Is self-funded retirement quietly being Abolished in Australia? This episode of the Positive Property Show covers the latest move in a sequence of policy changes that have made it progressively harder for everyday Australians to build independent wealth.

First came the negative gearing restrictions. Then the CGT concessions were cut. Now borrowing inside a self-managed super fund to buy property has been banned, the result of a Labor-Greens deal where each party extracted what it wanted from the other. The ban closes one of the most tax-efficient wealth-building strategies available to middle-income Australians, and it comes with a hard deadline. Anyone who exchanges contracts before the cutoff date is still eligible to borrow inside their SMSF. After that, the strategy is gone.

George Markoski goes through the full picture in this episode, from why super is now being treated as a government revenue source rather than a retirement vehicle, to exactly what needs to happen before the 45-day window closes.

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