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What happens when you stop treating a property like a traditional rental and start looking at a different way to generate income?

In this episode of The Housing Dept. Podcast, Terence Garcia sits down with Tambra and Daryl, who share how they transitioned from traditional rentals into furnished insurance housing.

After deciding not to renew a tenant's lease, they furnished the property and began marketing it for temporary housing. Eventually, they connected with someone who needed housing through an insurance claim—and that's when they realized there was a very different opportunity.

Tambra and Daryl share that they were able to 7X the income they were previously receiving from the property by transitioning to furnished insurance housing.

But the conversation goes far beyond that result.

They break down how insurance housing works, how they find tenants, how insurance companies and third-party agencies fit into the process, and how they've managed properties even while living in different states.

In this episode, you'll learn:

• How Tambra and Daryl transitioned from traditional rentals into insurance housing

• How furnished rentals can serve people temporarily displaced from their homes

• How they connect with insurance companies and third-party agencies

• How they market their furnished properties

• How long their insurance-housing stays can last

• How they manage properties in different states

• What systems they use for applications, background checks, maintenance, and property management

• How they used equity from an existing property to help acquire additional properties

• Why they believe you don't necessarily need a massive portfolio to build rental wealth

• Why they're now looking at independent living again

One of the biggest lessons from their story is that sometimes the opportunity isn't buying another property—it's finding a better way to use the property you already have.

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What does it really take to go from working in healthcare to building multiple independent living homes?

In this episode of The Housing Dept. Podcast, Terence Garcia sits down with Noya, an entrepreneur with 24 years of healthcare experience who has built 5 independent living homes in New Jersey.

Noya shares how she got started, why she spent years researching the housing space before taking action, how she funded her first home with her own money, and why she now teaches others to approach funding differently.

She also talks about her approach to marketing and filling her homes, including calling, emailing, showing up in person, and building a professional presentation.

In this episode, you'll learn:

• How Noya transitioned from healthcare into independent living
• Why mentorship and becoming a student helped her get started
• How she approached funding her first home
• Why she recommends saving money and exploring grants
• How she used calls, emails, and in-person outreach to fill her homes
• Why confidence and professional presentation matter when talking to partners
• How she handles challenges and conflict inside her homes
• Why she believes business owners need to move from “hustle” to operating like a business
• What she's planning next with a 50-bed facility in Ohio
• Why she's also planning to open 5 independent living homes in Texas

One of the biggest takeaways from Noya's story is simple: you don't have to know everything before you start—but you do need to become a student, learn from people who have done it, and build your business intentionally.

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⁠https://www.skool.com/thd⁠

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https://www.tiktok.com/@iamterencegarcia⁠

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How does a hotdog vendor become a millionaire by the age of 24?

For Samuel, it wasn't about simply working harder. It was about learning how to work smarter, think bigger, and use the right systems to create opportunities.

In this episode of The Housing Dept. Podcast, Terence sits down with Samuel, who went from selling hot dogs and tour tickets in Los Angeles to becoming a millionaire by 24—and eventually building a real estate portfolio of 31 units.

Samuel shares the turning point that pushed him into real estate, including a legal battle with an apartment complex that taught him the power of owning larger assets.

He also shares how he was denied financing six times, eventually discovered how to use a property's existing rental income to help qualify for financing, and acquired his first 4-plex for $360,000. That property is now worth more than $600,000.

But his biggest lesson goes beyond buying houses.

Samuel explains why he believes real estate is really about finding problems and solving them—and why motivated sellers can create opportunities that other buyers overlook.

What we cover:

• How Samuel went from hotdog vendor to millionaire by 24

• Why working smarter can be more powerful than simply working harder

• The experience that pushed him into real estate

• Why he was denied six times when trying to buy properties

• How he used a property's rental income to help qualify for financing

• How he acquired his first 4-plex

• How that property grew from $360,000 to over $600,000 in value

• Why motivated sellers are more important than simply finding properties

• How to find motivated sellers on Zillow, Redfin, Realtor.com, and other platforms

• Why making phone calls can give you an advantage

• The difference between renting a property and owning the asset

• Seller financing, existing mortgages, and using other people's money

• How Samuel grew his portfolio to 31 units

One of the biggest takeaways from this episode:

You don't always need to work harder. Sometimes you need to learn how to play a bigger game.

If you're building an Independent Living Home business and looking for your next property, this conversation may help you see property acquisition—and the opportunities around it—in a completely different way.

👉 Join The Housing Dept. Community:

https://www.skool.com/thd

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https://www.tiktok.com/@iamterencegarcia

https://www.instagram.com/iamterencegarcia