エピソード

  • Smart Underwriting: How BHPH Dealers Prevent Defaults with AI
    2025/09/26

    Discover how auto loan underwriting software empowers BHPH dealers to reduce default rates. We’ll explore AI-driven risk analysis using traditional and alternative data, automated workflows, early warning alerts for missed payments, and compliance tools. See how these innovations lead to sharper credit decisions, fewer delinquencies, and stronger portfolio health.

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    13 分
  • Car Loan Rates Explained: When Your Credit Score Matters Most
    2025/09/23

    Discover how your credit score impacts the interest rate you’ll pay for a car loan. We break down average APRs for new vs used vehicles by credit tiers — from super-prime to deep subprime. Learn what factors influence your rate, how APRs have shifted over recent quarters, and strategies you can use to secure a lower rate and save money over the life of your loan.

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    15 分
  • Loan Servicing Software: Must-Have Features for BHPH Dealers
    2025/08/12

    Discover the key software features every Buy Here Pay Here (BHPH) dealer should demand. This episode covers advanced tools for collections and communication—from configurable workflows, multi-channel reminders, and repossession management to mobile-friendly payment options, robust third-party integrations, real-time dashboards, and PCI-compliant digital receipts—empowering you to automate operations and safeguard portfolio performance.

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    13 分
  • BHPH Debt Mastery: Best Practices for In-House Financing
    2025/08/11

    Learn how Buy Here Pay Here dealerships can manage debt more effectively. This episode highlights credit assessment using income and alternative data, flexible payment plans, structured collections under FDCPA compliance, and the role of automation, cloud platforms, and AI (like Skit.ai) in streamlining operations and reducing defaults.

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    21 分
  • Selling Bulk Auto Loans: Unlocking Capital for Growth
    2025/08/11

    Discover how businesses use bulk auto loan portfolio sales to free up capital and sharpen focus on their core strengths. This episode explores evaluating portfolio quality, identifying ideal buyers, timing sales with market trends, negotiating terms, and navigating regulatory compliance to ensure a profitable and seamless sale.

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    10 分
  • Finding the Right Auto Note Buyer: A Guide for Sellers
    2025/08/08

    Navigate the world of auto loan note sales with confidence. This episode unpacks key buyer types—banks, specialty funds, finance companies—and outlines strategies for preparing your portfolio, completing due diligence, managing legalities, and maximizing return. Whether you're a dealer or investor, learn best practices to streamline the sale process and connect with the right buyers next time.

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    20 分
  • Auto Note Buyers Uncovered: How to Choose the Right Partner
    2025/08/06

    Explore how to sell auto loan portfolios to the right buyers. We break down buyer types—banks, credit unions, private equity, specialty finance—and how portfolio credit quality, size, and geographic coverage affect receptions. Learn due diligence requirements, auction formats, and how platforms like Debexpert streamline sales to over 500 verified buyers annually. Discover how to maximize value and close confidently.

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    10 分
  • Smart Lending: How AI Is Reshaping BHPH Loan Operations
    2025/08/05

    Discover how artificial intelligence is transforming Buy Here Pay Here loan management. This episode explores AI-powered underwriting, predictive risk scoring, automated collections, fraud detection, and customer support tools—which together enhance efficiency, accuracy, and portfolio performance in modern BHPH operations.

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    19 分