We walk through the new tax year changes that hit dentists and dental practice owners first, from frozen thresholds and fiscal drag to payroll cost rises and dividend tax. We then zoom out to the systems and decisions that protect profit: MTD readiness, cloud accounting, automation, smarter borrowing, and building a practice that can grow without breaking you.

• personal allowance and income tax bands staying frozen and why fiscal drag feels like a hidden tax
• self employed national insurance changes including Class 2 being abolished with voluntary contributions for State Pension credits
• employer NI increase and secondary threshold change plus what it means for staffing costs
• national living wage rises and how cost pressure shows up in practice margins
• dividend allowance staying low and dividend tax rate increases plus dividend planning across 2025 to 26
• pension annual allowance and using company cash efficiently
• capital gains tax rates and business asset disposal relief moving to 18%
• capital allowances changes including first year allowance reduction and why car emissions rules matter
• IR35 risk for associates and why contracts must reflect genuine self employment
• key self assessment and reporting deadlines plus why you should keep them on a calendar
• Making Tax Digital for Income Tax from April 2026 and the quarterly update model
• why Xero and cloud bookkeeping improve tax planning management accounts and decision making
• PMS integration and the KPIs to monitor such as revenue per chair staff costs and cash runway
• common accounting pitfalls including personal spend inconsistent bookkeeping and no monthly close
• Samera AI approach to bringing practice data into one place and automating associate pay
• dental practice finance basics including LTVs interest ranges and the startup versus goodwill picture
• what lenders want plus deal red flags and why independent buyers’ advice matters
• offshoring bookkeeping and finance work safely with training process and GDPR controls
• growth stages from founder led to multi site plus group structure and becoming sale ready

Just reach out to myself, reach out to Euros, reach out to Natasha, go to our website

If you require any help, don't hesitate to reach out to the Samera team at www.samera.co.uk. We are all here to help you!

Thank you,

The Samera Team

We explain what Making Tax Digital for Income Tax means for UK dentists and why the shift to quarterly reporting changes how you keep records. We map the deadlines, turnover thresholds and software options so you can get organised before April 2026 and avoid last-minute stress.

• what MTD ITSA is and how quarterly updates work
• the April 2026 start date and the dropping thresholds through 2027 and 2028
• qualifying income as turnover rather than taxable profit
• combining self-employment and rental income and what that means for reporting
• registering for MTD ITSA and why HMRC will not do it automatically
• quarterly periods, due dates and the option to elect for calendar quarters
• choosing HMRC-approved software such as Xero or FreeAgent
• bank feeds, training and support to reduce bookkeeping time
• bridging software for spreadsheet users and why it is usually short term
• how quarterly reporting can improve tax planning and cash flow

Please feel free to reach out to me. I’ll be able to provide you a free consultation about how to set up the MTD options.

If you require any help, don't hesitate to reach out to the Samera team at www.samera.co.uk. We are all here to help you!

Thank you,

The Samera Team

We sit down with Howard Faran to talk about why dentists can be great clinicians yet still feel stuck financially. We focus on the basics that change everything: trust, access, insurance maths, and building a practice that improves margins instead of chasing volume.
• Howard’s background from franchise business to dentistry and an MBA
• Why business education is missing from healthcare and dentistry
• The real cost of PPO discounts compared with patient acquisition costs
• Practice growth through mergers and acquisitions and buying retiring practices
• Trust as a competitive advantage and why staff turnover hurts DSOs
• Why scaling locations fails without systems and why margins matter more
• Patient access, opening hours, and treating dentistry like a real service business
• Mentorship for new graduates and choosing workplaces based on culture
• Burnout as a symptom of low-margin work and misaligned incentives
• AI in dentistry as a tool for speed, quality, lower costs, and better decisions

If you require any help, don't hesitate to reach out to the Samera team at www.samera.co.uk. We are all here to help you!

Thank you,

The Samera Team