They said the 2025 tax brackets were made permanent — but we’ve all seen this movie before. In this episode, Brian, Ryan, and Ed dig deep into The One Big Beautiful Bill and reveal why “permanent” tax cuts might be the most temporary promise in Washington. The conversation breaks down how the Tax Cuts and Jobs Act reshaped the system, why the brackets that were supposed to expire suddenly didn’t, and what that means for your wallet long-term.

The trio explores the math that former U.S. Comptroller General David Walker warned about when he said taxes may need to double to cover government spending. They connect the dots between record deficits, entitlement costs, and the real risk of a future tax spike — all while explaining how smart planning today can protect you tomorrow.

If taxes are truly “on sale,” this episode might just be your wake-up call before the sale ends.

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Disclosure: Information contained in this podcast is for entertainment and informational purposes only, and should not be considered as financial advice. Financial Planning and Advisory Services are offered through Prosperity Capital Advisors (“PCA”), an SEC registered investment adviser. Registration as an investment adviser does not imply a certain level of skill or training. Keystone Financial Group and PCA are separate, non- affiliated entities. PCA does not provide tax or legal advice.

In this episode of The Financial Huddle, Ryan, Ed, and Brian break down one of the most talked-about new pieces of legislation - The One Big Beautiful Bill. There's been a lot of noise about "tax-free" Social Security, overtime, and tips, but what's actually true?

The team cuts through the misinformation and explains exactly:

- What the new deductions mean for tips, overtime pay, and seniors.

- Why none of these are truly "tax-free" (and how the math really works)

- How long these changes last - and why they expire in 2028

- What this means for your retirement income and planning strategy

- How to use these temporary tax advantages to strengthen your long-term financial plan

They also hit on how these deductions affect standard and senior filings, the real impact on your federal taxes (not state or FICA), and why now's the time to talk with a qualified CPA before 2028 hits.

Stay tuned for Part 2, where we break down the "permanent" tax brackets, SALT caps, and more key changes hidden in the bill.

Listen now and get clarity - not noise - on how this legislation actually affects your wallet.

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Disclosure: Information contained in this podcast is for entertainment and informational purposes only, and should not be considered as financial advice. Financial Planning and Advisory Services are offered through Prosperity Capital Advisors (“PCA”), an SEC registered investment adviser. Registration as an investment adviser does not imply a certain level of skill or training. Keystone Financial Group and PCA are separate, non- affiliated entities. PCA does not provide tax or legal advice.

The U.S. government has shut down—again. Headlines are screaming panic, markets are twitching, and the noise is deafening. In this episode, we cut straight through the hype and break down what actually matters for your money, your investments, and your long-term plan.

Most investors make the same costly mistakes during events like this—panic selling, chasing cash, abandoning strategy, or freezing in fear. We explain exactly how to avoid those traps and why government shutdowns are political theater far more than economic crisis.

You’ll learn:
– How government shutdowns historically impact the market
– Why emotional investing destroys long-term returns
– Short-term vs. long-term mindsets during financial uncertainty
– Smart portfolio moves (and what NOT to do)
– How disciplined investors use volatility to build wealth
– Why sticking to a plan beats timing the market

We also connect this topic to real financial planning principles—including liquidity strategy, investment discipline, and behavior coaching—so you know exactly what to do next.

If you value clarity over noise and strategy over fear, you’ll get a lot from this conversation.

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Call Us:
To schedule a conversation, visit https://www.keystoneadvisors.com/contact or call 614-300-9501

Send us a text

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Disclosure: Information contained in this podcast is for entertainment and informational purposes only, and should not be considered as financial advice. Financial Planning and Advisory Services are offered through Prosperity Capital Advisors (“PCA”), an SEC registered investment adviser. Registration as an investment adviser does not imply a certain level of skill or training. Keystone Financial Group and PCA are separate, non- affiliated entities. PCA does not provide tax or legal advice.