Listen to this next - What is the best Global ETF?

In this podcast episode, we answer a common question:

'Do you really only need one global ETF in your investment portfolio?'

The answer is yes and no.

Yes - if you want to keep your approach as simple as possible.

No - due to various reasons. We run through 6 scenarios where you might want to invest into more than just one global ETF.

Listen to the podcast episode for the full details.

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More investing:

📝 Download my free investing guide to help you start investing - https://www.makingmoneysimple.co.uk/Free-Investing-Guide

📕 Get my book Stop Waiting, Start Investing (available as a physical, digital and audiobook) - https://www.makingmoneysimple.co.uk/swsi-book

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⚠️ Disclaimers: I am not a financial advisor and this does not represent financial advice, it is for entertainment purposes only. Please seek professional advice to get the best information for your personal situation. When investing, your capital is at risk and you may get back less than invested. Past performance does not guarantee future results.

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📥 Get in touch: https://www.makingmoneysimple.co.uk/contact

Tom from @tom.tpf joins me on this podcast episode to discuss 10 of the top ETF mistakes that investors make.

Investing into too many different ETFs, not understanding what an ETF actually invests in, how FX impacts returns, only focusing on an ETFs fee, just to name a few.

Listen to the podcast episode for the full details!

Other useful episodes mentioned:

1. What To Look For When Selecting An Index Fund or ETF - https://open.spotify.com/episode/2sdBm4cFYer5ljiQAGZNC3?si=ZnEqarGUTj6ShWVVma2m_A

2. Are UK Investors Worse Off Than US Investors Due To FX? - https://open.spotify.com/episode/2JorWR1NOSYW1vhkEX31Si?si=XJabxL9cT-S0kbxvVJzZTA

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More investing:

📝 Download my free investing guide to help you start investing - https://www.makingmoneysimple.co.uk/Free-Investing-Guide

📕 Get my book Stop Waiting, Start Investing (available as a physical, digital and audiobook) - https://www.makingmoneysimple.co.uk/swsi-book

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⚠️ Disclaimers: I am not a financial advisor and this does not represent financial advice, it is for entertainment purposes only. Please seek professional advice to get the best information for your personal situation. When investing, your capital is at risk and you may get back less than invested. Past performance does not guarantee future results.

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📥 Get in touch: https://www.makingmoneysimple.co.uk/contact

I've been investing for over 8 years and have built my investment portfolio to £180,000.

In this podcast episode, we go through the 10 most important lessons that I've learnt along the way.

Listen to the podcast episode for the full details!

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More investing:

📝 Download my free investing guide to help you start investing - https://www.makingmoneysimple.co.uk/Free-Investing-Guide

📕 Get my book Stop Waiting, Start Investing (available as a physical, digital and audiobook) - https://www.makingmoneysimple.co.uk/swsi-book

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⚠️ Disclaimers: I am not a financial advisor and this does not represent financial advice, it is for entertainment purposes only. Please seek professional advice to get the best information for your personal situation. When investing, your capital is at risk and you may get back less than invested. Past performance does not guarantee future results.

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📥 Get in touch: https://www.makingmoneysimple.co.uk/contact

Georgiy from @Funancialism joined me on this episode of the podcast to discuss ‘alternative investments’.

Including his investments into Pokémon cards and one piece cards.

I’m a complete beginner in this space, so was asking as many beginner questions as possible.

Georgiy dropped a lot of gems and facts, going on to say that everyone should have at least 1% of their portfolio in alternative investments.

Listen to the podcast episode for the full details!

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More investing:

📝 Download my free investing guide to help you start investing - https://www.makingmoneysimple.co.uk/Free-Investing-Guide

📕 Get my book Stop Waiting, Start Investing (available as a physical, digital and audiobook) - https://www.makingmoneysimple.co.uk/swsi-book

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⚠️ Disclaimers: I am not a financial advisor and this does not represent financial advice, it is for entertainment purposes only. Please seek professional advice to get the best information for your personal situation. When investing, your capital is at risk and you may get back less than invested. Past performance does not guarantee future results.

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📥 Get in touch: https://www.makingmoneysimple.co.uk/contact

The 10 most important things that changed that you need to know after the UK 2025 Budget yesterday.

