If you're a 1099 physician earning $500,000 or more, you've probably heard plenty of aggressive advice about tax write-offs: write off your car, your house, every meal, or just put it on the business credit card.

But being 1099 doesn't make everything deductible.

In this episode of The Locum CPA, Stephen Lee, CPA and Certified Private Wealth Advisor, breaks down the most important deductions 1099 physicians should understand, including professional expenses, technology, home office, mileage, locums travel, business meals, health insurance, and retirement planning.

You'll also learn why business and personal expenses need to be separated, why documentation matters, and why bigger planning opportunities can matter far more than chasing small deductions.

For cleaner bookkeeping and better visibility into your business finances, check out Xero.

If you'd like help applying these strategies to your own 1099 situation, you can book an appointment with The Locum CPA.

And if you're a CPA working with locum tenens physicians, get the free CPA's Guide to Locum Tenens.

If you're a 1099 or locum tenens physician working in more than one state, your home state's tax rules may not be the whole story.

In this episode, CPA and Certified Private Wealth Advisor Stephen Lee explains one of the most overlooked tax issues facing locums physicians: multi-state taxation. You'll learn why living in a no-income-tax state doesn't necessarily make your locums income tax-free, how nonresident state tax returns work, why estimated tax payments can end up in the wrong state, and how poor planning can lead to penalties, cash flow problems, and unnecessary stress at tax time.

Whether you're taking your first out-of-state locums assignment or regularly working across multiple states, understanding these rules can help you avoid costly mistakes and stay compliant.

📘 Download the FREE CPA's Guide to Locum Tenens:
https://stephenleecpa.com/cpas-guide-to-locum-tenens/?utm_source=podcast

📅 Apply for a complimentary 15-minute discovery call:
https://stephenleecpa.com/book-appointment/?utm_source=podcast

If you found this episode helpful, follow the podcast and share it with another physician working locums across state lines.

W-2 income doesn't exist in a vacuum, and neither does your 1099 income. If you're a physician earning both, your tax strategy is more connected than many people realize.

In this episode, Stephen Lee, CPA, explains five tax rules that physicians with both W-2 and 1099 income frequently get wrong. Learn how your hospital salary can affect self-employment tax, why an S corporation isn't always the best answer, how retirement contribution limits work across multiple plans, and why withholding from your W-2 paycheck may still leave you with a large tax bill.

Whether you're working locums, moonlighting, consulting, or transitioning into more 1099 work, this episode will help you understand how these income sources interact so you can make more informed tax planning decisions.

Free CPA's Guide to Locum Tenens:
https://stephenleecpa.com/cpas-guide-to-locum-tenens/?utm_source=spotify

Book a complimentary 15-minute discovery call:
https://stephenleecpa.com/book-appointment/?utm_source=spotify

If you found this episode helpful, follow the podcast and share it with another physician earning both W-2 and 1099 income.