In this episode, Penny Forbes interviews Cheryl Cruickshanks, a seasoned lawyer with over 15 years of experience in real estate and estate law. Cheryl brings practical legal wisdom that every homeowner, investor, and family needs to hear.

From buying and selling property, navigating title issues, easements, and status certificates, to understanding the critical importance of wills, powers of attorney, and estate planning—this conversation is packed with legal insights.

Disclaimer: This episode is for informational purposes only and does not constitute legal advice. Please consult a qualified legal professional for advice tailored to your individual circumstances.

Find Cheryl Cruickshanks online: 🔗 cruickshankslaw.ca

Find Penny Forbes online: 🔗 linktr.ee/pennyforbesrealty

🎧 What if your mortgage could make you money—and be gone in just 10 years? In this episode of The Forbes Podcast, Penny Forbes sits down with Sean Smith and Devon Noble, co-founders of Freedom10, to explore how Canadians are using Rental Cash Damming to turn rental income into a tax-deductible, wealth-building tool.

They also break down the Smith Maneuver, a complementary tactic that transforms home equity into investment capital—and how these strategies, for the right individual at the right time, can help you build real wealth while reducing your tax bill.

This episode is for: ✅ Homeowners with a mortgage and a rental property, basement suite, or a second home like a cottage ✅ High-income earners looking to reduce their tax burden ✅ Real estate investors seeking smarter debt strategies ✅ Anyone curious about turning everyday debt into financial freedom

🎯 Stay tuned to the end for expert life and money tips from Sean, Devon, and Penny on how to keep things simple, smart, and sustainable.

💬 "A dollar saved can be just as powerful as a dollar earned."

🔥 Their TikTok educational videos have hit 1 million + views—check them out for more tips!

📌 Disclaimer: This podcast is for informational purposes only and is not financial or legal advice. Please consult a qualified professional for guidance tailored to your situation.

Find Sean & Devon online: 🌐 www.freedom10.ca 🎵 TikTok: @dev_sean 📸 Instagram: @seansmithmortgage

Find Penny Forbes online: 🔗 linktr.ee/pennyforbesrealty

🎧 For those shaping their homes, communities, and financial futures—this podcast is for you. Subscribe for conversations that Inspire, Educate, and Empower.

In this episode of The Forbes Podcast, host Penny Forbes sits down with Michael Schmidt, franchise owner of Housemaster Toronto, to explore his journey from the film industry to becoming a top-tier home inspector in the GTA. With over 770 five-star Google reviews and multiple Consumer Choice Awards, Michael shares what sets their inspections apart—emphasizing thoroughness, client education, and attention to detail. 💼🏡

This episode unpacks the crucial role of home inspections in real estate transactions—from condos to pre-listing to specialized inspections like radon, mold, and asbestos. Michael also shares real-life findings that reveal how inspections can impact negotiations, protect investments, and build buyer confidence.

Connect with Michael:

Michael Schmidt – Housemaster Toronto: housemastertoronto.com

Connect with Penny:

Penny Forbes: linktr.ee/pennyforbesrealty