Is the Arizona Real Estate Market Hot Dead or just Heating Up?! Jordan and Gavin are back to discuss the current status of the market, where is the homebuyer sentiment and what do they see happening in the near future with interest rates, cryptos and the election!

2024 is going to be a wild year for certain! Jordan and Gavin discuss the Mortgage Rate outlook for the year as well as Bitcoin price action and how Inflation, the Fed, ETF and the having will all play major roles in financial markets in 2024!

Tune in!

Fed December announcement is out and they are holding rates steady, but the big news was the introduction of the idea of rate cuts in 2024!

Jordan and Gavin discuss the FED decision as well as what this will mean for 2024 Real Estate values and affordability.

If you are planning on buying Real Estate in 2024 this is a must watch to understand the market moving forward.

These Hot takes and more!

Is Bitcoin the Future of Money? What economic headline will dominate 2024 and how will this effect the housing market?

Jordan and Gavin discuss cryptocurrency, Bitcoin and the FED and the money supply and how all this shapes up for wild financial markets in 2024. They believe lower rates are in store, and this will fuel a recovery in housing and mortgages as well as a nice bull market in Cryptocurrency.

Breaking New 2024 Conventional Loan limits! Our Max loan amount is $766,550!

Jordan and Gavin discuss what this new loan limit means for the Real Estate market as well as discuss the most Recent Case Schiller index report for Home Price appreciation that came in at Year over Year at 3.9% appreciation!

It appears that 5.0% is the lid on the 10 year treasury and with this past October CPI Report coming in cooler than expected, the FED Pause and Hold is all but official. The FED stated they wanted to go “Higher for Longer” with Fed Funds Rate. Since we have not seen a hike since July, this will be a solid 6 months with a PAUSE at Higher for Longer. How long can they hold rates at this level? We don’t know, but this holding pattern should allow investors to relax and take out some of the buffer in higher mortgage rates.

We project Rates will begin to come down and anticipate seeing rates back in the 6’s in early 2024 and hopefully into the 5’s by Q2/Q3 of 2024.

Check out as Jordan and Gavin dive into some of the data points and reasoning behind all of this.

Is the FED PEAK RATE IN?! It would appear so, we are in the “PAUSE” phase and really we have been since July.

In this episode we discuss the FEDs recent remarks and how things are shaping up in our economy. What the FED is looking for and what we think will happen as we start forecasting into 2024.

The pause should cool off hot interest rates as long as inflation can stay in check.

Tune in and be sure to share this with Realtors and those interested in Real Estate markets and finance.

For Mortgage Bankers only; maybe it is time you consider joining the broker side.

The Mortgage business is changing, price compression is a real thing and you need to be bringing the most value and best price to the street. If you are working for a large lender, with lots of overhead, you and your clients are paying for it. Why continue to work that old model with Regional Managers taking 10bps off the top of everyone’s production? It just doesn’t make sense. You are your brand, the people you work with, trust you. Brand yourself, build yourself, and believe in yourself. Now is a great time to join the broker side, we are hiring or we can help you start your own broker business.

Join Jordan and Gavin as they navigate the ever changing mortgage business world.