Plus, 8 things that didn't change (that you should still know about).

What did you make of the budget? Let me know in the comments below.

Listen to the podcast episode for the full details!

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More investing:

📝 Download my free investing guide to help you start investing - https://www.makingmoneysimple.co.uk/Free-Investing-Guide

📕 Get my book Stop Waiting, Start Investing (available as a physical, digital and audiobook) - https://www.makingmoneysimple.co.uk/swsi-book

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⚠️ Disclaimers: I am not a financial advisor and this does not represent financial advice, it is for entertainment purposes only. Please seek professional advice to get the best information for your personal situation. When investing, your capital is at risk and you may get back less than invested. Past performance does not guarantee future results.

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📥 Get in touch: https://www.makingmoneysimple.co.uk/contact

In this podcast episode, I answer a question from Scott.

The question was: 'Have you ever covered how to invest when you’ve maxed out your 20k isa allowance?'

We go through the options, starting with a pension and a general investment account (GIA), before moving onto more niche options and some other ideas - from SEIS/EIS/VCT to crypto and gold and more.

We also cover limited companies and the 'order of investing priority', including some scenarios of what investment accounts to prioritise based on your situation.

Listen to the podcast episode for the full details.

Timestamps:

0:00 - Question from Scott

1:53 - Pension

3:20 - Workplace pension or SIPP?

4:38 - General investing account

6:55 - Accounts are ‘wrappers’

7:38 - SEIS and EIS

9:13 - VCTs

10:33 - Other options - property

11:11 - Crypto

11:43 - Gold

12:35 - P2P lending

13:05 - S&S Lifetime ISA

14:04 - Don’t forget saving goals

15:29 - Limited company investing

16:30 - ‘Order of investing priority’

20:51 - Summary

22:53 - Outro

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More investing:

📝 Download my free investing guide to help you start investing - https://www.makingmoneysimple.co.uk/Free-Investing-Guide

📕 Get my book Stop Waiting, Start Investing (available as a physical, digital and audiobook) - https://www.makingmoneysimple.co.uk/swsi-book

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⚠️ Disclaimers: I am not a financial advisor and this does not represent financial advice, it is for entertainment purposes only. Please seek professional advice to get the best information for your personal situation. When investing, your capital is at risk and you may get back less than invested. Past performance does not guarantee future results.

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📥 Get in touch: https://www.makingmoneysimple.co.uk/contact

Gold is up big in 2025, but should you invest in it? And if so, how?

In this episode, we break down everything you need to know about gold as an investor. From what actually drives gold’s price, to its long term returns (including the real return after inflation), to how much of your portfolio you may want to allocate - the ultimate beginner-friendly guide.

We then dive into the 5 main ways to invest in gold, including the pros, cons, fees, and tax implications of each option.

These options include: physical gold, ETCs, ETFs, gold mining stocks and digital gold.

In this podcast episode, I answer a question from Jiani.

This is a great question and a fairly common question one - is it better to 'lump sum' invest or 'drip feed' / 'cost average' invest.

We go through the data, the pros and cons of each approach, some real life examples, what I personally do, and more, in this podcast episode.

Listen to the podcast episode for the full details.

Timestamps:

0:00 - Question from Jiani: Cost averaging vs Lump sum

1:24 - What is the difference?

2:45 - What the data shows

4:17 - Why lump sum investing wins

5:13 - Why cost averaging/drip feeding might still be better

7:09 - When does each strategy work best?

8:31 - Some real life examples

10:17 - The ‘lost decade’ where drip feeding won

12:08 - The final verdict

13:23 - What do I do?

14:4 - Outro

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More investing:

📝 Download my free investing guide to help you start investing - https://www.makingmoneysimple.co.uk/Free-Investing-Guide

📕 Get my book Stop Waiting, Start Investing (available as a physical, digital and audiobook) - https://www.makingmoneysimple.co.uk/swsi-book

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⚠️ Disclaimers: I am not a financial advisor and this does not represent financial advice, it is for entertainment purposes only. Please seek professional advice to get the best information for your personal situation. When investing, your capital is at risk and you may get back less than invested. Past performance does not guarantee future results.

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📥 Get in touch: https://www.makingmoneysimple.co.uk/contact