Award winning Perpetual SaaS platform offers direct investment in domestic and global bonds

Perpetual Corporate Trust or PCT won “BEST INVESTMENT PLATFORM/APP” at the recent 10th Annual FinTech & Banking Awards 2025.

In this episode, we explore what makes their service so unique, and how they have used technology to deliver an end-to-end service from price discovery, trading, settlement and fund administration.

Perpetual Corporate Trust (PCT) is a leading fiduciary, custody and digital business operating in Australia and Singapore with five business divisions offering a unique range of products and services. PCT is part of the ASX-listed Perpetual Group (ASX:PPT).

Their platform is Australia’s first end-to-end SaaS platform designed specifically to simplify fixed income investing. They enable wealth managers to access global bonds via Euroclear (a market work over $100 Trillion) in parcels as low as $10,000. They integrate research, portfolio construction, execution, settlement, custody, and reporting in one platform – their service is now used by NAB Private Wealth and JBWere.

Since launching 2 years ago they have facilitated over $6 billion in transactions and onboarded 5,300+ investors.

Our podcast guests are: Emily Boden and Heather Gale. Emily is Head of Institutional Sales at Perpetual Digital. Heather is Head of Operations, Procurement & Cash Management.

Key Points:

The platform allows private wealth clients to directly invest in bonds – both domestic and global

Clients don’t have to invest in ETF’s or multi-asset funds to get fixed income exposure to their portfolios

It is a digital solution wrapping up all components needed to invest in fixed income;

· from price discovery on liquid bonds

· trade order and execution

· settlement

· custody

· registry

· all middle office administration

· Trades are executed and settled via Euroclear

Key benefits: allows for parcel sizes to be much smaller then traditional $500k clips. Clients can move into positions, and out of positions if they require in parcel sizes as small as $10k. Smaller parcel sizes allow clients can have a more divers & less risky portfolio. The entire workflow of the solution sits within the same organisation;

Customers: Institutional business who have high Net wealth clients that would like to invest in fixed income directly

Institutional Private Wealth divisions

· NAB private wealth and

· JBWere Shaw

· Advisories firms

· Shaw & Partners

· Boutique funds

· Gramacey

· Clime Investment

Please contact Glen Frost on glen "at" famfi.com.au for podcast queries