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  • Navigating divorce and real estate in London Ontario with Karl Ossenkopp
    2025/06/02

    Have a real estate question? Click here to text me! - Phil

    In this episode, London Ontario real estate agent and host Phil Bailey is joined by Karl Ossenkopp to discuss the complexities of divorce, particularly in relation to real estate transactions. Karl shares his personal experiences and professional insights as a financial planner and family mediator, emphasizing the importance of understanding finances, effective communication, and the role of professionals in navigating divorce in the London Ontario area. They explore the options available for couples when dividing assets, the impact of children on the divorce process, and the necessity of building a supportive network of professionals to facilitate a smoother transition during this challenging time.

    Karl is a highly skilled Financial Planner (PFP), Advanced Accredited Chartered Financial Divorce Specialist (CFDS-AA), and Accredited Family Mediator (AccFM) with over 20 years of experience in financial planning and mortgage advising. His career began in 2003, and after six years as a Financial Advisor at a major firm in London, he founded his own corporation to provide clients with more personalized financial guidance.

    Karl can be found online here: https://www.ossko.ca/

    Phil Bailey is a real estate agent with HouseSigma Inc. Brokerage and host of the London, Ontario Real Estate Podcast. If you ever have real estate questions (or want to be on the podcast!), please reach out to Phil directly.

    Get in touch with Phil Bailey:

    📲 Call/Text: (226) 977-2348
    👨‍💻 Website: https://www.philbailey.ca
    👉 Podcast: https://www.philbailey.ca/podcast

    Key Takeaways:

    • Divorce is often a taboo topic, especially in real estate.
    • Financial literacy is crucial in understanding divorce settlements.
    • Communication is key to resolving conflicts during divorce.
    • Children should not be placed in the middle of parental disputes.
    • Divorce can be an opportunity for a fresh start.
    • Professional support can simplify the divorce process.
    • Understanding the full financial picture is essential.
    • Selling the family home can provide necessary financial relief.
    • It's important to surround yourself with knowledgeable professionals.
    • Divorce doesn't have to be a battle; it can be a collaborative process.
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    24 分
  • How Trump Tariffs, Interest Rates, and New Mortgage Rules Could Impact the London Ontario Real Estate Market
    2024/12/02

    Have a real estate question? Click here to text me! - Phil

    On this episode of The London Ontario Real Estate Podcast host and local real estate agent Phil Bailey chats with Spencer Murray, a Mortgage Broker in London, about new mortgage rules coming into play on December 15, interest rates, and those Trump Tariffs! How will this impact the market in 2025?

    Phil Bailey is a real estate agent with HouseSigma Inc. Brokerage and host of the London, Ontario Real Estate Podcast. If you ever have real estate questions (or want to be on the podcast!) please reach out to Phil directly.

    Get in touch with Phil Bailey:

    📲 Call/Text: (226) 977-2348
    👨‍💻 Website: https://www.philbailey.ca
    👉 Podcast: https://www.philbailey.ca/podcast

    Spencer Murray is a Mortgage Broker with Indi Mortgages in London, Ontario.

    Get in touch with Spencer here:

    👨‍💻 Website: https://modernmortgage.co/team/spencer-murray/

    Disclaimer - This podcast should not be taken for any legal or professional advice and is just my opinion based on working as a real estate agent in London, Ontario, and area. I always recommend speaking to professionals about your specific situation before making any big decisions.

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    16 分
  • Planning a London Ontario move in 2025? Do this now!
    2024/11/14

    Have a real estate question? Click here to text me! - Phil

    On this episode of The London Ontario Real Estate Podcast, local real estate agent Phil Bailey from HouseSigma Inc. Brokerage reviews the latest October 2024 real estate market statistics, including trends in home prices, interest rates, and insights on how these factors are shaping the real estate landscape in London, Ontario. Phil also shares valuable advice for anyone planning to buy or sell property in 2025, offering tips on how to prepare and strategize for a successful move in the coming year.

    Key Topics Discussed:

    • October 2024 London Real Estate Market Update
    • Current interest rate trends and their impact on buyers and sellers
    • Planning for real estate in 2025: How to prepare now for a move next year
    • London, Ontario real estate insights: Local trends and predictions

    Phil Bailey is a licensed real estate agent with HouseSigma Inc. Brokerage and the host of The London Ontario Real Estate Podcast. If you have any questions about buying or selling real estate in London, Ontario, or would like to be featured on the podcast, Phil is always happy to connect.

    Contact Phil Bailey
    📲 Call or Text: (226) 977-2348
    👨‍💻 Website: www.philbailey.ca
    🎧 Listen to the Podcast: London Ontario Real Estate Podcast

    Disclaimer: This podcast is intended for informational purposes only and should not be construed as legal or professional advice. Always consult with qualified professionals for advice tailored to your specific real estate situation.

