Check out our instagram @themattmoneyshow and DM a topic or question you'd like covered! Or, subscribe to our YouTube @themattmoneyshow and comment your topic or question.

Want to be better with money and crush it in 2026? Take the next four weeks to prepare by doing one low-effort, high-impact action each week!

Week 1 - Set up your accounts (Matt Money System: checking account, daily credit card, annual credit card, high-yield savings account*, and investment account)

Week 2 - Choose a scoreboard (budgeting app / spreadsheet)

Week 3 - Set up your monthly money plan

Week 4 - Decide where you will do your Personal Financial Review meeting

Check out our instagram @themattmoneyshow and DM a topic or question you'd like covered! Or subscribe to our YouTube @themattmoneyshow and comment your topic or question!

*We have a referral link for the high-yield savings account by clicking the link in our instagram bio!

Going into Black Friday, it is important to be prepared. Make a Christmas list for you and the people you hope to buy gifts for, and stick to it! It is better to spend a little more later when you have the money, than to get a deal on something and spend money you don't have.

We also discuss the difference between income and net worth using a fruit tree analogy.

Check out our instagram @themattmoneyshow and DM a topic or question you'd like covered! Or subscribe to our YouTube @themattmoneyshow and comment your topic or question!

How Can I Make Better Money Decisions? You need a SCOREBOARD!

In personal finance, our scoreboard is our budget tracker (like the Matt Money System Personal Flow). In business, our scoreboard is our bookkeeping (like the Matt Money System Business Flow).

In sports, the scoreboard drives decision making. If the scoreboard is wrong, teams will have a very difficult time deciding on strategy, and it is the same in personal finance!

The scary part? Most people have NO scoreboard, and most businesses don't invest in accurate bookkeeping.

Benefits of having your transactions categorized correctly include:

• Better decision making to reach your financial goals
• More engagement (you'll naturally care more and stay on track)
• Increased loan approval
• Tax Savings
• AND a higher valuation for business and real estate owners

Check out our instagram @themattmoneyshow and DM a topic or question you'd like covered! Or subscribe to our YouTube @themattmoneyshow and comment your topic or question!

Having trouble keeping expenses in check? Whether it is as a business or on your personal budget, keeping expenses in line is manageable if you have the right tools!

First, start tracking your expenses for FREE using the Matt Money System Business and Personal Flow, or your budgeting app of choice.

Second, use the PRU method (made popular in the hit business book 'Profit First' by Mike Michalowicz.

P - Expenses that contribute to earning more revenue or income.

R - Expenses that can be replaced with lower cost or free options. Remember, just because you cut an expense now doesn't mean that you can't reintroduce it when income is higher.

U - Expenses that are unnecessary and provide low/no value. Cut these expenses entirely!

See what it is like to live with money leftover at the end of the month!

Check out our instagram @themattmoneyshow and DM a topic or question you'd like covered! Or subscribe to our YouTube @themattmoneyshow and comment your topic or question!

Assets - Liabilities = NET WORTH

Check out our instagram @themattmoneyshow and DM a topic or question you'd like covered! Or subscribe to our YouTube @themattmoneyshow and comment your topic or question!

Check out our instagram @themattmoneyshow and DM a topic or question you'd like covered! Or subscribe to our YouTube @themattmoneyshow and comment your topic or question!

Finally creating some extra cash in your budget to save & invest, just to feel uncertain about where to put it.

This episode provides a guide for those interested in realistic results and market level returns.

Short-Term Saving & Investing Examples:

- Emergency Fund

- Downpayment on a house

- New Car

- Vacation

- Amazon Prime annual membership

Short-Term Saving Investments:

- High Yield Savings Account (see link in our Instagram bio for an APY boost! @themattmoneyshow)

Long-Term Investing Examples:

- Retirement

- Early retirement

- Passive income

- Wealth creation

Long-Term Investments:

- Index Funds (diversified stocks/bonds)

- Mutual Funds (diversified stocks/bonds)

- Real Estate

- Small Business

Not Covered:

- Cryptocurrency

- Commodities

Check out our instagram @themattmoneyshow and DM a topic or question you'd like covered! Or subscribe to our YouTube @themattmoneyshow and comment your topic or question!