nursing home, and we know how expensive these are. Also there is now not the carrot of passing on DC pension pots free of IHT (from April 2027). Would not the best strategy be to max out the Basic rate income from ones DC pot, moving it say into an ISA (£20k p.y. as I write). The reason being, the expense of the retirement care and accommodation may be such that any income needed at that time from the DC pot, should funds allow, may be subject to higher rate income tax, in order to meet the bills. Just a thought Best regards John 12:11 Question 4 Hi Pete and Roger, I started listening to your podcast about 18 months ago and it really inspired me to turn my finances around. I'm in my 30s and have had overdraft and credit card debt since my late teens when I went to university. I'm hoping for a bit of advice. I've recently started taking control of my finances and am in the middle of paying off credit card and car debt using Dave Ramsey's snowball method. For years I lived in my overdraft and at the top end of my credit card limit, paying fees on both. Until a couple of years ago, I would be close to my arranged overdraft limit, get paid, spend about a week out of my overdraft and then fall back into it until payday. I recently heard about people who have had a refund on overdraft charges if they were persistently living in debt. I've struggled to get my head around if this would apply to me and wondered if anyone could offer any advice? Particularly if it impacts credit rating or could have any negative consequences. Thank you! Best wishes, Elizabeth 18:57 Question 5 Hi Pete and Roger I can't wait until a new episode to listen to while I'm commuting to ...
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    34 分
  • Too Expensive? Whole of Life Insurance explored

    Too Expensive? Whole of Life Insurance explored
    2026/09/23

    Is whole of life insurance too expensive, or can it be a valuable part of financial and inheritance tax planning in the UK? Pete Matthew is joined by Justin Harper, Chief Marketing Officer at LifeSearch, to explain how whole of life cover differs from term life insurance, how premiums are calculated and whether they can be guaranteed for life. They explore later-life uses, funeral costs, inheritance tax liabilities, policy reviews, surrender values and the risk of paying more in premiums than the eventual payout. You'll also learn when an alternative may be more suitable and how to decide whether whole of life insurance is right for you.

    LifeSearch - https://meaningfulmoney.tv/lifesearch *affiliate

    Shownotes: https://meaningfulmoney.tv/session638

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    35 分
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