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    14 分
  • A London Ontario insurance agent's top tips for home buyers
    2024/09/23

    Have a real estate question? Click here to text me! - Phil

    On this episode of The London Ontario Real Estate Podcast local real estate agent Phil Bailey chats with Andy Goddard, a local insurance agent with Allstate in Ontario.

    Andy discusses his insurance tips to save you money, how to avoid insurance "red flags", and why you should consider insurance conditions before firming up your house deal.

    Get in touch with Andy Goddard here:

    👨‍💻 Website: https://andygoddard.ca/

    Phil Bailey is a real estate agent with HouseSigma Inc. Brokerage and host of the London, Ontario Real Estate Podcast. If you ever have real estate questions (or want to be on the podcast!) please reach out to Phil directly.

    Get in touch with Phil Bailey:

    📲 Call/Text: (226) 977-2348
    👨‍💻 Website: https://www.philbailey.ca
    👉 Podcast: https://www.philbailey.ca/podcast

    Disclaimer - This podcast should not be taken for any legal or professional advice and is just my opinion based on working as a real estate agent in London, Ontario, and area. I always recommend speaking to professionals about your specific situation before making any big decisions.

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    23 分
  • Fall 2024 and London Ontario Real Estate - stats, interest rates, what to do now!
    2024/09/05

    Have a real estate question? Click here to text me! - Phil

    On this episode of The London Ontario Real Estate Podcast local real estate agent Phil Bailey discusses interest rates, the market stats ahead of fall's arrival, and what to do now if you want to make a move!

    Phil Bailey is a real estate agent with HouseSigma Inc. Brokerage and host of the London, Ontario Real Estate Podcast. If you ever have real estate questions (or want to be on the podcast!) please reach out to Phil directly.

    Get in touch with Phil Bailey:

    📲 Call/Text: (226) 977-2348
    👨‍💻 Website: https://www.philbailey.ca
    👉 Podcast: https://www.philbailey.ca/podcast

    Disclaimer - This podcast should not be taken for any legal or professional advice and is just my opinion based on working as a real estate agent in London, Ontario, and area. I always recommend speaking to professionals about your specific situation before making any big decisions.

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    19 分
  • Interest rates go down (finally!) and your London Ontario mortgage questions answered
    2024/06/28

    Have a real estate question? Click here to text me! - Phil

    On this episode of The London Ontario Real Estate Podcast local real estate agent Phil Bailey chats with Spencer Murray, a local mortgage broker with Indi Mortgages in London.

    Phil Bailey is a real estate agent with HouseSigma Inc. Brokerage and host of the London, Ontario Real Estate Podcast. If you ever have real estate questions (or want to be on the podcast!) please reach out to Phil directly.

    Get in touch with Phil Bailey:

    📲 Call/Text: (226) 977-2348
    👨‍💻 Website: https://www.philbailey.ca
    👉 Podcast: https://www.philbailey.ca/podcast

    Get in touch with Spencer here:

    👨‍💻 Website: https://modernmortgage.co/team/spencer-murray/

    Disclaimer - This podcast should not be taken for any legal or professional advice and is just my opinion based on working as a real estate agent in London, Ontario, and area. I always recommend speaking to professionals about your specific situation before making any big decisions.

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    19 分
  • What NOT to do when selling your house in London Ontario
    2024/04/02

    Have a real estate question? Click here to text me! - Phil

    On this episode of The London Ontario Real Estate Podcast local real estate agent Phil Bailey gives you his list of the Top 5 things NOT to do when selling your home and updates you on the spring 2024 real estate market in London.

    Phil Bailey is a real estate agent with HouseSigma Inc. Brokerage and host of the London, Ontario Real Estate Podcast. If you ever have real estate questions (or want to be on the podcast!) please reach out to Phil directly.

    Get in touch with Phil Bailey:

    📲 Call/Text: (226) 977-2348
    👨‍💻 Website: https://www.philbailey.ca
    👉 Podcast: https://www.philbailey.ca/podcast

    Disclaimer - This podcast should not be taken for any legal or professional advice and is just my opinion based on working as a real estate agent in London, Ontario, and area. I always recommend speaking to professionals about your specific situation before making any big decisions.

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    19 分
  • Early 2024 London Ontario Buyer tips and how to compete in multiple offers
    2024/02/01

    Have a real estate question? Click here to text me! - Phil

    Local London Ontario real estate agent Phil Bailey discusses his step-by-step tips for buyers in early 2024 and how to compete in multiple offer situations. That's right, multiple offers are back in London somehow! Phil also discusses the changing market in February 2024 and what could be in store for buyers.

    Phil Bailey is a real estate agent with the HouseSigma Inc. Brokerage team in London and host of the London, Ontario Real Estate Podcast. If you ever have real estate questions (or want to be on the podcast!) please reach out to Phil directly. You can learn more about Phil here and check out his client reviews: https://www.philbailey.ca

    Disclaimer - This podcast should not be taken for any legal or professional advice and is just my opinion based on working as a real estate agent in London, Ontario, and area. I always recommend speaking to professionals about your specific situation before making any big decisions.

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    19 分