What if everything you've been told about retirement planning is wrong? After 39 years on Wall Street, investor coach Ira Work is debunking the scary "$1-2 million retirement myth" and revealing why most people are approaching their financial future completely backwards.

In this eye-opening episode, Ira challenges the generic retirement targets that keep people up at night. Using the 4% rule as his foundation - where $1 million generates about $40,000 annually - he shows how to build retirement goals from your actual income needs, not arbitrary numbers. His approach? Start with purpose, understand why you work, then design a personalised portfolio and timeline.

In this episode, Ira outlines the behavioural traps that destroy investor returns, including how people consistently buy high and sell low due to recency and confirmation bias. He reveals why the average investor underperforms the S&P 500 by 3-4% annually and shares his shift from commission-driven product pushing to academic, risk-measured portfolio construction.

The conversation covers everything from proper diversification across asset classes to the importance of working with financial advisors who have your best interests at heart – not their own.

Ready to revolutionise your retirement planning? Listen to discover the truth about building sustainable wealth.

Key takeouts:

• The “you need $1–2M” headline is misleading — retirement is better framed around income needs and safe-withdrawal rules (e.g., 4%), not an arbitrary lump sum
• You can materially protect retirement goals by designing risk‑measured, diversified portfolios, rebalancing regularly, and dialling back equities as you near retirement, not by chasing returns
• Many advisors push commission‑driven products and market timing that hurt outcomes; fee‑based financial planning is a surprisingly more reliable path

What if the biggest obstacle to your success isn't your circumstances, but your mindset about them?

This week I speak with Jason Yarusi, who is a private fund manager of $283m of multifamily real estate, as he reveals the game-changing shift from external blame to internal accountability. Instead of using poor upbringing, bankruptcy, or job situations as excuses, Yarusi advocates for focusing on what you can control and influence.

Key takeaways:

- Transform your mornings to create a "day before your day" filled with meditation, exercise, and self-care

- Work strategically, not just hard - redirect your established work ethic toward activities that serve your vision

- Purpose isn't discovered through searching but through taking action and learning from each step

Jason's journey from chaotic lifestyle to intentional living and radical internal accountability demonstrates how, with the right mindset, people can realise their ambitions and live with purpose.

Ready to transform your mindset and take strategic action toward your goals? Listen to this powerful episode now.

Stuart Morris shares his wild entrepreneurial journey, which spans building a startup in Moldova that eventually went public on the NYSE, navigating near-bankruptcy during the 2008 crisis, avoiding homelessness, and some interesting encounters with the mafia in Eastern Europe.

Later, a side gig in funerals and weddings accidentally became the world's largest celebrant training program, which enabled Stuart to buy an 18th-century, 21-bedroom retreat in the Yorkshire Dales during lockdown, giving him the freedom he so desired.

Stuart challenges the Instagram-fueled "promised land" of entrepreneurship, advocating for building tangible businesses as stepping stones to the life you want, demonstrating that purpose trumps profit.

What if a simple daily routine could completely rewire your mindset and transform your entire life?

Shawn Feurer, the ‘universal mindset disruptor’, reveals how he evolved from home-improvement business owner to transformational coach after hitting rock bottom in 2014, where he discovered that our mindsets aren't fixed - they're programmed and can be reprogrammed.

In this powerful conversation, Shawn shares his "trifecta" framework of money, health, and self-love, explaining how limiting beliefs around education, success, and self-worth hold us back.

Key takeaways and learnings:

• How rating, rehearsing, and raising your set point across the core life pillars of money, health, and self‑love can help shift your mindset and promote positive life outcomes
• Your mindset is programmed, not innate, and by using brief daily rituals, this can be changed
• Soft daily practices such as forgiveness, affirmations, and visualisation can drive major turnarounds in your life
• How you respond to something is important – be mindful rather than emotional
• Protect your boundaries by cutting “energy vampires” and building a high‑vibe inner circle
• Practical routine under 30 minutes that produced income gains, healed relationships, and mental clarity

Ready to discover how 30 minutes a day can change everything? Listen now to learn Shawn ‘s exact blueprint for mindset transformation.

Discover how a conventional Oracle sales role in 2003 led to the creation of a pioneering digital marketing strategy that enables businesses to realise huge value from online spend.

Professor Christian Farioli shares his fascinating journey that started with experimenting with Google Ads when it was in its infancy, to becoming one of the leading voices in the industry, helping drive innovation and education across the world.

His story demonstrates how persistence and innovative thinking can overcome corporate resistance to new ideas and bridge the gap between traditional business goals and modern marketing approaches.

Key highlights:

- How embracing innovative technologies can support long-term business growth

- "The Waltz" framework and how this can help support digital marketing

- How the 70-20-10 budgeting method works for marketing innovation

- Insights on navigating the evolving landscape of social media and cryptocurrency

Ready to be inspired? Listen to this episode to learn how one person's willingness to challenge the status quo helped shape the digital marketing landscape we know today.

Ever wondered how to truly monetise your expertise?

Peter Thomson has 32 years of experience helping coaches and consultants develop game-changing insights about pricing based on impact rather than time.

In this compelling episode, he challenges the traditional hourly-rate model, helping people understand the "value of the value."

Key highlights:

- Why professional services consultants should price based on delivered value, not time spent

- Understanding the ripple effect of business ideas on communities

- The crucial difference between relational clients and transactional customers

- How positioning influences client perception and success

- Practical strategies for ethical persuasion in professional services

Ready to transform your approach to pricing and client relationships? This episode is packed with actionable insights that could revolutionise how you think about your business.

Tune in to discover how to confidently charge what you're worth and create meaningful impact through your work.

Dive into the fascinating world of Japanese wellness as Saori Okada, a wellness coach at Mogami, unveils the transformative power of ikigai - the meaning of life.

This enlightening conversation explores how this ancient concept can revolutionise your approach to daily life and long-term fulfillment.

Key highlights include:

• Understanding the concept of ikigai

• Balancing work culture with personal wellness

• Practical mindfulness techniques, including Japanese calligraphy

• The role of 'genki' (foundational energy) in relationships

• Building authentic connections and maintaining healthy boundaries

Through real client stories and personal experiences, Sori shares with us how aligning our values with daily actions can lead to profound personal transformation.

Our discussion weaves together traditional Japanese wisdom with modern wellness practices, offering practical insights for those seeking deeper meaning in their lives.

Ready to discover your own ikigai and transform your approach to well-being? Tune in to this enlightening episode that bridges Eastern wisdom with contemporary lifestyle challenges.

Learn how to manage your money better and be debt-free in record time! In this episode you will learn:

• The importance of efficiency over frugality - it's not just about cutting costs, it’s about making your money work harder. The Shred Method focuses on optimising cash flow by eliminating inefficiencies, not just pinching pennies
• Behaviour drives wealth - your financial future is more about mindset and behaviour than income level. Early money beliefs and spending habits shape long-term outcomes, and they can be changed.
• You need a good offense and defence - true financial freedom comes from earning more and spending smarter. Entrepreneurs need to grow their income while strategically reducing unnecessary expenses to build equity and liquidity fast
• Financial freedom comes from focused strategy, not just hard work - spreading money thinly across debts, saving inefficiently, or blindly following traditional investment advice keeps people stuck. Entrepreneurs can accelerate wealth by using intentional, optimised methods like the Shred Method to eliminate debt quickly and redirect cash flow to build real wealth
• Money decisions are emotional. Understand the “why” behind your spending - many financial behaviours are rooted in childhood beliefs or emotional wounds. Recognising these patterns is the first step to changing them. True financial transformation starts with emotional awareness and aligning money habits with your values and long-term vision.